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All Journal Al-Tahrir: Jurnal Pemikiran Islam Justitia Kodifikasia: Jurnal Penelitian Islam Justicia Islamica : Jurnal Kajian Hukum dan Sosial Niqosiya: Journal of Economics and Business Research Journal of Social Research Investama : Jurnal Ekonomi dan Bisnis
Ely Masykuroh
Institut Agama Islam Negeri Ponorogo
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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KINERJA BANK SYARIAH DAN KONVENSIONAL DI INDONESIA : PENDEKATAN TEORI STAKEHOLDER DAN MAQA Masykuroh, Ely
Justitia Vol 11, No 2 (2014)
Publisher : Justitia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

ABSTRAK: Corporate Social Responsibibility (CSR) sejalan dengan prinsip syariah, terutama mas}lah}ah dan maqa>s}id al-sha>ri>‘ah. Namun dari hasil beberapa penelitian menunjukkan bahwa kinerja sosial LKS  masih sangat rendah dan sebagian menemukan tidak ada perbedaan yang signifikan antara perbankan syariah dan konvensional. Hal ini dimungkinkan karena alat ukur yang kurang mengakomodir aktivitas sosial bank syariah. Sehingga penelitian ini mencoba melakukan eksplorasi CSR dengan menggunakan konsep maqashid syariah  dan membandingkannya dengan bank konvensional dengan menggunakan uji beda –t. Hasil penelitian ternyata mendukung penelitian sebelumnya, karena tidak ditemukan perbedaan yang signifikan meski ada beberapa indikator kegiatan sosial yang dilakukan pada bank syariah namun tidak ditemukan pada bank konvensioanl sehingga tidak bisa dilakukan uji beda.Keywords: Financial Performance, Social Performance, Profit and Loss Sharing
KINERJA BANK SYARIAH DAN KONVENSIONAL DI INDONESIA : PENDEKATAN TEORI STAKEHOLDER DAN MAQA Masykuroh, Ely
Justicia Islamica Vol 11, No 2 (2014): HUKUM DAN SOSIAL
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/justicia.v11i2.101

Abstract

ABSTRAK: Corporate Social Responsibibility (CSR) sejalan dengan prinsip syariah, terutama mas}lah}ah dan maqa>s}id al-sha>ri>‘ah. Namun dari hasil beberapa penelitian menunjukkan bahwa kinerja sosial LKS  masih sangat rendah dan sebagian menemukan tidak ada perbedaan yang signifikan antara perbankan syariah dan konvensional. Hal ini dimungkinkan karena alat ukur yang kurang mengakomodir aktivitas sosial bank syariah. Sehingga penelitian ini mencoba melakukan eksplorasi CSR dengan menggunakan konsep maqashid syariah  dan membandingkannya dengan bank konvensional dengan menggunakan uji beda –t. Hasil penelitian ternyata mendukung penelitian sebelumnya, karena tidak ditemukan perbedaan yang signifikan meski ada beberapa indikator kegiatan sosial yang dilakukan pada bank syariah namun tidak ditemukan pada bank konvensioanl sehingga tidak bisa dilakukan uji beda.Keywords: Financial Performance, Social Performance, Profit and Loss Sharing
PENDUDUK MUSLIM SEBAGAI POTENSI PASAR PERBANKAN SYARIAH (STUDI KOMPARASI KEKUATAN PASAR PERBANKAN DI INDONESIA) Masykuroh, Ely
Kodifikasia Vol 11, No 1 (2017)
Publisher : IAIN PONOROGO

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (385.075 KB) | DOI: 10.21154/kodifikasia.v11i1.1138

