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A Application of Hadith on Accounts Receivable and Its Implementation in Sharia Bank Guarantees Irham Maulana; Nourelhuda S. B. Elmanaya; Mohamed Gamal Ibrahim ElBasiouny; Ubed Abdilah Syarif; Nuha Nuha
Demak Universal Journal of Islam and Sharia Vol. 1 No. 02 (2023): Demak Universal Journal of Islam and Sharia
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/deujis.v1i02.19

Abstract

The purpose of this study is a reflect the phenomenon, where since the introduction of Islamic banking in 1991, the Islamic economy has grown rapidly. Various service products have been issued by Islamic banks and other financial institutions that facilitate these services by listing various fatwas of the National Sharia Council - Indonesian Ulema Council (DSN-MUI). So the question arises how is the application of the Hadith on Accounts Receivable and its Implementation on Bank Guarantees? This research method is qualitative by taking data from review literature that is compromised with field facts that take the object of research on bank guarantees. The results of the study concluded that one of the sharia banking services is the Sharia Bank Guarantee with a kafalah fatwa as its sharia legality issued by DSN MUI No: 11/DSN-MUI/IV/2000. The contract used is a kafalah bil ujrah contract, which is a guarantee transaction provided by a bank in exchange for wages, but this contract is a contract that is controversial in terms of the legality of the arguments described by DSN-MUI and the arguments of other parties who prohibit it because it resembles the qardh contract that takes the benefits of usury, which of course requires offering contract options that can be done to get out of the controversy.
The Phenomenon and Existence of Corruption in the 5.0 Era: Moral and Ethical Perspectives Maulida Kelkusa; M Mahmudulhassan; Dito Anurogo; Ubed Abdilah Syarif
Solo International Collaboration and Publication of Social Sciences and Humanities Vol. 1 No. 02 (2023): Solo International Collaboration and Publication of Social Sciences and Humani
Publisher : Walidem Institute and Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sicopus.v1i02.37

Abstract

This study aims to 1) understand the meaning of corruption from a moral and ethical perspective, 2) find out the causes of people committing corruption, and 3) identify the impacts of corruption in the 5.0 era. Data collection methods using literature research techniques known as normative juridical approaches to literature evaluation are used. Following the moral and ethical basis derived from the Qur'an, Hadith, scientific papers, books, and articles, serve as a source of legal information. The findings of this study lead to the conclusion that corruption according to the moral and ethical perspective that has been discussed in the Qur'an Surah Al-Baqarah Verse 188 is taking the property of others in a vanity and deviant way of moral and ethical rules, and this act is a sin in the view of religions. Corruption has been regulated in the universal laws of all countries in the world, even the rules on combating corruption decide the harshest punishment is death, life imprisonment, or imprisonment according to the size of the property confiscated. Whereas in Islamic law perpetrators of corruption can be punished with chopping off hands or life imprisonment or ta'zir punishment (after the amount of property corrupted).
The Art of Healthy Neurophilocommunication Dito Anurogo; Niken Sasadhara Sasmita; Ubed Abdilah Syarif; Nur Rahmah Awaliah; Budhy Munawar Rachman; Jia Yi Wang Jia Yi Wang (王 家儀)
Multicultural Islamic Education Review Vol. 1 No. 2 (2023)
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

Communication in the digital age has been transformed into more complicated ways due to various mediums and platforms based on information technology and digital devices. The digital age has brought about complex changes to communication through the use of technology and digital devices. It has more threats as well as benefits and innovations. In the meantime, many people who engaged in communication don’t fully take advantages but fall into miscommunication due to lack of digital literacy. In particular, in the field of health services, the threats of digital communication would make people, for instances the patients, in danger. While it offers benefits and innovations, it also brings new threats, particularly in the field of healthcare where miscommunication can harm patients mentally and physically. The miscommunication, misunderstanding etc. would harm their health mentally and physically. To address these issues, it is crucial to explore and analyze communication from multiple perspectives using scientific approaches. Hence, thinking and research on communication is extremely important. Various scientific approaches should be applied to analyze and sharpen communication in multiple perspectives. This manuscript discusses soft-skills of communication in the field of health issues of the digital era. This study is an attempt to invent the theoretical foundation of the ways in communication throughout analytical and philosophical approaches. It is Neurophilocommunication (NPC) that comprise of thoughts in communication that could be applied in the field of health issues on digital base and platforms.This study proposes NPC, a concept combining communication and neuroscience to enhance communication in healthcare in the digital era. The goal is to establish a theoretical foundation for effective communication and to improve the health outcomes of patients.