Windari Windari
Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

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Persepsi Masyarakat Terhadap BAZNAS Labuhan Batu (Studi Kasus Masyarakat Labuhan Batu Desa Sei Sentosa) Ayu Damayanti; Windari Windari; Ja'far Nasution
Journal of Islamic Social Finance Management Vol 4, No 1 (2023): JANUARI-JUNI 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jisfim.v4i1.8244

Abstract

Abstrak Penelitian ini dilatarbelakangi oleh masyarakat Desa Sei Sentosa dalam membayar zakat melalui BAZNAS Labuhan Batu, yang mana jumlah penduduk desa ini mayoritas muslim serta penghasilan masyarakat potensinya sangat tinggi sekali, tetapi ternyata ini hanya menjadi potensi saja belum terealisasikan. Tujuan penelitian ini untuk mengetahui bagaimana persepsi masyarakat terhadap BAZNAS Labuhan Batu di Desa Sei Sentosa. Penelitian ini menggunakan data kualitatif dalam bentuk deskriptif. Adapun hasil pada penelitian ini menunjukkan bahwa masyarakat masih banyak yang kurang paham akan pentingnya fungsi, tujuan dan manfaat dalam pembayaran zakat melalui BAZNAS Labuhan Batu. Sebagian besar masyarakat juga beranggapan membayar zakat melalui BAZNAS Labuhan Batu kurang afdhol (berkah) dibanding memberikan langsung kepada yang berhak, lalu jarak juga yang menjadikan alasan masyarakat karena lokasi BAZNAS Labuhan Batu ini jauh dari jangkauan Desa Sei Sentosa, kemudian rasa kurang percaya masyarakat akan tanggung jawab BAZNAS Labuhan Batu terhadap pengelolaan dana zakat. Diharapkan BAZNAS Labuhan Batu lebih mengoptimalkan promosi dan meningkatkan kepercayaan publik agar lebih banyak masyarakat yang percaya terhadap eksistensi BAZNAS.Kata Kunci: Persepsi, Zakat, BAZNAS.                        AbstractThe background of this research is that the people of Sei Sentosa Village pay zakat through BAZNAS Labuhan Batu, where the population of this village is predominantly Muslim and the potential income of the community is very high, but it turns out that this is only a potential that has not been realized. The purpose of this study was to find out how the community perceives BAZNAS Labuhan Batu in Sei Sentosa Village. This research uses qualitative data in descriptive form. The results of this study indicate that many people still do not understand the importance of the functions, objectives and benefits of paying zakat through BAZNAS Labuhan Batu. Most people also think that paying zakat through BAZNAS Labuhan Batu is less afdhol (blessing) than giving directly to those who are entitled to it, then the distance is also the reason for the community because the location of BAZNAS Labuhan Batu is far from the reach of Sei Sentosa Village, then the community's lack of trust in responsibility BAZNAS Labuhan Batu responsible for the management of zakat funds. It is hoped that BAZNAS Labuhan Batu will optimize promotions and increase public trust so that more people believe in the existence of BAZNAS.Keywords: Perception, Zakat, BAZNAS.
Does Reading Increase the Younger Generation's Intention to Use Islamic Non-Bank Financial Products? Windari Windari; Ali Hardana; Muhammad Wandisyah R Hutagalung; Sry Lestari; Fitrah Fitrah
Al-Kharaj: Journal of Islamic Economic and Business Vol. 5 No. 4 (2023): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v5i4.4383

Abstract

Islamic financial institutions have traditionally been dominated by the banking sector. Non-Bank Financial Institutions (NBFIs) actually offer options to meet the various financial needs of the general people. A highly potential target market for Islamic Non-Bank Financial Institutions is the younger Muslim population. This study aims to investigate the potential impact of literacy on young Muslims' inclination to use products offered by non-bank financial institutions. This study uses a quantitative approach using simple linear regression analysis on 138 Muslim youth in North Sumatra. The results of the study demonstrate that the intentions of the younger generation of Muslims to utilize products from Islamic Non-Bank Financial Institutions are positively and significantly influenced by literacy. The official and informal forms of education and socialization play a significant role in increasing the literacy rate of the younger Muslim generations.