Abstract

Perkembangan perbankan syariah telah mengalami progres yang sangat berarti bukan hanya di negara-negara Islam saja, namun di negara-negara barat seperti Eropa, Australia dan Amerika, tak terkecuali Indonesia. Meskipun perkembangan perbankan syariah menggembirakan dan penelitian terkait perbankan syariah juga meningkat, namun hanya sedikit literatur akademik dan juga penelitian yang mencoba menjelaskan tentang implikasi ekonomi dari keberadan bank syariah yang dikatakan berbeda dengan bank konvensional. Jumlah populasi penduduk muslim yang besar di Indonesia seharusnya menjadi potensi kekuatan pasar bagi perbankan syariah, sehingga diasumsikan permintaan terhadap jasa perbankan syariah lebih tinggi dibanding pada bank konvensional ditambah lagi dengan adanya pelarangan riba dalam Islam, seharusnya berdampak pada pengambilan keputusan bertransaksi dengan pihak perbankan. Berdasarkan latar belakang yang sudah dijelaskan, maka penelitian ini mencoba mengukur dan membandingkan kekuatan pasar perbankan syariah dan konvensional di Indonesia dengan menggunakan sampel penelitian meliputi 9 bank dimasing masing kelompok sejak tahun 2011-2015 dengan menggunakan Lerner Index untuk mengukur kekuatan pasarnya. Hasil penelitian menunjukkan tidak adanya perbedaan yang signifikan terhadap kekuatan pasar pada kedua bentuk perbankan baik syariah maupun konvensional meskipun secara rata rata kekuatan pasar bank konvensional ternyata lebih tinggi.
Eksistensi DPS dalam Memoderasi Pengaruh Pembiayaan, Kinerja Keuangan dan Pengungkapan CSR pada Bank Umum Syariah di Indonesia Ely Masykuroh
AL-TAHRIR Vol 12, No 1 (2012): Ekonomi Syariah
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/al-tahrir.v12i1.49

Abstract

The research was conducted as motivated by previous research related to Corporate Social Responsibility (CSR). Previous researchfound mixed results seen from factors that influence the level of disclosure of CSR such as size, leverage, profitability (financial performance), board composition and ownership structure. The results of these findings is the space to do the test again to make the development or change in methodology. While the results of related research in Islamic banks are financing gap (lack). To the researchers intend to analyze whether the financial effect on the financial performance of Islamic banks as well as the extent to which the existence of the Syaria Supervisory Board moderating relationship. After that study also examines whether financial performance (profitability) affect the disclosure of CSR by entering the variable composition of the Council to moderate the relationship. Methodology that differentiates it from previous research, the supervisory board who previously used as a moderating variable became an independent variable by using Islamicity Disclosure Index and analysis tool using the Moderation Regression Analysis. The results showed no significant effect of financing, profitability and CSR Disclosure, and the role of DPS was also moderate the influence of the relationship between financing and profitability, but the Board of Commissioners did not moderate the influence of the relationship between profitability and CSR disclosure
PENDUDUK MUSLIM SEBAGAI POTENSI PASAR PERBANKAN SYARIAH (STUDI KOMPARASI KEKUATAN PASAR PERBANKAN DI INDONESIA) Ely Masykuroh
Kodifikasia: Jurnal Penelitian Islam Vol 11, No 1 (2017)
Publisher : IAIN PONOROGO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/kodifikasia.v11i1.1138

Abstract

Perkembangan perbankan syariah telah mengalami progres yang sangat berarti bukan hanya di negara-negara Islam saja, namun di negara-negara barat seperti Eropa, Australia dan Amerika, tak terkecuali Indonesia. Meskipun perkembangan perbankan syariah menggembirakan dan penelitian terkait perbankan syariah juga meningkat, namun hanya sedikit literatur akademik dan juga penelitian yang mencoba menjelaskan tentang implikasi ekonomi dari keberadan bank syariah yang dikatakan berbeda dengan bank konvensional. Jumlah populasi penduduk muslim yang besar di Indonesia seharusnya menjadi potensi kekuatan pasar bagi perbankan syariah, sehingga diasumsikan permintaan terhadap jasa perbankan syariah lebih tinggi dibanding pada bank konvensional ditambah lagi dengan adanya pelarangan riba dalam Islam, seharusnya berdampak pada pengambilan keputusan bertransaksi dengan pihak perbankan. Berdasarkan latar belakang yang sudah dijelaskan, maka penelitian ini mencoba mengukur dan membandingkan kekuatan pasar perbankan syariah dan konvensional di Indonesia dengan menggunakan sampel penelitian meliputi 9 bank dimasing masing kelompok sejak tahun 2011-2015 dengan menggunakan Lerner Index untuk mengukur kekuatan pasarnya. Hasil penelitian menunjukkan tidak adanya perbedaan yang signifikan terhadap kekuatan pasar pada kedua bentuk perbankan baik syariah maupun konvensional meskipun secara rata rata kekuatan pasar bank konvensional ternyata lebih tinggi.
Analysis of the Consumption Behavior of Gymnastics Activists in Sukosari Village and its Impact on Family Finances Islamic Economic Perspective Zia Lutfiatur Rosyida; Ely Masykuroh
Journal of Social Research Vol. 2 No. 1 (2022): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v2i1.851

