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Analisis Kontribusi Literasi Keuangan dan Inklusi Keuangan Terhadap Kinerja Keuangan Sektor UMKM Di Kota Kupang Antonius Yohanes William Timuneno; Maria Goreti Malut; Rifdah Riyan Dara; Grace Rianti Latuheru
Owner : Riset dan Jurnal Akuntansi Vol. 7 No. 2 (2023): Research Artikel Volume 7 Issue 2: Periode April 2023
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v7i2.1500

Abstract

This research was conducted at UKM Restaurant in Kupang City. The purpose of this study was to determine the effect of financial literacy and financial inclusion on the financial performance of UMKM Restaurants. This research uses a quantitative approach or it is also called a positivistic method because it is based on a positivism philosophy. To determine the sample using Simple Random Sampling and the sample used in thi sstudy were 50 respondents to the Restaurant in Kupang City as the primary data source, and data collection used a questionnaire (questionnaire) distributed at the Restaurant Kupang City. The data analysis technique used in this study is multiple linear regression analysis, t test and f test. The results of this study indicate that the variables of financial literacy and financial inclusion partially or simultaneously have a positive and significant effect on the financial performance of UMKM at Restaurants in Kupang City. Suggestions from this research are for restaurants to explore more about finance, for cooperatives & UMKM offices and financial institutions so that they can provide more education for the community and for further researchers it is hoped that they can add indicators and other variables.
PELATIHAN PEMBUATAN PANGANAN SEHAT 'WAJIK JAGUNG' BERBAHAN LOKAL (Zea mays) DAN PEMASARANNYA Gertreda Latumakulita; Lodowik Landi Pote; Helena Hepa Lengari; Grace Rianti Latuheru
Aptekmas Jurnal Pengabdian pada Masyarakat Vol 6 No 3 (2023): APTEKMAS Volume 6 Nomor 3 2023
Publisher : Politeknik Negeri Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36257/apts.v6i3.7478

Abstract

This community service activity titled "Training in Production and Marketing of Healthy Snacks 'Wajik Jagung' Made from Local Ingredients (Zea mays)" aims to (1) Process maize (Zea mays) into a healthy snack 'Wajik Jagung' and market it to increase community income. (2) To serve as an alternative innovation in the processing and utilisation of the agricultural products of the villagers into value-added products. The specific objective to be attained from the implementation of this activity is to improve the welfare of the community, namely the Bethel Indonesia Church community. The method of implementing this activity is process skills. The procedure for the implementation of this activity is: strengthening meeting of activity plans with activity partners to be carried out directly, preparing facilities and infrastructure as well as materials for the implementation of activities, and the implementation of production activities. Healthy snack 'Wajik Jagung' is the product to be produced. These activities are carried out at GBI Bunga Bakung. Corn owned by GBI Bunga Bakung community is the raw material for production. The production of a technology for processing corn into healthy snacks is the output of this activity.