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All Journal Al-Maqashid: Journal of Economics and Islamic Business Al-Muzdahir: Jurnal Ekonomi Syariah
Lidya Frasisca Ellyna
Institut Pesantren Sunan Drajat Lamongan
Economics, Econometrics & Finance

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Pengaruh Mata Kuliah Etika Bisnis Islam terhadap Minat Menjadi Entrepreneur (Studi Pada : Mahasiswa Program Studi Ekonomi Syariah Institut Pesantren Sunan Drajat) Siswadi Siswadi; Lidya Frasisca Ellyna
Al-Maqashid: Journal of Economics and Islamic Business Vol 3 No 1 (2023): Al Maqashid : Jurnal Ekonomi dan Bisnis Islam
Publisher : Program Studi Ekonomi Syariah dengan Lembaga Penelitian dan Pengabdian Masyarakat (LP2M) Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/al-maqashid.v3i1.728

Abstract

The Islamic Business Ethics course applied in higher education aims to provide knowledge about ethics in business in accordance with sharia so that students have the ability to run a business in accordance with what is ordered in Islam, so that when students have graduated from their college have the provisions to open a business in sharia. Interest in becoming an entrepreneur includes a person's interest in creating a business by looking at the opportunities that are around and daring to take risks that may occur in running a business. This study aims to answer, describe and analyze the research problem formulation which consists of: 1. How is the Islamic Business Ethics Course in the Sunan Drajat Islamic Boarding School College? How are students interested in becoming entrepreneurs? and Is there any influence between Islamic Business Ethics Course on students' interest in becoming Entrepreneurs? The research method used in this study is a quantitative research method with the type of field research. The population in this study were all students of the 2019 Islamic Economics study program who had taken the Islamic Business Ethics course. The research instruments used were: questionnaires or questionnaires and interviews. The results of this study concluded that: (1) Islamic Business Ethics Course had a significant effect on the interest in becoming an entrepreneur. The influence of Islamic Business Ethics Course is 34.8% and the remaining 65.2% is influenced by other variables. (2) Interest in becoming an entrepreneur based on the correlation results stated that the value of interest in being an entrepreneur in students was 0.348 or 34, 8%. (3) There is a significant effect on the variable of Islamic Business Ethics Course (X) on the interest in becoming an Entrepreneur (Y) based on the calculation results obtained a correlation coefficient value of 0.348 indicating the correlation value ranges from -1 to +1 (-1≤ r 1) means the level of correlation shows moderate. So, according to the test criteria, Ha is accepted and Ho is rejected, which means that the hypothesis shows that there is a significant relationship between the Islamic Business Ethics Course and the interest in becoming an Entrepreneur of the 2019 Islamic Economics Study Program students at the Sunan Drajad Islamic Boarding School.
Penerapan Perhitungan Pembiayaan Murabahah di Lembaga Keuangan Mikro Syariah BMT Sunan Drajat Pusat dengan Pendekatan Economic Value Of Time Lidya Frasisca Ellyna; Abdullah Zawawi
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 4 No. 1 (2022): Januari :  Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (803.282 KB) | DOI: 10.55352/ekis.v4i1.316

Abstract

Islam does not prohibit deferred financing, but it must be noted that in deferred financing one must be careful because Islam forbids the practice of usury and evil. The application of murobahah financing calculations is a calculation technique for calculating and determining the amount of customer installments to BMT Sunan Drajat. This study aims to answer, describe and analyze the formulation of the problem; 1) How is the application of murabahah financing calculations at BMT Sunan Drajat Pusat!. 2) How is the application of murabahah financing calculations with the economic value of time approach at BMT Sunan Drajat Pusat. This type of research uses qualitative research methods with a qualitative phenomenological approach. The data sources used are primary and secondary data. The research instruments used were observation, interviews and documentation. While the data analysis technique used is phenomenology including logical consistency, subjective interpretation and adequacy. The results of this study are 1) the application of murobahah financing calculations at BMT Sunan Drajat Pusat uses a flat system, this system is the same as a fixed margin system, meaning that the margin and principal installments are every month in the same amount from inception to maturity in accordance with the contract and mutual agreement of the BMT and the customer. 2) the application of the murobahah financing calculation using the economic value of time approach at BMT Sunan Drajat Pusat is in principle the same as the calculation of the flat system adopted by BMT Sunan Drajat Pusat because the total installments since the contract and agreement are the same as the due date, especially there are no additional customers who are late pay installments when they are due either margin or penalty.
Co-Authors Abdullah Zawawi Siswadi Siswadi