Abstract

This study aims to analyze the consumption behavior of gymnastics activists in Sukosari Village and their impact on their family finances. The behavior shown is to be willing to spend more money to buy gymnastics equipment that is quite expensive and other non-urgent consumption which results in an increase in the family's financial budget. The research method used is descriptive qualitative with a field research approach based on data analysis obtained from interviews and observations. The results obtained from this study are: 1) The consumption motives of housewives of gymnastics activists in Sukosari Village are based on needs, and maslahat, and a small part of it is followed by desire, ego, and individualism. It is these motives based on desires and egos that are not advocated in Islam. 2) Most of the mothers of gymnastics activists consume something especially gymnastics needs only if it is urgent. Others are based on the latest model they like. 3) Some gymnastics activists have a savings ratio below 10% or below the minimum percentage of savings ratio. This shows that gymnastics activities and other non-urgent consumption lead to a reduced level of savings in the family finances of gymnastics activist mothers.
PENGARUH PDRB, INFLASI TERHADAP PENANAMAN MODAL ASING DAN UPAH SEBAGAI VARIABEL INTERVENING DI INDONESIA 2017-2022 Amelia Tiara Yesica Harwining Puspa; Ely Masykuroh
Investama : Jurnal Ekonomi dan Bisnis Vol 8 No 1 (2022): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v8i1.953

Abstract

Investment is an important policy to increase sources of funding in a country. One source of funding is obtained from investment. One type of investment that can increase a country's income is foreign investment. The purpose of this study is to analyze the factors that influence foreign investment. This study also uses intervening variables. The data used is secondary data. The results of this study are GRDP, inflation and wages simultaneously have an influence on foreign investment. From this study it is also concluded that GRDP and inflation simultaneously affect wages. Meanwhile, if viewed partially, GRDP and wages both have an influence on foreign investment, while inflation, when viewed from the probability value, has no effect on foreign investment. While partially GRDP and wages have an influence on foreign investment. While inflation has no effect. As well as this research also concludes that partially GRDP has an influence on wages, while inflation has no effect on wages.
Pengaruh Kualitas Produk, Harga dan Promosi Terhadap Keputusan Pembelian Mahasiswa Ponorogo di Marketplace Lazada Diah Eka Intan Pratiwi; Ely Masykuroh
Niqosiya: Journal of Economics and Business Research Vol. 3 No. 1 (2023): Januari-Juni 2023
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v3i1.2011

Abstract

The Lazada application is a Singapore private Marketplace application founded by Rocket Internet in 2011. Lazada is an online shopping center that offers various types of products. The decision to purchase has several considerations regarding product quality, price, place, and promotions offered. This purchase decision stage is an evaluation stage by consumers to buy the preferred product brand. This quantitative research aims to answer whether there is a positive influence between product quality, price, and promotion on purchasing decisions on the Lazada Marketplace. To test and analyze Product Quality, Price, and Promotion on consumer purchasing decisions on the Lazada Marketplace. The research method used is quantitative by collecting primary data through the survey method by distributing questionnaires to 100 Ponorogo students. The analytical method used is multiple linear regression. Hypothesis testing is done by statistical tests, namely the t-test (partial) and the F-test (simultaneous). The results of this study are based on the partial test (t-test) showing that the product quality variable has a positive effect on purchasing decisions. This can be seen from the t count of 2.250 with a sig value of 0.027. Based on the partial test (t-test) shows that the price variable has a positive effect on purchasing decisions on the Lazada Marketplace. This can be seen from the t count of 2.428 with a sig value of 0.017. Based on the partial test (t-test) shows that the promotion variable has a positive effect on purchasing decisions on the Lazada Marketplace. This can be seen from the t count of 3.198 with a sig value of 0.002. The F test results show that the variable product quality, price, and promotion positively and significantly influence purchasing decisions on the Lazada Marketplace. This can be seen from the acquisition of F count 37.264 with a sig value of 0.000.
Co-Authors Amelia Tiara Yesica Harwining Puspa Diah Eka Intan Pratiwi Zia Lutfiatur Rosyida