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All Journal Journal of Economic, Business, and Administration JEBA
ngasemi iryana
universitas bina mandiri gorontalo
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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ANALYSIS OF THE CAUSES OF NON LOANSAT THE MANAGEMENT BUMDES OF JATIMULYA VILLAGE WINOSARI DISTRICT BOALEMO DISTRICT ngasemi iryana; Syamsinah; Siske Anani
Journal of Economic, Business, and Administration (JEBA) Vol. 3 No. 3 (2022): Journal of Economics, Business and Administration (JEBA)
Publisher : LP2M Universitas Bina Mandiri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47918/jeba.v3i3.518

Abstract

This study aims to determine the factors that cause bad credit in BUMDes Amanah, Jatimulya Village and to find out the management implementations carried out by BUMDes Amanah, Jatimulya Village. The method in this research is to use qualitative methods with the type of research that is descriptive. Qualitative research data obtained through interview techniques, participant observation, and documentation. In this study it was concluded that, (1) The factors causing bad credit in BUMDes Amanah DesaJatimulya were caused by the covid-19 pandemic, untrustworthy customers in using funds, less efficient performance of BUMDes officers and the occurrence of customer harvest failures (2) Management implementation What is done by BUMDes Amanah DesaJatimulya in dealing with bad loans is in an orderly way, namely directing debtors to apply for loans first, then verifying before being approved, signing a collective agreement. The loan limit provided by BUMDes Amanah is Rp. 5,000,000.00 with a period of six months.
Co-Authors Anani, Siske Syamsinah