Article Per Year (5 Year)
p-Index From 2019 - 2024
0.817
P-Index
This Author published in this journals
All Journal UIR LAW REVIEW JURNAL CENDEKIA HUKUM Aspirasi : Jurnal Masalah-masalah Sosial
Selvi Harvia Santri, Selvi Harvia
Unknown Affiliation
Religion Humanities Education Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 5 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 5 Documents
Search

 1 
Pelaksanaan Prinsip Subrogasi Pada Asuransi Kendaraan Bermotor Menurut Kitab Undang-Undang Hukum Dagang Santri, Selvi Harvia
UIR Law Review Vol 2 No 02 (2018): UIR Law Review, Oktober 2018
Publisher : UIR Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (9.114 KB) | DOI: 10.25299/uirlrev.2018.vol2(02).2073

Abstract

Under the provisions of Article 284 of the Commercial Law, in Motorized vehicle insurance, if the insured loss is caused by a third party, the compensation will be transferred to a third party and not to the insurance party. In accordance with the application of the principle of subrogation. But in reality the insured party still asks for compensation to the insurer and to the third party, so that the insured gets a double benefit that is contrary to the principle of indemnity in the insurance law. With this research is expected to be one of the readings that can provide knowledge about insurance for the general public and for insurance or insurance customers in particular. Make a bright spot for the reason why the insurer does not apply the principle of subrogation in accordance with the provisions of the Trade Law, which results in the insured obtaining a double benefit that is contrary to the principle of insurance.
Penerapan Prinsip Indemnitas Pada Asuransi Kendaraan Bermotor Santri, Selvi Harvia
UIR Law Review Vol 3 No 01 (2019): UIR Law Review
Publisher : UIR Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (9.114 KB) | DOI: 10.25299/uirlrev.2019.vol3(01).3418

Abstract

The loss suffered by the insured can be processed by submitting a claim to the insurance company, so that compensation can be paid. The compensation referred to in insurance must apply the principle of Indemnity. This principle applies the principle of equilibrium, where compensation imposed by the insured may not exceed the price or the sum insured submitted prior to the loss. This principle only applies to loss insurance, not to insurance amount of money (Life insurance). The problem discussed is how to regulate the principle of Indemnity on Motor Vehicle Insurance and how to apply the principle of Indemnity to Motor Vehicle Insurance. The purpose of this paper is to determine the regulation and application of the principle of Indemnity on Motor Vehicle Insurance. The Legal Research Method used is an Empirical Jurisdiction by observing Insurance companies then analyzing the results according to existing insurance law regulations. Results and Discussion The regulation of the Indemnity Principle on Motorized Vehicle Insurance is only discussed in the Commercial Law Act, namely article 246 KUHD, Article 353 KUHD, while Law No. 40 of 2014 concerning Insurance Business Has not discussed in detail the Indemnity arrangement, so new provisions specifically discussing the Principle of Indemnity. The application of the Indemnity Principle to Motor Vehicle Insurance is set forth in the Indonesian Motor Vehicle Standard Policy. In practice the principle of indemnity has not been carried out according to the policy, so that it can cause obstacles in compensation.
PENERAPAN AZAS KEADILAN PADA PERJANJIAN ASURANSI DALAM UPAYA MEMBERIKAN PERLINDUNGAN HUKUM TERHADAP PEMEGANG POLIS Santri, Selvi Harvia
UIR Law Review Vol. 8 No. 1 (2024): Vol. 8 No. 1 (2024): UIR Law Review
Publisher : UIR Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/uirlrev.2024.vol8(1).15691

Abstract

Humans will always face risks that cause losses in carrying out their daily activities, both risks to property and life. The policy serves as written proof that insurance has occurred. In the case of taking out a policy, the position of the insurer will be stronger than that of the policy holder or insured so that injustice occurs, where in practice the policy has been prepared by the insurance company, so this brings benefits to the insurance company itself, the company has the right to determine the contents of the agreement, the party The insured is in a weak position because he does not participate in determining the contents of the agreement, so a form of legal protection is needed for the policy holder or insured (consumer). There is an imbalance between the rights and obligations of the parties. So there is the potential for insurance companies to tend to protect their interests in such a way by setting a number of provisions that limit the rights of the insured so that the standard contract can become a unilateral clause
REINSURANCE ARRANGEMENTS ASSOCIATED WITH GUARANTEE LEGAL RESPONSIBILITIES Santri, Selvi Harvia
Jurnal Cendekia Hukum Vol 8, No 2 (2023): JCH (JURNAL CENDEKIA HUKUM)
Publisher : LPPM STIH Putri Maharaja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33760/jch.v8i2.670

