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IMPLEMENTATION OF HIWALAH AGREEMENT AGAINST TAKERS – TRANSFER OF SUBSIDIZED FERTILIZER DEBT AT PUSRI RETAILERS KPL. SURYA USAHA TANI M Fatchurrohman; Ahmad Syihabudin
AL HUKMU: Journal of Islamic Law and Economics Vol. 02, No. 1 Maret 2023
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.136

Abstract

Hiwalah is the transfer of the right to claim debts to other (third) parties on the basis of the consent of the party who gives the debt. The basis of the hiwalah contract is that ta'awun is a help- helping activity in the good among fellow Muslims. Reseller Pusri KPL. Surya Usaha Tani sells fertilizer with a tempo system with a gradual payment after the rice harvest, the results of which cannot be ascertained. The debt of the fertilizer slasher in Pusri is paid by farmers after getting money from the sale of their paddy harvest. However, in the payment, there is an additional cost of fertilizing rice fields for which there is no record of costs as a statement. The additional payments are not clearly known to farmers which is a common occurrence in the local community. However, in Islamic law the transaction of Hiwalah with Ujroh must have special records and particulars so that it can be proved and known together and not become gharar (Unclear). Implementation of hiwalah agreements for takers – transfer of subsidized fertilizer debt at pusri retailers KPL. Surya Usaha Tani needs research to be able to positively influence the surrounding community who do not understand hiwalah transactions clearly. It is also in the case of unilateral pricing of retailers and the system of expropriating fertilizer debts with the lack of clarity on the exact costs to these farmers needs to be analyzed under Islamic law against the Subsidized Fertilizer Debt Takers. The research method used in this study uses qualitative methods with the type of library research and also uses field research. Primary data sources are obtained from interviews with respondents while secondary data sources are obtained through books, literature studies, and various other sources. The data collection techniques used are observation, interview and documentation directly. The results of the analysis showed that the practice of transferring the debt of the farmers with KPL. Surya Usaha Tani told The Rice Slasher that there was no agreement at the beginning on all additional services in finding workers who were willing to work on seeding fertilizer and also transportation services in the transportation of fertilizer which was measured from the distance traveled and the constraints of transporting fertilizer to several different rice fields. Then Hiwalah was shari'a by Islam and allowed because there was a maslahat to help and facilitate in muamalah activities because it included evidence of mutual help to others. Hiwalah KPL. Surya Usaha Tani is allowed under Islam if in the implementation of the hiwalah contract which coincides with wages (ujroh) on the transfer of farmers' debts by KPL. Surya Usaha Tani to the rice slasher has a clearly written agreement along with the witness so that in the agreement in cutting the crop for fertilizer debt and other costs so that both parties feel willing in the existence of the transaction.
THE ROLE OF ORGANIZATIONAL CITIZENSHIP BEHAVIOR BASED ON SPIRITUAL QUOTIENT AND SELF EFFICACY ON THE PERFORMANCE OF CV ALIANSYAH PATI EMPLOYEES Pipit Larasati; Miladia Fadilasari; M Fatchurrohman
International Journal of Management, Business, and Social Sciences Vol 3, No 01 (2024): MAY
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/ijmbs.v3i01.10938

Abstract

This research aims to determine and analyze the influence of spiritual quotient and self-efficacy on employee performance with organizational citizenship behavior as an intervening variable. The population in this study were all CV employees. Aliansyah Pati was 105. Based on the results of distributing questionnaires to all employees, a sample size of 98 people was obtained. The analysis tool used is Partial Least Square.The research results show that the spiritual quotient and self-efficacy are able to bring about better changes in improving employee behavior to be willing to work extra towards their work. Spiritual quotient, self-efficacy and organizational citizenship behavior are also able to provide better changes in improving employee performance. Organizational citizenship behavior has been proven to be an intervening variable between spiritual quotient and employee performance. Organizational citizenship behavior has also been proven to be an intervening variable between self-efficacy and employee performance. Key word : Spiritual quotient, self efficacy, organizational citizenship behavior, employee performance 
THE CONCEPT OF RECIPROCITY IN ISLAMIC ECONOMICS: AN ANTHROPOLOGICAL APPROACH Pungky Lela Saputri; M Fatchurrohman
JASIE Vol 1, No 2 (2022): DESEMBER
Publisher : JASIE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.3194/jse.v1i2.7605

Abstract

This paper aims to find out the concept of reciprocity in Islamic economics through anthropological approach. The method used in this research is qualitative with the approach of library studies. This literature study is considered capable of reviewing the concept of reciprocity in Islamic economics through anthropology. In reciprocity, an individual or group delivers goods or services to another individual or group without specifying a time limit on return. In the Context of Islam, man arofa nafsahu faqod arofa robbahu, if practiced in real time then all human behavior in the economic world becomes very easy to control, and the controller is every human being himself.