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All Journal Jurnal Ekonomi & Studi Pembangunan Economics Development Analysis Journal AL-FALAH : Journal of Islamic Economics Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences
Muhammad Istan, Muhammad
Unknown Affiliation
Religion Arts Humanities Economics, Econometrics & Finance Social Sciences Other

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Analisis Faktor – Faktor Yang Mempengaruhi Keputusan Konsumen Dalam Memilih Belanja Di Alfa Mart Curup Istan, Muhammad
AL-FALAH : Journal of Islamic Economics Vol 1, No 1 (2016)
Publisher : Sekolah Tinggi Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v1i1.62

Abstract

This study are to investigate the influence of cultural factors, social factors, personal factors and psychological factors on purchase decision in Alfa MartCurup. Analysis using multiple linear regression, F test, t test, test the coefficient of determination (R2). Multiple linear regression analysis showed that all variables figures obtained positive coefficient. The test results (F) indicates that the variable personal factors, social factor, cultural factors, psychological factor, and price factors together influence the purchasing decisions in Alfa Mart Curup. T test results showed that the variables of individual factors and psychological factors significantly influence purchasing decisions while variable cultural factors and social factors do not significantly influence the purchasing decision. To test the R2 (coefficient of determination) indicates that the variable cultural factors, social factors, personal factors and psychological factors were able to explain the variability of the variable of 21.7%. While the remaining 78.3% is explained by other variables outside the model. Keywords : Buying, Shoping, Consumer, Decision, Alfa Mart, personal factors, social factors, cultural factors,psychological factors and price factors.
Pengentasan Kemiskinan Melalui Pemberdayaan Ekonomi Umat Menurut Persfektif Islam Istan, Muhammad
AL-FALAH : Journal of Islamic Economics Vol 2, No 1 (2017)
Publisher : Sekolah Tinggi Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v2i1.199

Abstract

Poverty as a social problem will never escape the attention and discussion of Islamic teachings. Islam explores some of the most urgent main themes of empowerment and community involvement in eradicating their poverty. The Quran as the main source of Islamic teachings echoed a moral call for social justice in the economy to be upheld against people living below the poverty line. Efforts to alleviate poverty, one of the main focuses in Islam is the doctrine of weak economic empowerment of the people. Islam considers human resources personally to be the main agent in empowering the peoples economy. Furthermore, Islam also sees that poverty alleviation is the collective responsibility of society so that the effort of economic empowerment of the poor becomes the collective obligation of all elements of society, especially poverty caused by social structure. It takes synergy between elements of society both government, ulama and society itself as subject and object of change. Some of the above empowerment models can be divided into two groups; Structural and cultural measures. Structural measures are more emphasized to the special institutions that handle them to run well, while cultural steps are emphasized on individuals, both individuals who are expected to be one of the subjects of poverty alleviation and empowerment of the poor and the poor and who became its object
Analisis tingkat kesehatan pt bank central asia (bca) syariah menggunakan metode rgec Istan, Muhammad; Permatalia, Riska; Hardinata, Hardinata
INOVASI Vol 17, No 1 (2021)
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (297.652 KB) | DOI: 10.29264/jinv.v17i1.8445

Abstract

Analisis kesehatan bank diperlukan untuk mengetahui bagaimana tanggung jawab suatu bank kepada pihak yang berhubungan secara langsung maupun tidak langsung. Tujuannya agar bank mengetahui kelemahan dan kekuatan yang dimiliki serta langkah apa yang akan dilakukan kedepannya, sebagai evaluasi atas kinerja, dan sebagai pembanding dalam persaingan industri perbankan. Penelitian ini bertujuan untuk menganalisis tingkat kesehatan PT Bank Central Asia (BCA) Syariah menggunakan metode RGEC periode 2013-2019. Variabel dan pengukuran pada penelitian ini terdiri dari faktor Risk Profile yang diukur dengan rasio NPF dan FDR, faktor GCG yang dianalisis berdasarkan self assesment PT BCA Syariah, faktor Earning yang diukur dengan rasio NOM, ROA, ROE, faktor Capital yang diukur dengan rasio CAR. Penelitian ini merupakan penelitian deskriptif dengan pendekatan kuantitatif pada PT BCA Syariah dan menggunakan data sekunder yang dianalisis menggunakan metode RGEC. Berdasarkan hasil penelitian menunjukkan bahwa peringkat komposit kesehatan PT BCA Syariah menggunakan metode RGEC pada tahun 2013-2014 berada dalam peringkat cukup sehat, sedangkan tahun 2015-2019 berada dalam peringkat sehat.
Political Supports and Financial Distress of Companies in Indonesia Istan, Muhammad
Economics Development Analysis Journal Vol 10 No 2 (2021): Economics Development Analysis Journal
Publisher : Economics Development Department, Universitas Negeri Semarang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/edaj.v10i2.42831

