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All Journal Jurnal Al-Qardh AMALA Jurnal Pengabdian Kepada Masyarakat
Atika Zahra Maulida
Universitas Islam Kalimantan Muhammad Arsyad Al Banjari Banjarmasin
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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YOUNG ENTREPRENEUR FINANCIAL PLANNING TRAINING (PKPM) DURING THE COVID 19 PANDEMIC Agus Purnomo; S. Purnamasari; Umi Hani; Atika Zahra Maulida
AMALA Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 1 (2023): AMALA Jurnal Pengabdian Kepada Masyarakat
Publisher : Faculty of Economics and Islamic Business State Islamic Institute of Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/amala.v2i1.79

Abstract

Wealth is something that is very dharuri in human life, Islam has clearly regulated the management of wealth both personally and publicly. With possessions, humans can meet the needs of life both material and immaterial. The concept of Islamic Financial Planning (Sharia) or Islamic Financial Planning has a universal nature that can not only be applied to entrepreneurs during the Covid 19 virus pandemic so that business actors can plan products and finances when the Covid 19 virus outbreak hits the Indonesian homeland. In financial planning, entrepreneurs are able to provide training and financial preparation when experiencing a decrease in sales or a decrease in income due to the outbreak of the Covid-19 virus which results in a decrease in business performance and a decrease in business performance in financial design in the form of business and non-business. The implementation of this service activity is using training methods on how to prepare financial planning, marketing preparation, preparation of product quality results with the aim of being able to maintain business during the outbreak of the covid 19 virus.The outcome of this service activity is that business actors can plan finances, sales / marketing, and produce quality products that can compete in the market during the disaster of the covid 19 virus outbreak so that, A business that can survive and not suffer losses when a virus outbreak strikes.
Bank Indonesia Syariah Certificate: Encouraging Economic Growth During The COVID-19 Pandemic Agus Purnomo; Atika Zahra Maulida; Siti Fatimah Tuzahra; Dian Ayu Lestari
AL-QARDH Vol 8, No 1 (2023): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/jaq.v8i1.5748

Abstract

The Bank Indonesia Sharia Certificate (SBIS) is one of the sharia monetary instruments used by Bank Indonesia in formulating monetary policy. The development of SBIS is related to several factors: inflation growth, the economy, and the development of the gross domestic product. This study aims to determine how to implement the Bank Indonesia Sharia Certificate (SBIS) in encouraging monetary economic growth during the Covid-19 pandemic. The slowdown in economic growth and regional economic performance due to the impact of the Covid-19 virus outbreak that attacked the economy resulted in a decline in economic performance. The role of money market products (SBIS) can encourage economic growth and development through Islamic money market transactions.  This research method uses descriptive qualitative research with a library research approach and interviews.  In collecting interview data using the accidental sampling method conducted on Bank Indonesia staff directly at the research location and data on the growth, economy, and development of SBIS during the Covid-19 pandemic. Research results: The Bank Indonesia Sharia Certificate (SBIS) implementation has generally been carried out properly by Bank Indonesia. When Bank Indonesia issues SBIS and sells it to the public, this will cause the money supply in the community to decrease. When the money supply in society decreases, then inflation can be suppressed. When inflation can be suppressed, this will indirectly affect the increase in financing disbursements in Islamic banks. So, it can be concluded that SBIS significantly affects financing distribution in Islamic banking. When financing distribution increases, this will help MSME players affected by Covid-19 in terms of capital. The role of SBIS during the Covid-19 pandemic can stimulate and encourage economic growth performance.
Co-Authors Agus Purnomo Dian Ayu Lestari S. Purnamasari Siti Fatimah Tuzahra Umi Hani