Rachma Zannati
Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta, Indonesia

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TINJAUAN KOMPARASI KINERJA KEUANGAN BANK SYARIAH MELALUI PENDEKATAN ECONOMIC VALUE ADDED (EVA) Zannati, Rachma; Wardoyo, Dwi Urip
Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT Vol 1 No 1 (2016)
Publisher : Economic Faculty, Attahiriyah Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (104.661 KB) | DOI: 10.36226/jrmb.v1i1.10

Abstract

This study aims to determine (a) What degree of financial performance of Islamic Banking through EVA approach with samples of the two largest Islamic banks, namely PT. Bank Syariah Mandiri and PT. Bank Muamalat Indonesia, and (b) how the competition level of return on investment returns through the value of EVA in two of the company's competitors. The population in this study were all Islamic banking companies listed in Indonesia Stock Exchange. Test analysis used in this study is to test the calculation of economic value added. This study shows that (a) The level of financial performance that has economic value to the PT. Bank Syariah Mandiri and (b) the level of financial performance that has economic value to the PT. Bank Muamalat Indonesia. In addition, the competition level of return on investment to the two banks showed that each bank is able to provide economic added value for its stakeholders with the same degree of movement. Keywords: Economic Value Added (EVA), Financial Performance
ANALISIS LAPORAN KEUANGAN PT. GATARI SEBAGAI DASAR PERTIMBANGAN PEMBERIAN KREDIT MODAL KERJA PADA PT.BANK DKI Zannati, Rachma; Fitriana, Nur
Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT Vol 1 No 2 (2016)
Publisher : Economic Faculty, Attahiriyah Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (110.577 KB) | DOI: 10.36226/jrmb.v1i2.13

Abstract

This study aims to determine (a) measure the feasibility assessment takes into account the provision of working capital credit for PT.Gatari as additional capital by comparing financial ratios (liquidity, solvency, profitability, and activity) for the period 2012-2015, and (b) measure the credit granting considerations on PT. Gatari according to standard financing considerations on PT. Bank DKI. This research is a descriptive method with the quantitative approach to PT. Gatari financial statements from its inception until today. The research sample is PT. Gatari financial statements in 2013, 2014 and 2015. The study shows that (a) the measurement of financial feasibility assessment showed good results because the calculation of the ratio is almost entirely according to the standard financial ratios applicable at PT. Bank DKI and (b) the measurement of supporting aspects of credit is good enough as a basis for credit supply PT. Bank DKI. Keywords: Liquidity Ratios, Solvency Ratios, Activity Ratios, Profitability Ratios, Working Capital Loan
ANALISIS PERBANDINGAN PEMBIAYAAN KPR TERHADAP SUKU BUNGA KOMPETITIF FIX & CAP PADA PT. BANK CENTRAL ASIA, Tbk. Wulandari, Oktaviana Ayu; Zannati, Rachma
Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT Vol 2 (2017): Special Issue Manajemen Keuangan, September 2017
Publisher : Economic Faculty, Attahiriyah Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (83.355 KB) | DOI: 10.36226/jrmb.v2iS1.63

Abstract

This study aims to determine the differences and trends between home mortgage financing to competitive interest rates at PT. Bank Central Asia, Tbk. In this study, the sample used is the interest rate data in the year 2009-2016. Data collection techniques used in this study through observation and interview techniques. The analysis method used is independent t-test and trend analysis test using SPSS 20.0 for Windows program. Based on the result of research, sig-t is obtained 0,023
PENGARUH PERPUTARAN KAS DAN PERPUTARAN PIUTANG TERHADAP PROFITABILITAS PERUSAHAAN SUB-SEKTOR FOOD AND BEVERAGES TAHUN 2012-2016 Nuriyani, Nuriyani; Zannati, Rachma
Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT Vol 2 No 3 (2017)
Publisher : Economic Faculty, Attahiriyah Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (110.809 KB) | DOI: 10.36226/jrmb.v2i3.77

Abstract

The objective of this research is to determine the effect of cash turnover and receivable turnover to profitability (ROA). Data used in this study were secondary data from financial statements in Indonesia Stock Exchange in the year of 2012 to 2016 of a food and beverage manufacturing company. Independent variables in this research are cash turnover and receivable turnover, while the dependent variable in this study is profitability. The analysis method used is multiple linear regression, determination coefficient test (R2), F test and T-test. The result of these analyses showed that profitability was influenced simultaneously by cash turnover and receivable turnover. While on partial analysis showed only cash has significant influence to profitability. Keywords: Cash Turnover, Accounts Receivable Turnover, Profitability
PENGARUH TOTAL HUTANG, MODAL KERJA, DAN PENJUALAN TERHADAP LABA BERSIH PADA PERUSAHAAN SUB SEKTOR BATU BARA TERDAFTAR DI BEI Zahara, Ani; Zannati, Rachma
Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT Vol 3 No 2 (2018)
Publisher : Economic Faculty, Attahiriyah Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (780.393 KB) | DOI: 10.36226/jrmb.v3i2.108

Abstract

This study aims to determine and analyze the effect of total debt, working capital, and sales on net income. The object of this study is a company listed on the Indonesia Stock Exchange in the 2013-2017 period. The data retrieval technique used in this study is the purpose sampling method, which is based on the specified criteria. Data analysis techniques using multiple linear regression analysis method with analysis software Eviews 8.0. The findings are: (1) F test (simultaneous) in this study shows that total debt, working capital, and sales have a significant effect on net income, (2) T (partial) test in this study shows that total debt and sales have no effect significant to net income, while working capital has a significant effect on firm value. Keywords: Total Debt, Working Capital, Sales, Net Income
Hubungan workplace incivility dan turnover intention: efek moderasi gender Hendryadi, Hendryadi; Zannati, Rachma
INOVASI Vol 14, No 2 (2018)
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (272.304 KB) | DOI: 10.29264/jinv.v14i2.4088

