Nurlaili Adkhi Rizfa Faiza
Institut Agama Islam Negeri Kediri

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INTEGRASI KEUANGAN SOSIAL (ZISWAF) DAN BISNIS PESANTREN DALAM PEMBERDAYAAN SOSIAL-EKONOMI MASYARAKAT DI JAWA TIMUR Nurlaili Adkhi Rizfa Faiza; Syarifudin Syarifudin; Fira Nurafini
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 1 (2023): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n1.p154-165

Abstract

The high number of Islamic Boarding School and the prominence of its alumni suggest that Pesantren have a lot of promise in terms of social change and economic empowerment for communities in the surrounding area. With the establishment of the Pesantren Business Holding (HEBITREN), One Pesantren One Product (OPOP), and Pesantren Sarekat Business Cooperative (KSBP) as part of the Islamic Boarding Schools independence development program in East Java, the development of the Islamic Boarding Schools business have begun to become a special focus. Islamic Boarding Schools also operate Islamic social finance institutions such as the Amil ZIS Institution (LAZIS) and Micro Waqf Banks (BWM), which can help the local economy. This study took a qualitative approach to the library, relying on scientific research of papers, journals, and relevant agency data. This research aims to provide a synthesis of efforts to develop an alternative model of community economic empowerment in East Java through the integration of social finance (ZISWAF) and business run by Islamic Boarding Schools. The finding of the study shows that the integration of social finance with the Islamic boarding school business is able to maximize the independence and quality of Islamic boarding school education, which contributes to the ummah's and nation's economic independence.
Potensi Cash Waqf Linked Sukuk sebagai Instrumen Pemulihan Ekonomi Nasional Pasca Pandemi Nurlaili Adkhi Rizfa Faiza
Al-Muhasib: Journal of Islamic Accounting and Finance Vol. 3 No. 1 (2023)
Publisher : Department of Islamic Accounting, The Faculty of Islamic Economics and Business, State Islamic Institute of Kediri [IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/almuhasib.v3i1.280

Abstract

The need for large funds for National Economic Recovery after the Covid-19 pandemic requires various low-cost, high-efficiency, and sustainable instruments. This study aims to analyze the potential of Cash Waqf Linked Sukuk (CWLS) as an instrument for National Economic Recovery in Indonesia. Collaborating on Sukuk as an instrument that can mobilize funds and waqf with its unique nature can generate income and finance productive activities where returns or profits will be stored for future funding. This study uses an exploratory qualitative approach by reviewing and analyzing facts, expert opinions, theories, and previous research on CWLS and its development potential. This study found that the CWLS collaboration model can be an alternative to sustainable Islamic financial instruments in Indonesia and has the potential as an instrument to obtain cheap and easy funds to accelerate post-pandemic national economic recovery. This instrument is very suitable because it has high flexibility, appeals to the Muslim philanthropic middle class, and is sustainable alms from waqf to be distributed to beneficiaries.