Abstract

The current study was underlain by the background that many entrepreneurs came into politics and many politicians established companies after having political positions. This study aimed at examining the theory that companies’ finance is influenced by political supports. The problem proposed was how political supports affected the companies’ financial distress in Indonesia. The data of the current study referred to the ratios of finance reported by each company listed in the period of 2010-2019. The samples were purposively solicited by incorporating 63 companies indicated to have political supports for ten years. For testing hypotheses, the analysis technique used simple regression. The results revealed that political supports (PS1, PS2, and PS3) did not significantly affect financial distress (FD). Subsequently, political supports (PS1, PS2, and PS3) also did not significantly affect companies’ performance. The foregoing was caused that the board of directors carried out the companies’ operations independently without political pressure.
Political Supports and Financial Distress of Companies in Indonesia Istan, Muhammad
Economics Development Analysis Journal Vol 10 No 2 (2021): Economics Development Analysis Journal
Publisher : Economics Development Department, Universitas Negeri Semarang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/edaj.v10i2.42831

Abstract

The current study was underlain by the background that many entrepreneurs came into politics and many politicians established companies after having political positions. This study aimed at examining the theory that companies’ finance is influenced by political supports. The problem proposed was how political supports affected the companies’ financial distress in Indonesia. The data of the current study referred to the ratios of finance reported by each company listed in the period of 2010-2019. The samples were purposively solicited by incorporating 63 companies indicated to have political supports for ten years. For testing hypotheses, the analysis technique used simple regression. The results revealed that political supports (PS1, PS2, and PS3) did not significantly affect financial distress (FD). Subsequently, political supports (PS1, PS2, and PS3) also did not significantly affect companies’ performance. The foregoing was caused that the board of directors carried out the companies’ operations independently without political pressure.
SWOT Analysis in the Determination of Competing Strategies (Study at PT. Bank Syariah Indonesia Curup Branch) Istan, Muhammad
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.3897

Abstract

This research aims to find out and analyze how SWOT analysis in the determination of competing strategies. This research was conducted at PT. BSI Curup Branch Office. The results of this study are internal factors in determining competing strategies in PT. BSI Curup Branch Office consists of strengths including: Good governance and behavior or culture of Sharia Bank, positive investment climate and high work spirit, normal FDR, positive contribution to society and sustainability environment, helping entrepreneurs in Rejang Lebong Regency. And disadvantages include: Limited experts, lack of supporting facilities, lack of supporting rules, promotion or door to door recognition and limited technology. External factors in determining competing strategies in PT. BSI Curup Branch Office consists of opportunities including: Majority of Muslim communities, cooperation, high community potential, MUI fatwa and the opening of KC Pembantu. And the threats include: Total banking share, lack of understanding of Islamic banking, difficult and complicated impressions on Islamic banks, social impressions on Islamic banks and less support from the public. Strategies that can be used one of them to determine competing strategies on PT. BSI Curup Branch Office is a stable growth strategy, meaning in competition in Islamic banking PT. BSI Curup Branch Office.
The Effect of External and Internal Factors on Financial Performance of Islamic Banking Istan, Muhammad; Fahlevi, Mochammad
Jurnal Ekonomi & Studi Pembangunan Vol 21, No 1: April 2020
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.21.1.5036

Abstract

Macroeconomic factors and internal factors are variables that affect sharia banking. These factors are GDP, inflation, and interest rates, FDR, OER, which can affect directly or indirectly, the financial performance of sharia banks in Indonesia. The result has shown GDP has a significant positive effect on ROA, it is matching with several previous research, Inflation has no significant and negative effect on ROA, because when inflation central bank will give policy to increase BI rate, and sharia bank doesn’t affect with interest rate because interest is riba, interest rate has no significant effect on ROA because sharia bank doesn’t effect with interest but use profit and loss sharing to financing, so in macroeconomic the result only GDP has significant and positive effect on ROA. The result has shown FDR has no significant effect on ROA but has positive effect and the result match with previous research in relationship FDR and ROA, OER has a significant negative effect on ROA
Co-Authors Fahlevi, Mochammad Ghoni, Muhammad Abdul Hardinata, Hardinata Permatalia, Riska