Abstract

Penelitian ini bertujuan untuk mengetahui hubungan antara workplace incivility (WIC) dengan niat keluar (turnover intention), efek moderasi gender pada hubungan WIC dengan niat keluar, dan perbedaan WIC berdasarkan gender. Sebanyak 300 responden (52% wanita) dari berbagai perusahaan mengisi kuesioner. Pengujian hipotesis menggunakan independent t-test, dan regresi hierarki moderasi. Hasil penelitian mengungkapkan bahwa WIC berhubungan positif terhadap niat keluar, dan gender tidak terbukti sebagai moderator pada hubungan WIC dan niat keluar. Terakhir, hasil menyimpulkan bahwa ada perbedaan tingkat WIC berdasarkan gender, dan diluar dugaan, karyawan pria memiliki tingkat WIC lebih tinggi dibanding karyawan wanita. Penelitian ini dapat bermanfaat bagi para manajer dan organisasi untuk mengidentifikasi, mencegah dan mengelola perilaku menyimpang karyawan di tempat kerja secara lebih efektif.
PENGARUH ALIRAN KAS BEBAS TERHADAP KEPUTUSAN PENDANAAN MELALUI SET KESEMPATAN INVESTASI DAN NILAI PEMEGANG SAHAM SEBAGAI MODERASI Zannati, Rachma; Pratiwi, Wulandhari
Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT Vol 3 No 3 (2018)
Publisher : Economic Faculty, Attahiriyah Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (748.466 KB) | DOI: 10.36226/jrmb.v3i3.163

Abstract

This study aims to determine the impact of various corporate contextual factors through investment opportunities, earnings management, on the influence of the level of free cash flow on funding decisions. The sample in this study were 18 retail trade companies that were listed on the Indonesia Stock Exchange for 5 years (2013-2017). The analysis technique used is MODPROBE macro v 2.0 using SPSS 22 program. The results of statistical tests in this study indicate that together (Test-F) free cash flow on funding decisions, investment opportunity sets as moderating variables have a significant effect in strengthening flow relationships free cash on funding decisions and shareholder value as moderating variables have a significant effect in strengthening the relationship of free cash flow to funding decisions. Then in the T-Test all variables have a significant effect on funding decisions. Keywords: Free Cash Flow, Investment Opportunity Set, Shareholder Value, Funding Decision
MODEL PREDIKSI FINANCIAL DISTRESS PERUSAHAAN PERDAGANGAN ECERAN: PENDEKATAN ALTMAN Z-SCORE Zannati, Rachma; Dewi, Evita Rosdiana
Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT Vol 4 No 3 (2019)
Publisher : Economic Faculty, Attahiriyah Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (765.834 KB)

Abstract

This study aims to prove the financial distress prediction model through the Z-Score (Altman) approach to financial performance. The number of samples is 21 retail trading companies listed on the Stock Exchange for five years with a purposive sampling technique. Research findings prove that financial performance can predict Financial Distress in the retail trade sector through Working Capital to Total Assets, Debt to Asset Ratio, and Return on Asset variables. The results of research for investors become one of the basic considerations for determining future stock investment decisions. In addition, the results of the study can provide an evaluation of the company's performance in maintaining the stability of business continuity in order to avoid financial distress. Keywords: Altman Z-Score, Financial Performance
Pengaruh Inflasi Dan Earning Per Share (EPS) Terhadap Harga Saham di Sektor Industri Barang Konsumsi pada Indeks Saham Syariah (ISSI) Chairani, Chairani; Setiawan, Gatot B; Zannati, Rachma
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 2 No 2 (2020)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (162.388 KB) | DOI: 10.36407/serambi.v2i2.188

Abstract

Purpose-. The aim of this study is to examine the impact of inflation and earnings per share (EPS) on the share prices of the consumer goods sector. Methods- Data are collected from the financial statements in the Consumer Goods Industry Sector, namely 18 companies registered at ISSI. With the period 2014-2018 using a purposive sampling technique. Findings- The analysis results show that inflation has not been proven to have a significant effect on stock prices, while EPS has a positive and significant effect. The implication of this finding is that the fundamental factor information of EPS ratios in financial statements can be useful information to predict sharia stock prices
Pengaruh Pembiayaan Syariah Terhadap Kinerja Keuangan Perbankan Syariah Siti Masitoh; Rachma Zannati
AKURASI: Jurnal Riset Akuntansi dan Keuangan Vol 3 No 1 (2021)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/akurasi.v3i1.324

Abstract

This study aims to analyze Islamic financing; Mudharabah, Murabahah, Financing To Deposit Ratio, Non Performing Financing on the financial performance of Islamic Banking in Indonesia. Based on the sampling criteria, there are 15 Islamic Banks, namely a combination of Islamic Commercial Banks and Sharia Business Units with a research period of 5 years (2014-2018). The research analysis used is panel data regression analysis using E-Views 10. Based on the results of data analysis, only Non-Performing Financing has a significant effect on Return on Assets. Meanwhile, Mudharabah, Murabahah, and Financing to Deposit Ratio have no significant effect on Return On Assets. The research implication is that not all Islamic financing can contribute to the financial performance of Islamic banking. Keywords: Mudharabah, Murabahah, Financing to Deposit Ratio, Non Performing Financing and Profitability.