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All Journal Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Jurnal Pendidikan : Riset dan Konseptual Jurnal Manajemen Universitas Bung Hatta Invest Journal of Sharia & Economic Law SINDA: Comprehensive Journal of Islamic Social Studies As-Sidanah : Jurnal Pengabdian Masyarakat Jurnal Ekonomi, Manajemen, Akuntansi JURNAL ECONOMINA
Novi Febriyanti
Universitas Alma Ata Yogyakarta
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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The Influence of Plafond, Tenor, Application Process, and Loan Frequency on The Growth of Bank Syariah Indonesia's MSMEs Customers Anisa Lia Viantina; Ratih Purbowisanti; Dhidhin Noer Ady Rahmanto; Dunyati Ilmiah; Novi Febriyanti
Invest Journal of Sharia & Economic Law Vol 2, No 2 (2022): Invest Journal of Sharia & Economic Law
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/invest.v2i2.5405

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are essential to economic growth. However, the growth of MSMEs is constrained by difficulties in accessing capital. This study aims to determine the effect of the variable amount of financing (plafond), the application process, the repayment period (tenor), and the frequency of borrowing on the growth of MSMEs. This study uses a quantitative method with a sample of 80 respondents from Bank Syariah Indonesia branch office Sleman Prambanan customers. The sample selection used a purposive sampling technique with the criteria that Bank Syariah Indonesia branch office Sleman Prambanan customers were SMEs in the Yogyakarta and Klaten areas and used financing products such as BSI KUR Micro, BSI KUR Kecil, and BSI Super Micro. The analytical technique used is the classical assumption test, multiple linear regression analysis, t-test, F test, and the coefficient of determination with the help of SPSS software. The results show that the amount of financing (plafond) and the repayment period (tenor) have a positive effect. In contrast, the application process and the borrowing frequency do not positively affect the growth of MSMEs.
English The Existence of Muhadharah’s Extracurricular and Its Relevance in The Forming of Student’s Confidence in MA Fadllillah Sidoarjo M. Chanif Nasich; Noris Firmansyah; A. Fikri Amiruddin Ihsani; Novi Febriyanti
Jurnal Pendidikan : Riset dan Konseptual Vol 7 No 1 (2023): Volume 7, Nomor 1, 2023
Publisher : Lembaga Penelitian dan Pengabdian Universitas Nahdlatul Ulama Blitar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28926/riset_konseptual.v7i1.585

Abstract

This study discusses the existence of Muhadharah's extracurricular and its relevance in building the self-confidence at MA Fadllillah Sidoarjo students. The focus of the problem in this study is how the implementation of Muhadharah's extracurricular and its relevance in building the self-confidence at MA Fadllillah Sidoarjo students. The purpose of this study was to identify, describe, and analyze the implementation of Muhadharah's extracurricular and its relevance in building the self-confidence at MA Fadllillah Sidoarjo students. The research method used in this study is a qualitative research method with descriptive analysis. In this study, it was found that the implementation of Muhadharah's extracurricular was very relevant to be used as a self-confidence formation at MA Fadllillah Sidoarjo students. This is done by several things, including regular and continuous training of Muhadharah, support and motivation from supervisors, as well as giving rewards after daring to display their abilities in public.
OPTIMALISASI DIGITAL MARKETING PASCA PANDEMI COVID-19 PADA PELAKU UMKM KAWASAN WISATA UNIT BANJARAN YOGYAKARTA Novi Febriyanti; Nuriya Luthfiana; Nurlaili Rohmah; Siti Solehah; Rofiq Burhannudin; Nadya Safia Bilqis; Ardhani Prakoso; Devia Citra Nagari; Muhammad Shalahudin Arrasyid; Aam Indri Febriyanti; Setio Budi
As-Sidanah Vol 5 No 1 (2023): APRIL
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/assidanah.v5i1.188-201

Abstract

Micro, Small and Medium Enterprises (MSMEs) in the Banjaran Unit area of Guwosari District, Bantul, Yogyakarta, which are engaged in the culinary business, became collaborators in this activity. MSMEs have problems in the marketing process which is still very basic and conventional, and lack of understanding of financial records. Thus, the author offers guidance on how to manage digital media effectively, as well as how to create financial reports and business accounts on platforms such as Instagram and Linktree and ledgers as a financial recording site. The technique used is a qualitative approach based on outreach, discussion, and providing instructions on how to register an account on digital media and manage the account. The results of this activity indicate that periodic assistance is necessary so that digital marketing tactics can be used effectively and optimally in assisting marketing efforts and boosting sales to MSME companies. Suggestions were made by the activity implementing team so that more MSMEs would receive assistance on the benefits of digital marketing for their businesses. This will be very helpful in encouraging an understanding of digital marketing regarding the steps taken, creating and managing social media applications more optimally for business development.
Analisis Analisis Shifhshare Lintas Sectoral Industri di Kabupaten Tulungagung Periode 2016-2021 achmad budi susetyo; Novi Febriyanti
SINDA: Comprehensive Journal of Islamic Social Studies Vol 3 No 2 (2023): volume ,3 Nomor 2 Agustus 2023
Publisher : Universitas Nahdlatul Ulama Blitar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28926/sinda.v3i2.1095

