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All Journal Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Liquidity: Jurnal Riset Akuntansi dan Manajemen KREATIF : Jurnal Ilmiah Prodi Manajemen Universitas Pamulang Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Ambardi Ambardi
Institut Teknologi Dan Bisnis Ahmad Dahlan, Jakarta
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Kualitas Pelayanan Islami Dan Kepuasan Nasabah Pada Bank Umum Syariah Di Jakarta Ambardi Juniawan
Liquidity: Jurnal Riset Akuntansi dan Manajemen Vol 3 No 1 (2014)
Publisher : Institut Teknologi dan Bisnis Ahmad Dahlan Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32546/lq.v3i1.105

Abstract

The syariah banking follows the Islamic law making its cultural background very different to the conventional banking. There is tight competition between the two banking systems in providing customer’s expectation with the best quality of customer service. To allow the syariah banking to win the competition against conventional banking, it is important to have the finest product strategy and quality service scheme in place. This research is using Multiple Regression analysis, resulting in four dimensions of quality service. They are assurance, reliability, tangible and empathy. These dimensions can influence positive customer’s satisfaction. Other dimension such as compliance cannot have positive influence on customer’s satisfaction. Statistically that not all variable of quality services demonstrate significant result. Dimension variable that demonstrates significant result is assurance, reliability, tangible and empathy, while compliance and responsiveness does not have significant result and only reach the confidence rate of 95 %.
Faktor-Faktor Yang Mempengaruhi Minat Technopreneur Mahasiswa Di Era Teknologi Digital (Studi Kasus: Mahasiswa ITB Ahmad Dahlan) Ambardi Ambardi; Helmi Chaidir
Liquidity: Jurnal Riset Akuntansi dan Manajemen Vol 9 No 1 (2020)
Publisher : Institut Teknologi dan Bisnis Ahmad Dahlan Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32546/lq.v9i1.377

Abstract

Growing entrepreneurial or techno-entrepreneurial interest in college students is believed to be an alternative measure to reduce unemployment. Because students are expected to be young educated entrepreneurs who are able to start their own businesses, and are able to open jobs for others. The need for qualified technopreneurs to use technology as a business booster has also increased. This is marked by many new inventions or innovations created based on digital technology. Therefore, to meet these needs, it is necessary to be supported by higher education institutions that prepare students and graduates to be able to create new jobs, in addition to creating innovative, adaptive, competitive science as the main concept of competitiveness and national development in the industrial revolution era 4.0. The purpose of this study is to find out what factors influence student interest to become technopreneur. This research was conducted on the campus of the Ahmad Dahlan Institute of Technology and Business using a questionnaire method. Questionnaires are distributed directly to respondents so that they get a high rate of return. Distribution and collection of questionnaires were carried out throughout the ITB Ahmad Dahlan campus. From the distribution of questionnaires collected data of 310 students. The method of data analysis in this study uses multiple linear regression analysis, which also performed validity, reliability and classical assumption tests. Data processing in this study uses SPSS version 22. From the results of this study indicate that the factors that influence students' interest to become technopreneur are self-esteem, innovation, leadership, profit, and the environment. As for personal challenges, the desire to be a boss and flexibility do not affect the interest in becoming a technopreneur among students.
Analisis Komparasi Pengaruh Model AIDA Terhadap Keputusan Nasabah Menggunakan Produk Cicilan Emas Pada Dua Kantor Cabang Bank Syariah Mandiri Damayanti Achmad Suroko; Ambardi Ambardi; Mukhaer Pakkanna
Liquidity: Jurnal Riset Akuntansi dan Manajemen Vol 9 No 2 (2020): Liquidity
Publisher : Institut Teknologi dan Bisnis Ahmad Dahlan Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32546/lq.v9i2.664

Abstract

The development of the Indonesian sharia banking industry approved this in a positive direction. In Indonesia, Islamic banks independently are still the most widely seen Islamic banks in terms of assets owned. Gold Installment Product is one of the products issued by Bank Syariah Mandiri, where this product is a bank facility as gold ownership for the community or the community. One model that is often used to measure consumer decisions in choosing a product is the AIDA model (Attention, Interests, Desires, Actions). This model talks about the various phases that consumers go through before they decide to buy a product or service. Some marketers follow this model to capture more consumers for their products The purpose of this study is to analyze the decision regarding the AIDA factor model of the purchase decision in gold installment products between Bank Syariah Mandiri Mayestik Branch and Kebun Jeruk branch In this study using quantitative analysis methods. This research was conducted in two places, namely Bank Syariah Mandiri branch office Mayestik branch and Kebun Jeruk branch. In this study the data collection technique was carried out by using a questionnaire survey method. While the technique of taking samples in this study using non-probability sampling technique is purposive sampling type. To analyze the influence, interests, desires, actions in each branch office using the F test and t test. From the results of this study it can be concluded that the Mayestik branch office is a significant influence of the AIDA model on the decision to use gold installment products. While in the orange orchard branch office does not have a significant influence on the decision to use gold installment products.
DAMPAK PANDEMI TERHADAP KINERJA KEUANGAN EMITEN RITEL DI BURSA EFEK INDONESIA Ambardi Ambardi; Hani Nurhaniah
KREATIF : Jurnal Ilmiah Prodi Manajemen Universitas Pamulang Vol 9, No 2 (2021): KREATIF
Publisher : Prodi Manajemen Fakultas Ekonomi Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/jk.v9i2.y2021.p28-35

