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All Journal Jurnal Ilmiah Manajemen dan Bisnis (JIMB) Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi)
Towaf Totok Irawan, Towaf Totok
Universitas Pakuan
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Other

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Dampak Insentif Pajak Perumahan Terhadap Potensi Penerimaan Pajak Negara Dan Peningkatan Pendapatan Masyarakat : Kasus Provinsi Papua Irawan, Towaf Totok
Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT Vol 1 No 1 (2016)
Publisher : Economic Faculty, Attahiriyah Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (182.076 KB) | DOI: 10.36226/jrmb.v1i1.6

Abstract

Until now the government and private sector have not been able to address the backlog of 13.5 million housing units for ownership status and 7.6 million units for residential status. The high price of land has led to the high price of the house so that low-income communities (MBR) is not able to reach out to make a home purchase. In addition to the high price of land, tax factors also contribute to the high price of the house. The government plans to issue a policy for the provision of tax incentives, ie abolish VAT on home-forming material transaction. This policy is expected to house prices become cheaper, so the demand for housing increases, and encourage the relevant sectors to intensify its role in the construction of houses. It is expected to replace the lost tax potential and increase incomes. Analysis of the impact of tax incentives housing to potential state revenue and an increase in people's income, especially in Papua province is using the table IO because in addition to looking at the role each sector can also see the impact on taxes (income tax 21 Pph 25 Pph, VAT), and incomes (wage). Although in the short-term impact is still small, but very rewarding in the long run. Keywords: Backlog, Gross Input, Primary Input, Intermediate Input
Kajian Potensi Dan Peluang Pembangunan Infrastruktur Di Sektor Sosial Dengan Skema KBPU Irawan, Towaf Totok
Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT Vol 1 No 2 (2016)
Publisher : Economic Faculty, Attahiriyah Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (224.505 KB) | DOI: 10.36226/jrmb.v1i2.15

Abstract

This study aims to formulate recommendations and opportunities for potential infrastructure development in the social sector by using KPBU scheme. The direct beneficiaries of this activity are the Deputy of Investment Planning as a unit that is directly responsible for formulating the proposed establishment of the Act related KPBU in the field of infrastructure investment. The output of this activity is also expected to be useful for investors in infrastructure and related stakeholders. Model cooperation Public Private Partnership in social infrastructure should take into account the uniqueness of each sector, particularly the constraints, risks and macro conditions, including fiscal policy and commitment to the objective of each sector. So that needs to be made cooperation mechanism Public Private Partnership in the field of social infrastructure by making adjustments to the conditions and limitations in the field of social infrastructure. Results and recommendations are discussed further in the paper. Keywords: Multi Criteria Analysis, infrastructure development
ANALISIS PENDAYAGUNAAN SUMBER PEMBIAYAAN PERBANKAN UNTUK PERUMAHAN Irawan, Towaf Totok
Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT Vol 3 No 3 (2018)
Publisher : Economic Faculty, Attahiriyah Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (206.497 KB) | DOI: 10.36226/jrmb.v3i3.152

Abstract

The bank is considered not maximal yet to finance housing because it is faced with prudential rules in managing third party funds. In general, banks still face a gap between funding sources and housing finance. But the reality of banking financing sources is still the foundation of housing finance. Without reducing the precautionary aspect, the potential for bank funds can be extracted for housing finance. Therefore, it is necessary to analyze the potential for housing finance by banks. After analysis, the banks studied have the potential to carry out housing finance, even though funding sources are obtained from different funding sources. Keywords: Utilization, financing sources, housing
DAMPAK INSENTIF PAJAK PERUMAHAN TERHADAP POTENSI PENERIMAAN PAJAK NEGARA DAN PENINGKATAN PENDAPATAN MASYARAKAT: KASUS PROVINSI SULAWESI SELATAN Towaf Totok Irawan
Jurnal Ilmiah Manajemen dan Bisnis Vol 2, No 2 (2016): Jurnal Ilmiah Manajemen dan Bisnis
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jimb.v2i2.3710