Abstract

Penxelitian ini bertujuan untuk menganalisis kinerja industri sectoral pada Kabupaten Tulungagung yang dibandingkan dengan sectoral yang ada Jawa Timur. penelitian ini adalah kuantitatif dengan teknik pengamxbilan sampel menggxunakan purposive sampling. Metode pengumpulan data yang diguxnakan ialah dengan menggunakan dokumen Teknik pengolahan data yang dilakukan ialah melalui analisis shifshare. Adapun hasil penelitian menunjukkan bahwa (1) pertumbuhan ekonomi positif di provinsi Jawa Timur memberikan efek mendorong pertumbuhan ekonomi di Kabupaten Tulungagung, (2) terdapat 9 sektor dengan pertumbuhan negative di tingkat Jawa Timur yang memberikan efek yang sama terhadap industri di Kabupaten Tulungagung, (3) ada 7 sektor ekonomi di Kabupaten Tulungagung yang memiliki daya saing positif terhadap sektor ekonomi yang sama dengan Provinsi Jawa Timur, (4) Terdapat 7 sektor industri progresif dan 10 sektor industry non progresif di Kabupaten Tulungagung
The Moderated Impact of Deviden Policy on Profitability to Firm Values; achmad budi susetyo; Novi Febriyanti
SINDA: Comprehensive Journal of Islamic Social Studies Vol 3 No 2 (2023): volume ,3 Nomor 2 Agustus 2023
Publisher : Universitas Nahdlatul Ulama Blitar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28926/sinda.v3i2.1100

Abstract

The increasing public interest in investment, prompting a wider range of investment options, from the money market to the stock market. In the stock market there are quite a number of investment modes, both preferential and ordinary stocks and their derivatives, all of which can be measured from the fundamental side, both in terms of profitability, deviden, to the value of the Company. The study aims to investigate the impact of profitability and dividend policy on the value of the company, whose target company is an indexed issuer of the Jakarta Islamic Index (JII) in the period 2022-2023. Data collection method used using purposive sampling with data sources as secondary data. The analytical tool used in this study is Moderated Regression Analysis. The results of the research show that the deviden policy has a role as a moderating homologizer, which means these variables have the potential to moderate the power of influence between the profitability and value of the company. As for the direction of influence, the deviden policy has a positive impact, where the larger the dividend distributed, the higher the company's value achieved.
Equity Crowdfunding: Financing Instruments MSMEs Compilation of Perspective Sharia Economic Law Novi Febriyanti
Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Vol 26 No 1 (2023): Al-Qanun, Vol. 26, No. 1, Juni 2023
Publisher : Fakultas Syariah dan Hukum UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/alqanun.2023.26.1.108-120

Abstract

This study aims to analyze financing instruments for micro, small and medium enterprises (MSMEs) through equity crowdfunding and examine equity crowdfunding in the perspective of compilation of Sharia economic law (KHES). This type of research is descriptive qualitative research, namely research that seeks to describe and explain the data obtained with secondary data. This study uses a literature research approach, where the data sources are obtained from literature studies and various kinds of literature that are worthy of discussion, including the study of OJK Regulation No. 37/POJK.04/2018 and DSN MUI Fatwa No. 117 /DSN-MUI/II/2018. The results of this study indicate that the financing instrument carried out contains business actors, investors and fund distribution institutions. While the review of Islamic economic law regarding equity crowdfunding leads to 2 types of contracts, namely mudharabah and musyarakah contracts that can be used as references.  
Relational Capital Can Improve Marketing Performance With the Mediation of Dynamic Capability: A Theory of Planned Behavior Perspective Dimas Wibisono; Novi Febriyanti; Marsuking Marsuking; Shindy Dwita Nuansari; Muh Zulfahmi Rapi
Jurnal Manajemen Universitas Bung Hatta Vol. 19 No. 1 (2024): Jurnal Manajemen Universitas Bung Hatta
Publisher : Management Department, Faculty of Economics and Business, Universitas Bung Hatta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37301/jmubh.v19i1.24322

