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All Journal Economics Professional in Action (E-Profit)
Irfan Achmad Musadat
Program Studi Manajemen, Fakultas Ekonomi Dan Bisnis, Universitas Informatika Dan Bisnis Indonesia
Economics, Econometrics & Finance Social Sciences Other

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Kinerja Keuangan PT Bank Rakyat Indonesia (Persero) Tbk Menggunakan Rasio Profitabilitas Tahun 2020-2022 Irfan Achmad Musadat; Veronica Rohali Sitorus
Economics Professional in Action (E-Profit) Vol 5 No 1 (2023): Economic Professional in Action (E-PROFIT)
Publisher : LPPM Universitas Informatika dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37278/eprofit.v5i1.583

Abstract

Penelitian ini bertujuan untuk menganalisis kinerja keuangan menggunakan rasio profitabilitas pada perusahaan perbankan (Studi pada PT. Bank Rakyat Indonesia (Persero) Tbk tahun 2020- 2022). Sampel penelitian ini diambil dari perusahaan Bank Rakyat Indonesia. Data laporan keuangan diperoleh dari situs Bank Rakyat Indonesia (BRI). Metode yang digunakan dalam penelitian ini adalah metode analisis deskriptif kualitatif. Hasil penelitian ini menunjukkan bahwa kinerja keuangan perusahaan dalam kondisi baik jika dilihat melalui rasio NPM, ROA, dan ROE. Hasil penelitian menunjukkan bahwa NPM, ROA, dan ROE rata-rata NPM 20%, ROA 2%, dan ROE 10%, sehingga keuangan Bank Rakyat Indonesia (Persero) Tbk tahun 2020-2022 termasuk dalam kategori sehat. Produk Pembiayaan dan simpanan secara parsial berpengaruh terhadap profitabilitas. Demikian pula secara simultan jenis pembiayaan berpengaruh signifikan terhadap profitabilitas pada PT. Bank Rakyat Indonesia (Persero) Tbk tahun 2020- 2022.
Analisis Kinerja Keuangan PT Bank Rakyat Indonesia (Persero) Tbk Menggunakan Rasio Likuiditas Tahun 2019 – 2021 Irfan Achmad Musadat
Economics Professional in Action (E-Profit) Vol 5 No 2 (2023): Economic Professional in Action (E-PROFIT)
Publisher : LPPM Universitas Informatika dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37278/eprofit.v5i2.716

Abstract

This research aims to measure the liquidity ratio as an indicator of a company's ability to promptly pay its short-term obligations or debts that are due and to assess whether the company's liquidity level is good or insufficient. The research was conducted through the official website of PT Bank Rakyat Indonesia (Persero) TBK and the Indonesia Stock Exchange by examining financial reports for the financial performance from 2019 to 2021. The research utilized liquidity ratios with data collection methods involving documentation and literature review. The research's subject in the liquidity ratio study is the financial performance of the company. Research variables included liquidity ratios, covering the current ratio, quick ratio, and cash ratio. Data used in the liquidity ratio study are secondary data obtained from the company's financial reports. The data obtained from these financial reports were analyzed using predefined liquidity ratio formulas. The interpretation of the liquidity ratio analysis results is used to assess the company's financial performance and provide information about its ability to meet short-term obligations. The research findings, based on the Cash Ratio and Banking Ratio in the Liquidity Ratio, indicate that the financial performance of PT Bank Rakyat Indonesia (Persero) TBK from 2019 to 2021 is in a liquid state. However, the Quick Ratio experienced a decline in 2020-2021, indicating an unhealthy financial condition.
Co-Authors Veronica Rohali Sitorus