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Darman Usman
Fakultas Ekonomi dan Bisnis Universitas Bengkulu
Economics, Econometrics & Finance

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ANALISIS KINERJA KEUANGAN DAN FINANCIAL DISTRESS PERBANKAN SYARIAH DI INDONESIA Dian Wulan Sari; Husaini Husaini; Darman Usman
JURNAL FAIRNESS Vol. 7 No. 2 (2017)
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (238.871 KB) | DOI: 10.33369/fairness.v7i2.15148

Abstract

The growth of Islamic banking is currently progressing. This is evidenced was many founding Islamic banks after Muamalat Bank. But this doesn’t mean that the inevitable progress of financial distress. Financial distress can be avoided if the financial performance in a good condition. This research to analyze the influence of CAMEL financial ratios the financial distress of Islamic banking in Indonesia, so that bank management can anticipate the financial distress.This research used secondary data from Quarterly Financial Statements and Report of Good Corporate Governance (GCG) from 2011-2014. The variables used were 9 financial ratios, they are: CAR, KAP, GCG, NOM, ROA, ROE, REO, STM, and FDR. The Samples were obtained by using random sampling method, as many as 9 Islamic Banks (BUS) of a total population of 11 BUS. The Analyzer used is the Logistic Regression.The results of logistic regression test showed that the ratio of CAR, GCG, NOM, ROA, STM, and FDR had no significant effect negatively on the financial distress of Islamic banking in Indonesia, the ratio of REO positively no significant effect on the financial distress of Islamic banking in Indonesia. While KAP and ROE ratios negatively significant effect on the financial distress of Islamic banking.
KARAKTERISTIK PEMERINTAH, TEMUAN AUDIT DAN KINERJA KEUANGAN PEMERINTAH PROVINSI BENGKULU Berli Afriansyah; Fadli Fadli; Darman Usman
JURNAL FAIRNESS Vol. 7 No. 3 (2017)
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (196.021 KB) | DOI: 10.33369/fairness.v7i3.15181

Abstract

This study aims to examine the effect of measures of government characteristics and audit findings on the financial performance of the district/city government of Bengkulu Province. The government characteristics observed consist of the size of government, regional wealth, dependence on central funds, administrative age, and balance funds.The subjects in this study were regencies/cities in Bengkulu Province which consisted of 9 regencies and one city. The data collection technique in this research is document analysis, namely secondary data in the form of local government financial reports for 2011-2015. The data analysis technique used a multiple linear regression test.The results showed that: government size, regional wealth, dependence on central funds, administrative age, balanced funds, and audit findings had no effect on financial performance in the Municipal / Regency government of Bengkulu Province
Co-Authors Berli Afriansyah Dian Wulan Sari Fadli Fadli Husaini Husaini