Abstract

The use of diversion responsibility or reinsurance arrangements as a way for insurance companies to protect themselves from losses by cooperating with a reinsurance company. One reason for utilizing reinsurance is to distribute risk. Reinsurance becomes more understandable when insurance claims occur, and it is not possible to have reinsurance without having insurance first. The legal framework for insurance and reinsurance is explained in the Criminal Code or Law Number 40 of 2014 concerning business insurance. However, there is no provision that clearly defines what is meant by reinsurance, which can cause problems if there are insufficient answers regarding the company's reinsurance payment for losses. Therefore, legal certainty is necessary. The research objective is to determine the form of responsibility of the guarantor in reinsurance, and the normative law method is used. The Ex-Gratia Payment clause outlines the responsibility of the reinsurance company to the insured, allowing the insured to claim compensation from the insurer for reinsurance claims.
CSR and Sustainability of the Palm Oil Industry in Riau Province Wedayanti, Made Devi; Santri, Selvi Harvia; Rustam, Afrinaldy; Baharuddin, Tawakkal; Yogia, Moris Adidi; Pulungan, Boby Indra
Jurnal Aspirasi Vol 14, No 2 (2023)
Publisher : Pusat Analisis Keparlemenan Badan Keahlian Sekretariat Jenderal DPR RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46807/aspirasi.v14i2.4128

Abstract

 Keberlanjutan industri minyak kelapa sawit menjadi isu yang kompleks dan kontroversial, mengingat dampaknya terhadap lingkungan dan sosial. Penelitian ini menggali praktik Corporate Social Responsibility (CSR) dalam konteks keberlanjutan industri minyak kelapa sawit di Provinsi Riau. Dengan menggunakan metodologi kualitatif, penelitian ini melakukan tinjauan pustaka komprehensif yang mengutip beragam sumber seperti jurnal akademis, situs web, dan laporan resmi pemerintah terkait CSR dan keberlanjutan sektor minyak kelapa sawit. Analisis dilakukan dengan memanfaatkan Nvivo 12 Plus sebagai alat kunci. Temuan penelitian menerangi beragam pendekatan CSR yang diadopsi oleh perusahaan minyak kelapa sawit di Provinsi Riau, meliputi praktik pertanian berkelanjutan, perlindungan integritas lingkungan dan keanekaragaman hayati, pemberdayaan masyarakat, penguatan infrastruktur dan akses ke layanan penting, penerapan standar transparansi dan sertifikasi, serta investasi dalam riset dan inovasi. Implementasi inisiatif CSR memainkan peran penting dalam memajukan keberlanjutan industri minyak kelapa sawit di wilayah ini. Inisiatif ini menjadi mekanisme penting untuk mengurangi dampak lingkungan yang merugikan, meningkatkan kesejahteraan masyarakat lokal, memupuk kepercayaan di kalangan pemangku kepentingan, dan mendorong pembangunan ekonomi yang berkelanjutan. Namun, perlu diakui bahwa implementasi program CSR masih memiliki tantangan, sehingga Dewan Perwakilan Rakyat (DPR) sebaiknya mendorong pemerintah untuk menerapkan regulasi yang mendukung serta menerapkan pengawasan yang ketat.Abstract: The sustainability of the palm oil industry stands as a multifaceted and contentious matter, given its profound environmental and social repercussions. This study delves into Corporate Social Responsibility (CSR) practices within the context of the palm oil industry's sustainability in Riau Province. Employing a qualitative methodology, this research conducts a comprehensive literature review drawing from diverse sources such as academic journals, websites, and official government reports concerning CSR and the sustainability of the palm oil sector. The analysis leverages Nvivo 12 Plus as a key tool. The research findings illuminate a varied landscape of CSR approaches adopted by palm oil companies in Riau Province, encompassing sustainable agricultural practices, safeguarding environmental integrity and biodiversity, fostering community empowerment, bolstering infrastructure and access to crucial services, embracing transparency and certification standards, and investing in research and innovation. Notably, the implementation of CSR initiatives plays a pivotal role in advancing sustainability within the palm oil industry in this region. These initiatives serve as crucial mechanisms for mitigating adverse environmental impacts, uplifting local communities, cultivating trust among stakeholders, and fostering sustainable economic development. However, it must be acknowledged that the implementation of this CSR program presents challenges, the House of Representatives (DPR) should motivate the government to implement accommodative regulations and supervisory measures.
Co-Authors Afrinaldy Rustam, Afrinaldy Pulungan, Boby Indra Tawakkal Baharuddin, Tawakkal Wedayanti, Made Devi Yogia, Moris Adidi