Abstract

Until now the government and private sector have not been able to address the backlogof 13.5 million housing units for ownership status and 7.6 million units for residentialstatus. The high price of land has led to the high price of the house, so that lowincomecommunities (MBR) is not able to reach out to make a home purchase. In addition to thehigh price of land, tax factors also contribute to the high price of the house. Thegovernment plans to issue a policy for the provision of tax incentives, ie abolish VAT onhomeforming material transaction. This policy is expected to house prices becomecheaper, so the demand for housing increases, and encourage the relevant sectors tointensify its role in the construction of houses. It is expected to replace the lost taxpotential and increase incomes. Analysis of the impact of tax incentives housing topotential state revenue and an increase in people's income, especially in South Sulawesiprovince is using the table IO because in addition to looking at the role each sector canalso see the impact on taxes (income tax 21 Pph 25Pph, VAT), and incomes (wage).Althoughintheshorttermimpactisstillsmall,butveryrewardinginthelongrun.
ANALISIS PREFERENSI CALON PENABUNG SIMPANAN PEMUDA (SIMUDA) DI LEMBAGA KEUANGAN PERBANKAN Towaf Totok Irawan
JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi) Vol 6, No 1 (2020): Vol 6, No 1 (2020)
Publisher : Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2121.684 KB) | DOI: 10.34203/jimfe.v6i1.2022

Abstract

The purpose of this study is to describe the preferences of potential Simuda savers for prizes given by banks. This research was conducted on 300 respondents consisting of 100 Student Savers (Simple), 100 students and 100 employees. The sampling technique in this study is nonprobability sampling with a sampling quota, with data analysis techniques using descriptive statistics. The results of this study showed 50% of respondents expressed an interest in saving on Simuda products, with prizes in the form of vouchers, direct prizes, sweepstakes, and the benefits of Simuda cards.
PENGARUH KECERDASAN EMOSIONAL TERHADAP KINERJA KARYAWAN MELALUI ORGANIZATIONAL CITIZENSHIP BEHAVIOR Agustine AS, Fitri Handayani; Yusnita, Nancy; Irawan, Towaf Totok
JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi) Vol 9, No 2 (2023): Vol 9, No. 2 (2023)
Publisher : Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34203/jimfe.v9i2.9035

Abstract

ABSTRAKPenelitian ini bertujuan untuk menguji pengaruh kecerdasan emosional terhadap kinerja karyawan melalui organizational citizenship behavior (OCB). Penelitian ini dilakukan pada salah satu Lembaga Swadaya Masyarakat penyalur zakat di Kota Bogor. Jenis penelitian ini adalah deskriptif dan kuantitatif dengan metode explanatory survey dan metode penarikan sampel non probability sampling dengan metode sampling jenuh. Pengumpulan data diperoleh dari hasil kuesioner dengan jumlah responden sebanyak 32 orang karyawan. Kemudian diuji dengan pengujian Structural Equation Model (SEM). Hasil penelitian menunjukkan kecerdasan emosional dan Organizational Citizenship Behavior (OCB) berpengaruh langsung positif terhadap kinerja karyawan. Kecerdasan emosional berpengaruh positif terhadap organizational citizenship behavior (OCB), serta kecerdasan emosional berpengaruh tidak langsung terhadap kinerja karyawan melalui organizational citizenship behavior (OCB). Dengan demikian, perusahaan sebaiknya mampu meyakinkan karyawan bahwa karyawan dihargai, dipenuhi hak-haknya, dan diberikan kepercayaan penuh, sebagai bentuk motivasi dan dukungan kepada karyawan.ABSTRACTThis research examines emotional intelligence's influence on employee performance through Organizational Citizenship Behavior (OCB). This research was conducted at one of the zakat-distributing Non-Governmental Organizations in Bogor City. This type of research is descriptive and quantitative with an explanatory survey method and a non-probability sampling method with a saturated sampling method. Data collection was obtained from questionnaires with 32 employees as respondents. Then, it was tested using Structural Equation Model (SEM) testing. The research results show that emotional intelligence and Organizational Citizenship Behavior (OCB) directly affect employee performance. Emotional intelligence positively affects Organizational Citizenship Behavior (OCB), and emotional intelligence indirectly affects employee performance through Organizational Citizenship Behavior (OCB). Thus, companies should be able to convince their employees that their employees are valued, have their rights fulfilled, and are given full trust, as a form of motivation and support for employees.
Co-Authors Agustine AS, Fitri Handayani yusnita, nancy