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Nani Suhartini
Universitas of Sultan Ageng Tirtayasa
Economics, Econometrics & Finance Other

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Analisis Tingkat Kesehatan Bank Syariah Indonesia (BSI) Dengan Metode RGEC Pada Periode 2019-2022 Siti Farika Nurul Awaliah; Nani Suhartini; Isti Nuzulul Atiah
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 7, No 1 (2023)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v7i1.19906

Abstract

This study aims to determine the level of bank health at PT. Bank Syariah Indonesia during 2019-2022 based on the RGEC method consisting of risk profile, good corporate governance, earnings and capital. The data collection method used is non-participant observation by means of documentation. Descriptive analysis techniques are guided by Bank Indonesia Circular Letter No. 13/24/DPNP concerning Health Level Assessment of Commercial Banks. The results showed that PT. BSI's health level bank for the 2019 period is in the healthy category with a value of 83% being in the PK-2 composite predicate. This year was the beginning of the Covid-19 pandemic, but from the overall assessment and analysis carried out, it turned out that it did not have much effect on BSI's health level. In 2020-2022 BSI experienced an excellent level of health. That is 86% in PK-1 for 2020 and 91% in PK-1 for 2021 and 2022..
Co-Authors Isti Nuzulul Atiah Siti Farika Nurul Awaliah