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All Journal Musyarakah: Journal of Sharia Economics (MJSE)
Muhammad Yulian Ma'mun
Institut Agama Islam Darussalam, Martapura, Kalimantan Selatan
Religion Economics, Econometrics & Finance

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Analisis SWOT Terhadap Motivasi Penggunaan Transaksi Non Tunai (E- Money Syariah) oleh Pelaku UMKM Lola Malihah; Muhammad Yulian Ma'mun; Muhammad Adi Riswan Al-Mubarak; Rizqi Amalia
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Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (240.872 KB) | DOI: 10.2426/mjse.v1i2.4183

Abstract

The necessity of easy-to-use financial services applications emerges as people's needs and mobility in the recent digital era become more complex than before. Users expect Islamic-based electronic money (e-money) applications to provide convenience in their transactions. But the development of these apps has some shortcomings. Among them is that users must connect to a good and stable internet network to run the application properly. In addition, the potential threats of cybercrimes often worry the public, which may reduce their interest in Islamic e-money applications. This study uses a qualitative descriptive approach. It aims to determine the problems in non-cash transactions within Islamic e-money applications by using SWOT analysis. This research obtains data through a combination of observation, interviews, documentation, and triangulation. Thus, this study recommends that Islamic e-money publishers improve application security systems to keep users secure and safe. It also suggests that Islamic financial institutions should expand the education of non-cash transactions and strengthen the promotion of the apps to reach a wider audience from the public and MSMEs businesspeople.
Konten Kreatif Youtube Sebagai Sumber Penghasilan Ditinjau dari Etika Bisnis Islam Nur Qomariah Zulfa; Haya Zabidi; Muhammad Yulian Ma'mun
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Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (242.198 KB) | DOI: 10.2426/mjse.v1i2.4593

Abstract

The increasingly fierce business competition, especially at the global level, not only requires business actors to always be vigilant and creative, but also has an unfavorable impact on the environment and human benefit. This phenomenon implicates the many actions of business people tend to ignore the principles of business ethics. This study aims to discover how YouTube creative content is used as a source of income by Youtubers Community from South Kalimantan (Kal-Sel) and to find out its accordance with Islamic business ethics. The subjects in this research are South Kalimantan YouTubers whose Youtube channels have been monetized and have more than 100,000 subscribers. Data was collected through observation and documentation. Data was analysed using qualitative analysis by describing events and relating them to Islamic business ethics. The results of the study found that there are some YouTubers who ignore some principles of business ethics in Islam by posting negative content (obscenities, vulgar videos, and pranks), namely: Kahfi Official, Subur Gaming, Ones, Idang Nia and Ipul Hary. However, there are also some YouTubers who fulfill the principles of business ethics in Islam and are aware of the moral values of Islam in the content they produce, namely: Nomad Pro Story, Eybel Channel, Said Jola, AS Game, Sceror and Tommy Kaganangan.
Co-Authors Haya Zabidi Lola Malihah Muhammad Adi Riswan Al-Mubarak Nur Qomariah Zulfa Rizqi Amalia