Meilita Tryana Sembiring
Lecturer at Master Management Program, Post Graduated School, Universitas Sumatera Utara

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UTILIZING SCIENCE DATA TO INCREASING THE NUMBER MSME DEBTORS AT PT.BANK CENTRAL ASIA.TBK (CASE STUDY OF PT. BANK CENTRAL ASIA.TBK KCU TEBING TINGGI) Effan Budiawan; Meilita Tryana Sembiring; Nazaruddin
Journal of Accounting Research, Utility Finance and Digital Assets Vol. 2 No. 1 (2023): July
Publisher : Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/jaruda.v2i1.75

Abstract

This study aims to increase the number of MSME debtors at the BCA Tebing Tinggi Branch. Since the enactment of Bank Indonesia Regulation Number 23/13/PBI/2021 concerning the Macroprudential Inclusive Financing Ratio (RPIM) for Conventional Commercial Banks, Sharia Commercial Banks, and Sharia Business Units. So Commercial Banks began to adjust the percentage of the use of funds that would be used to finance MSMEs and PBR. BCA Tebing Tinggi Branch is committed to meeting the increase in the percentage of RPIM. One way that can be used to explore Potential Funding is by Utilizing Data Science. Data science studies data, especially quantitative data, with the aim of finding hidden patterns in the data. Researchers will study profile information and transaction patterns in accounts to find MSME customers who are given the right financing. This study processes data using the Machine Learning method with the Random Forest algorithm.
EVALUATION OF THE USE OF GOVERNMENT CREDIT CARDS AS A MEANS OF PAYMENT FOR STATE EXPENDITURES TRANSACTIONS AT THE BPK REPRESENTATIVE FOR NORTH SUMATRA PROVINCE Silvia Febrina Lubis; Meilita Tryana Sembiring; Rulianda Purnomo Wibowo
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 3 No. 4 (2023): August
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v3i4.1009

Abstract

Management of state finances is part of the government's instruments to achieve the aspired state goal of realizing a just and prosperous society.Management of State Finances is the overall activities of officials managing state finances in accordance with their position and authority, which includes planning, implementation, supervision and accountability. The development process will not run smoothly if state finances are disrupted or unstable. The form of state financial management is reflected in the State Revenue and Expenditure Budget (APBN).
ANALYSIS OF INTERNET DATA CUSTOMER DISRUPTION SERVICES TARGET COMPLETION TIME AT THE BUSINESS GOVERMENT ENTERPRISE & WIFI OPERATION UNIT PT. TELECOMMUNICATIONS INDONESIA. TBK (PERSERO) AREA OF NORTH SUMATRA Satria Sitorus; Meilita Tryana Sembiring; Nazaruddin
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology Vol. 2 No. 8 (2023): JULY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v2i8.178

Abstract

The development of technology and information that continues to occur very rapidly around the world has resulted in developments in the use of the internet in the world. The internet connects one person to another, provides information, as a means of entertainment, as well as a means of communication. Currently, the internet has become a part of human life where it has become a basic need in addition to the need for food, clothing and shelter. The internet, which knows no space and time boundaries, has provided various conveniences for human life in carrying out daily activities, which has led to a high number of internet users in Indonesia.