Abstract

This study aims to determine whether relational capital can improve marketing performance with dynamic capability mediation. This research discusses relational capital with marketing performance with dynamic capabilities. SEM-PLS with Smart PLS 3.0 software is used in this study to concurrently assess the mediation effect. Through surveys, data from 200 MSMEs with a focus on the coffee industry were gathered. From January to August 2023, questionnaires were given to business managers or marketing teams in Sleman, Yogyakarta. Implications Particularly for coffee enterprises, the acceptance or rejection of hypotheses reveals management ramifications. First, organizations may be able to adjust to the environment more rapidly thanks to dynamic capability. Additionally, it can keep up with and enhance marketing. Third, it aids in the survival of app startups. In a pertinent way, Dynamic Capability conceptualizes both internal and external stakeholders.
Faktor-Faktor yang Memengaruhi Keputusan Muzakki Membayar Zakat Secara Online Novi Febriyanti; Ragil Satria Wicaksana; Alia Jihan Sahira; Achmad Budi Susetyo; Rahmad Nursyahidin; Nuriya Luthfiana
JURNAL ECONOMINA Vol. 3 No. 4 (2024): JURNAL ECONOMINA, April 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v3i4.1280

Abstract

Penelitian ini bertujuan untuk menguji pengaruh Literasi Zakat, Literasi Digital, Persepsi Manfaat, Persepsi Kenyamanan dan Pengaruh Komitmen Terhadap Keputusan Membayar Zakat Profesional Menggunakan Sistem Pembayaran Zakat Digital. Sampel penelitian ini terdiri dari 140 informan yang telah membayar zakat profesinya dengan menggunakan sistem pembayaran zakat digital. Belajar Metode ini menggunakan analisis kuantitatif PLS-SEM dengan bantuan alat analisis SmartPLS 3. Hasil survey menunjukkan bahwa Literasi Zakat, Literasi Digital, Perceived Convenience dan Commitment Effect mempunyai pengaruh positif mempunyai dampak signifikan terhadap keputusan membayar zakat profesi dengan menggunakan metode sistem pembayaran zakat digital. Sedangkan variabel Persepsi Manfaat tidak berpengaruh terhadap keputusan membayar zakat profesi menggunakan sistem pembayaran zakat digital.
Prinsip Bagi Hasil dalam Perspektif Ekonomi Syariah Pada Akad Mudharabah Novi Febriyanti; Dhidhin Noer Ady Rahmanto; Muhammad Sofa; Susana Susana; Nur Rohmah Nuzulanita; Jainul Jainul
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 2 No. 2: Januari-Juni 2023
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v2i2.3081

Abstract

Artikel ini bertujuan untuk menjawab pertanyaan tentang prinsip bagi hasil dalam perspektif ekonomi syari’ah pada akad mudharabah, Metodologi penelitian yang digunakan adalah pendekatan deskriptif kualitatif dengan jenis penelitian analisis studi literatur. Hasil penelitian menunjukkan bahwa dalam perbankan syariah terdapat produk pembiayaan salah satunya yaitu pembiayaan mudharabah. Pembiayaan mudharabah terbagi menjadi 2 yaitu mudharabah mutlaqah dan mudharabah muqayyadah. Dalam prinsip bagi hasil menggunakan sistem bagi hasil pada akad mudharabah melalui sistem revenue sharing, yaitu proses bagi hasil yang diperoleh dari pendapatan tanpa dikurangi oleh biaya-biaya operasional, pendapatan dibagi dari keuntungan kotor. Dengen penentuan nisbah bagi hasil ditentukan diawal akad sesuai kesepakatan kedua belah pihak.
Co-Authors A. Fikri Amiruddin Ihsani Aam Indri Febriyanti achmad budi susetyo Alia Jihan Sahira Anisa Lia Viantina Ardhani Prakoso Devia Citra Nagari Dhidhin Noer Ady Rahmanto Dimas Wibisono Dunyati Ilmiah Jainul Jainul M. Chanif Nasich Marsuking Marsuking Muh Zulfahmi Rapi Muhammad Shalahudin Arrasyid Muhammad Sofa Nadya Safia Bilqis Noris Firmansyah Nur Rohmah Nuzulanita Nuriya Luthfiana Nuriya Luthfiana Nurlaili Rohmah Purbowisanti, Ratih Ragil Satria Wicaksana Rahmad Nursyahidin Rofiq Burhannudin Setio Budi Shindy Dwita Nuansari Siti Solehah Susana Susana