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All Journal Jurnal Daulat Hukum
Fa'idh Duhat
Magister Kenotariatan Fakultas Hukum Universitas Diponegoro
Law, Crime, Criminology & Criminal Justice Social Sciences

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Notary's Responsibility for Covernote Issuance as the Basis for the Bank's Trust in the Credit Agreement Fa'idh Duhat; Ro'fah Setyowati
Jurnal Daulat Hukum Vol 6, No 1 (2023): March 2023
Publisher : Magister of Law, Faculty of Law, Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jdh.v6i1.27157

Abstract

Cover note as a certificate that the customer's land documents for credit applications are still in the process of certification, roya process, transfer of name, or splitting process if they are certified. However, in practice there are banks that use Covernote as a basis for credit disbursement. In matters of legal status, the Covernote issued by a Notary in the disbursement process carried out by the Bank and how the credit disbursement process by the Bank is based on the Covernote. This study aims to identify and explain the responsibilities of a Notary in publishing a Covernote and also the legal power of a Covernote. The discrepancy that occurs between the statement in the Covernote and the reality on the ground, the Notary must be responsible, whether criminally, civilly, or morally responsible.
Co-Authors Ro'fah Setyowati