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PERLINDUNGAN HUKUM PEMEGANG POLIS ASURANSI DALAM MEMBAYAR KLAIM ASURANSI Ovi Ariyanti; Darania Anisa; Aang Asari; Ma’ruf Hidayat
Jurnal el-Qanuniy: Jurnal Ilmu-Ilmu Kesyariahan dan Pranata Sosial Vol 9, No 1 (2023)
Publisher : IAIN Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/el-qanuniy.v9i1.7793

Abstract

Increasing public awareness and trust in the insurance sector is considered capable of providing protection from various uncertainties during a pandemic. If you look at the performance of the insurance industry, in the third quarter of 2021 the total income for the life insurance industry in Indonesia will reach Rp. 171.4 trillion or a significant growth of 38.7 percent from the 2017 period. However, total claims have decreased from year to year, in 2019 it reached 114 trillion and in 2021 it reached Rp 107 trillion, down 2 percent. So that there are complaints from the public regarding the difficulty of submitting an insurance claim, rejection of claims from insurance companies even though they always pay insurance premiums, of course, this is an important note to resolve. Legal protection is found for the policy holder/insured in the payment of insurance claims, namely if the default insurer does not perform the performance as agreed in the insurance policy, the insured can take legal action in the form of a lawsuit through the court or settlement through the existing mechanism in the insurance policy. And also the obligation of the insurer to the insured is to pay insurance claims in accordance with the amount of coverage stated in the insurance policy.
Efektivitas Penerapan Aplikasi Sistem Informasi Manajemen BAZNAS (SIMBA) Pada Pelaporan Pengelolaan Dana Zakat Infak Dan Sedekah BAZNAS Kabupaten Banyumas Siti Jubaedah Anuri; Ma’ruf Hidayat
JURNAL ILMIAH NUSANTARA Vol. 1 No. 4 (2024): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jinu.v1i4.1606

Abstract

. Reporting on the management of ZIS funds through SIMBA is an effort to realize accountable and transparent management. By knowing the effectiveness of the management information system (SIMBA) used by BAZNAS Banyumas Regency, we can see the level of efficiency in achieving the reporting objectives of managing zakat, infaq and alms funds at BAZNAS Banyumas Regency. The aim of this research is to show how effective the application of the SIMBA application is in reporting, supporting and inhibiting factors in the management of BAZNAS zakat, infaq and alms funds in Banyumas Regency. Data collection was carried out using interview techniques with all SIMBA Admins at BAZNAS Banyumas, observation and documentation. Data analysis techniques include data collection, data reduction, data presentation, data verification and drawing conclusions. The research results show that: 1) The effectiveness of the SIMBA application in reporting management and zakat infaq and alms is proven by its ease, integration and accuracy; 2) Supporting factors include accountability, transparency and speed. Meanwhile, the obstacles found were that SIMBA was still dependent on internet connections, especially during maintenance, inadequate device infrastructure to be used and lack of admin training for the latest features. Another factor is the lack of in-kind zakat features.