Hamdan Ainul Yaqien
Universitas Pelita Bangsa

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SOLUSI KREATIF PERMASALAHAN SAMPAH DI DESA JATIBARU KECAMATAN CIKARANG TIMUR Sunita Dasman; Hamdan Ainul Yaqien
Ekalaya: Jurnal Pengabdian Kepada Masyarakat Indonesia Vol. 2 No. 1 (2023): Ekalaya Journal
Publisher : Nindikayla Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (252.09 KB) | DOI: 10.57254/eka.v2i1.11

Abstract

Waste is still the main problem faced by the residents of Jatibaru village. The accumulation of garbage in several locations in Jatibaru village causes an unpleasant smell and becomes prone to disease. In addition, the scenery of Jatibaru village becomes unsightly to the eye. Public awareness and the absence of adequate landfill sites are problems with the accumulation of waste. This Ecobricks training aims to provide solutions to Jatibaru villagers to reduce the accumulation of plastic waste into a useful object. Ecobricks techniques are a practical and inexpensive solution to reduce plastic waste. The results of this training gave positive results to reduce the accumulation of plastic waste. However, there is a need for public awareness to sort plastic waste.
The influence of the health level of sharia bank using the RGEC method on third party funding and profitability: Study at Bank Syariah Mandiri Period 2013-2020 Marwati; Sakum; Hamdan Ainul Yaqien
NUsantara Islamic Economic Journal Vol. 2 No. 2 (2023): 2023 July
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/nuiej.v2i2.681

Abstract

The health of a financial institution is in the interest of all related parties, both capital owners and bank managers, people who use bank services, and OJK as the owner of the authority in supervising banks. A healthy bank is a bank that can carry out its functions well, namely being able to maintain and maintain public trust, can carry out the intermediation function, can assist payment traffic and can be used by the government in carrying out various monetary policies, and most importantly can improve performance. financial form of profit or profitability. This study aims to analyze the effect of Islamic bank health level using the RGEC (Risk Profile, Good Corporate Governance, Earning, and Capital) method on third party fund raising and profitability. This study uses a descriptive quantitative research method, with the independent variable being the Soundness of Islamic Banks Using the RGEC Method with indicators of CAR, NPF, FDR, NOM, BOPO. As for the dependent variable, namely Third Party Funds and Profitability (ROA). Data collection techniques used secondary sources with data analysis using multiple linear regression analysis with the help of IBM SPSS 20. The results showed that the Health Level of Bank Syariah Mandiri in 2013-2020 experienced an increase in the CAR ratio which was categorized as very good. Likewise, the ratio of NPF and FDR is in the Good category. However, the NOM ratio is categorized as Bad. While the BOPO ratio is categorized as Very Good. Likewise, the ROA ratio is categorized as Good Enough. Meanwhile, the collection of third party funds increased by 2.59% or equivalent to 2.018 billion per quarter. Together (simultaneously) the variables of bank soundness, namely CAR, NPF, FDR, NOM, and BOPO have a significant influence and are able to explain the Third Party Fund (DPK) variable of 37.3%. Likewise, the Profitability (ROA) variable has a significant influence and is able to explain 99.9%. While individually (partial) CAR, NPF, FDR, BOPO have no significant effect on Third Party Funds and Profitability (ROA). However, NOM has a significant effect on Third Party Funds and Profitability (ROA).