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All Journal NATUJA: Jurnal Ekonomi Syariah
Habibulloh Habibulloh
Institut Agama Islam Ibrahimy Genteng Banyuwangi, Indonesia
Religion Economics, Econometrics & Finance

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PENGARUH KUALITAS PELAYANAN DAN KUALITAS PRODUK TABUNGAN TERHADAP TINGKAT KEPUASAN NASABAH PADA BMT AL-YAMAN BERASAN Habibulloh Habibulloh; Nur Anim Jauhariyah
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 2 (2022): (Mei 2022)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

This study aims to analyze the effect of service quality and savings product quality simultaneously and partially on the level of customer satisfaction at BMT Al-Yaman Berasan. This research uses a quantitative method with an associative approach and data management using multiple linear regression analysis methods. Statistical testing in this study used the t test, F test and R Square. Sampling is done by using accidental sampling technique. In the process of collecting data using several methods, namely observation, questionnaire (questionnaire) and documentation. Data analysis techniques were assisted with SPSS v.16 software for windows 7. The results showed that the quality of service and the quality of savings products simultaneously had a significant effect on the level of customer satisfaction at BMT Al-Yaman Berasan. The results of this study also show partially that the variable service quality does not affect the level of customer satisfaction on BMT Al-Yaman Berasan, it is known that at a value of 1.794 <Ttable 1.985 with a significant value of 0.076. While the variable quality of savings products partially influences the level of customer satisfaction on BMT Al-Yaman Berasan, it is known that the value of Thitung is 7.269> Ttable 1.985 with a significant value of 0,000. The coefficient of determination test results shows that customer satisfaction can be explained by the quality of service and the quality of savings products by 56.9%, while (100% -56.9% = 43.1%) is influenced by other variables not included in this study.
PERAN KEWIRAUSAHAAN DALAM MEMBENTUK KARAKTER KEMANDIRIAN EKONOMI SANTRI Habibulloh Habibulloh; Afria Rachmawati; Muhammad Subari
NATUJA : Jurnal Ekonomi Syariah Vol 3 No 2 (2024): (Mei 2024)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/natuja.v3i2.2459

Abstract

Entrepreneurship in shaping the character of students' economic independence is very important. This research uses a qualitative descriptive method with a phenomenological approach. In data collection procedures, observation, interviews and documentation methods are used. Meanwhile, technical data analysis uses qualitative data analysis (data reduction, data presentation and conclusion drawing) From the results of research in the field it was found that entrepreneurial students at the Raudlatut Thalabah Setail Islamic boarding school played an important role in establishing economic independence. So with entrepreneurship students can live economically independently, this is proven by students being able to meet their own needs such as eating, being able to pay Islamic boarding school sharia and even being able to save even though it is only five thousand rupiahs per day. There are supporting factors for the entrepreneurship of Raudlatut Thalabah Setail students, namely commitment, being serious, oriented to be superior and carried out continuously or istiqomah. Then for the inhibiting factors for the entrepreneurship of Raudlatut Thalabah Setail students, namely incompetence, lack of expertise in controlling finances, location that is less strategic and less serious in running their business.
Co-Authors Afria Rachmawati Muhammad Subari Nur Anim Jauhariyah