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All Journal IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Islamic Banking and Finance
Agus Mahmud
Unknown Affiliation
Economics, Econometrics & Finance

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LAZ DASI'S Education and Literacy Program in Increasing the Awareness of The People of Central lombok to Pay Zakat through LAZ DASI Siti Rahmawati RHM; Agus Mahmud; Nurul Susianti; Hariono Hariono
IQTISHADUNA Vol. 14 No. 1 (2023): IQTISHADUNA: JURNAL EKONOMI DAN KEUANGAN ISLAM
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/iqtishaduna.v14i1.7850

Abstract

This research is motivated by the data source of BPS Central Lombok Regency, the number of Muslim residents who are said to be economically capable and have income shows that the number of Central Lombok Muslim residents who are able to pay zakat with the number of residents or people who pay zakat through LAZ DASI and BAZNAS Central Lombok is said to be insignificant. This may occur because public awareness of zakat can be influenced by a person's knowledge or understanding of zakat itself. So based on this data, people who still lack awareness of paying zakat need educational and literacy activities among the community carried out by institutions or zakat management bodies such as LAZ DASI to provide understanding and knowledge about the program for awareness in paying zakat through official zakat management institutions. This type of research is descriptive qualitative research. The data collection methods used are observation, interview and documentation methods. While the data sources used are primary data sources and secondary data. The results of the research conducted by researchers show that education and literacy carried out by LAZ DASI Central Lombok have significantly increased public awareness to pay zakat at LAZ DASI Central Lombok. Educational activities carried out are through partner meetings, socialization, volunteer communities, and zakat awareness safaris. While literacy activities are carried out through the reading bale ceria lombok and LAZ DASI magazine.
DIVERSIFIKASI PRODUK MURABAHAH DALAM MENINGKATKAN KEUNGGULAN KOMPETITIF PADA KSPPS GUMARANG AKBAR SYARIAH MATARAM Fenti Fifi Yanti; Agus Mahmud; Nurul Susianti
Islamic Banking and Finance Vol 3, No 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/ibf.v3i1.5213

Abstract

This study aims to see the diversification carried out by KSPSS Gumarang Akbar Syariah Mataram in increasing customers or prospective members and increasing competitive advantage. Diversification in the form of product diversification aimed at meeting market needs and maintaining excellence in the midst of intense competition. Based on the results of the study, it shows that the diversification of Murabahah Products is in the form of Murabahah Bil Wakalah Products. The difference in terms of the margin obtained from Murabahah Bil Wakalah products is 1.3%, while for Murabahah financing it is 1.5%. Judging from the data on the significant increase in the number of customers from the use of Murabahah contracts as many as 84, 102 and 120 customers in 2019-2021, accompanied by innovations carried out, the number of customers using innovative products was 112,117,143 customers/members in 2019-2021. This is a promising opportunity to increase the advantages of KSPPS Gumarang Akbar Syariah Mataram.
Co-Authors Fenti Fifi Yanti Hariono Hariono Nurul Susianti Siti Rahmawati RHM