Agustina Fatimatul Choiriyah
UIN Sayyid Ali Rahmatullah Tulungagung

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Analysis of Factors Affecting Banking Efficiency Level at Commercial Banks in Indonesia Nancy Latifatul Af’idah; Yuniati Sholikah; Agustina Fatimatul Choiriyah; Agus Eko Sujianto
Enrichment: Journal of Multidisciplinary Research and Development Vol. 1 No. 2 (2023): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (239.216 KB) | DOI: 10.55324/enrichment.v1i2.9

Abstract

One important aspect in the success of an enterprise is the level of efficiency. Efficiency is the relationship between managing the company's inputs and outputs optimally. This study aims to determine what factors affect the level of banking efficiency at commercial banks in Indonesia. The method used is quantitative descriptive where data is taken from data that has been published. The sample in this study was taken from one of the commercial banks in Indonesia, namely Bank Mandiri in 2018-2022. The result of this study is that CAR and LDR together do not have a significant effect on the level of banking efficiency in commercial banks in Indonesia, where CAR is positive and LDR is negative.