Abstract

Tujuan dari penelitian ini adalah untuk melihat bagaimana dampak dari pandemi covid-19 terhadap kenierja keuangan emiten di sektor ritel. Sampel yang digunakan adalah sebanyak 9 emiten ritel yang melantai di bursa efek indonesia, Emiten Ritel yang menjadi sampel pada penelitian ini ditentukan dengan menggunakan cara purposive sampling. Variabel penelitian yang dipakai pada penelitian ini yakni Current Ratio (CR), Debt to Assets Ratio (DAR), Total Assets Turn Over (TATO), serta Return On Assets (ROA).  Teknik analisis data didalam riset ini untuk menguji hipotesis yakni dengan memakai  Uji Normal Data (Shapiro wilk) dan uji Beda Dua Rata-Rata (Paired Sampel T-Test). Dari hasil penelitian ini dapat disimpulkan bahwa tidak terdapat perbedaan yang nyata kinerja keuangan perusahaan ritel yang diukur dengan menggunakan Current Ratio (CR), Debt to Assets Ratio (DAR), Total Assets Turn Over (TATO), serta Return On Assets (ROA) pada masa sebelum pandemi dan pada saat pandemi terjadi.
ANALISIS RISIKO PROFIL DAN PENGARUHNYA TERHADAP PROFITABILITAS PADA BANK BUMN Ambardi Ambardi; Mulia Alim; Aam Aminah; Helmi Helmi
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 12 No. 3 (2023): September
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v12i3.1681

Abstract

The purpose of this study is to analyze the risk profile and its impact on profitability at state-owned banks. The sampling technique used in this study is Nonprobability Sampling, namely Purposive Sampling. The population and samples used in this study are state-owned banks, namely Bank BNI, Bank Mandiri, Bank BRI, and Bank BTN by taking data from annual financial reports published from 2017 to 2022. The data analysis technique used is descriptive statistical analysis and statistical analysis. statistics. Descriptive statistical analysis was used to describe the variables in this study, namely Non Performing Loans (NPL), Loan to Deposit Ratio (LDR) and Return on Assets (ROA). The statistical analysis used was multiple linear regression panel data tests which were first tested for model selection, then added the classic assumption test as a condition for using regression analysis. Furthermore, F statistical tests and t statistical tests (hypothesis testing) were carried out, the coefficient of determination. The results of this study are that NPL or non-performing loans have no significant negative effect on ROA at state-owned banks. From the NPL value, it can also be concluded that 3 state-owned banks, namely BNI, Mandiri and BRI, have relatively good NPL levels, meaning that the risk of bad credit is low, except for BTN banks. As for the LDR or Loan to Deposit Ratio, there is no significant effect on ROA at government banks.
Analisis Pengaruh Gaya Hidup Dan Kepuasan Pelanggan Sebagai Variabel Intervening Terhadap Keputusan Pembelian Berulang Produk Kopi Gayo Aceh Di Coffee Shop Tuku Cipete Vivi Navila; Ambardi Ambardi
Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 1 No. 4 (2023): Oktober : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Publisher : Fakultas Teknik Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/wawasan.v1i4.1294

Abstract

In Indonesia lifestyle is considered as part of secondary human needs that can change depending on the times or a person's desire to change his lifestyle. The purpose of this study is to analyze the influence of lifestyle and customer satisfaction as intervening variables on the decision to purchase Gayo Aceh Coffee Products at the Tuku Cipete Coffee Shop. This type of research is quantitative research. The object of this study is the Tuku Coffee Shop in Cipete. The independent variable in this study is lifestyle and the dependent variable is repeated purchase decisions. Meanwhile, the intervening variable is satisfaction or the link in this study is customer satisfaction. The number of samples used is using the Lemeshow formula because the population size is not known with certainty or is infinite due to the increase or decrease in visitors coming to Coffee Shop Tuku in Cipete every day. Before the analysis of hypothesis testing is carried out, the instrument quality test is carried out first, namely the Validity and Reliability Test. And then a regression analysis was carried out by first carrying out the classic assumption test, namely the Normality Test, Multicollinearity Test, and Heteroscedasticity Test. The results of this study are: Directly, there is a significant influence between lifestyle variables on customer satisfaction at Coffee Shop Tuku Cipete. Directly, there is a significant influence between lifestyle variables on consumer purchasing decisions of Coffee Shop Tuku Cipete. Directly, there is no significant influence between customer satisfaction variables on consumer purchasing decisions of Coffee Shop Tuku Cipete. Indirectly, lifestyle variables through customer satisfaction have no significant effect on consumer purchasing decisions at Coffe Shop Tuku Cipete.
Co-Authors Aam Aminah Damayanti Achmad Suroko Hani Nurhaniah Helmi Chaidir Helmi Helmi Mukhaer Pakkanna Mulia Alim Vivi Navila