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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Business Management and Islamic Banking
Alifia Nur Zaida
Faculty of Islamic Economics and Business, Universitas Islam Negeri Sunan Kalijaga, Indonesia
Economics, Econometrics & Finance Education Social Sciences

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Pengaruh Pengetahuan dan Sikap terhadap Praktik Investasi Mahasiswa di Pasar Modal Syariah: Pendekatan Teori KAP Jeihan Ali Azhar; Fajar Sodik; Alifia Nur Zaida; Khusnul Zulmiati
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 2 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i2.17777

Abstract

This study aims to analyze the influence of students' knowledge and attitudes towards investment practices in the Islamic capital market. The model in this study adopts concepts from KAP theory (Knowledge, Attitude, and Practice). This research is a type of research using a quantitative approach. Data collection was carried out by distributing questionnaires to respondents using purposive sampling technique. Respondents in this study were students studying in the province of D.I. Yogyakarta. The data analysis technique was carried out using the SEM-PLS technique through the Warp PLS 6.0 analysis tool. The results of the SEM analysis show that knowledge and attitudes have a significant influence on student practice in relation to investment in the Islamic capital market. The implications of this research are expected to be input for practitioners who are active in the Islamic capital market industrial sector to be able to provide more attractive investment products. Thus, this research can be a means to encourage people, including the millennial generation, to start investing as early as possible as a form of financial planning in the future
Analisis Minat Penggunaan pada Fitur Pembelian Mobile Banking BSI: Pendekatan TAM dan TPB Fajar Sodik; Alifia Nur Zaida; Khusnul Zulmiati
Journal of Business Management and Islamic Banking Vol. 1 No. 1 (2022)
Publisher : UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jbmib.2022.011-03

Abstract

Research Aims: Today's rapid technological development is a means for the banking industry to increase digital transactions. Bank Syariah Indonesia as one of the banking industries that was formed from the merger of three state-owned Islamic banks has also begun to develop a digital financial transaction system through its mobile banking services. In this study, the focus of the researcher refers to the purchase feature where the feature is already widely known and used by the wider community. The purpose of this study is to analyze the factors that influence the interest in using the purchase feature through the acceptance of the technology used in service mobile banking BSI's. Design/methodology/approach: The method used in this study is a quantitative method. Data collection was done by distributing questionnaires to respondents using purposive sampling technique. Respondents in this study were students and the general public who were both customers and users of mobile banking BSI's. The data analysis technique was carried out using the technique Structural Equation Modeling (SEM)through the Warp PLS 5.0 analysis tool. Reseach Findings: The results of the SEM analysis show that there is good interest in customers who use the purchase feature of mobile banking BSI's. The existence of this feature also makes it easier for customers to carry out each financial transaction and increases effectiveness and productivity. Research limitation and implication: The implications of this research are expected to be input for practitioners who take part in the Islamic banking industry to improve service quality to meet customer needs in terms of digital financial transactions.
Co-Authors Fajar Sodik Jeihan Ali Azhar Khusnul Zulmiati