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PENGARUH FINANCIAL KNOWLEDGE, FINANCIAL ATTITUDE DAN PERSONALITY TERHADAP FINANCIAL MANAGEMENT BEHAVIOR (Studi Kasus pada Pelaku UMKM di MTQ Kota Kendari) Nisrina Hamid; Dewi Refrianti; Sitti Zakiah Ma’mum; Muhammad Yusuf
Journal Economics Technology And Entrepreneur Vol 1 No 01 Maret (2022): JOURNAL ECONOMICS TECHNOLOGY AND ENTREPRENEUR
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

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Abstract

This study aims to determine the effect of Financial Knowledge, Financial Attitude, and Personality Against Financial Management Behavior on MSMEs in MTQ Kendari City. This research is a quantitative study, with the study population being all MSMEs around the MTQ of Kendari City, which is 78 MSMEs. The determination of the number of samples used by the authors in this study is the census method. Data collection methods in this study used a questionnaire with a Likert scale. The analytical tool used is multiple linear regression analysis. Based on the results of the study found that found a significant influence between Financial Knowledge, Financial Attitude, and Personality Against Financial Management Behavior both partially and simultaneously. This indicates that to be able to form good financial management behaviors, it is needed a contribution from financial knowledge, financial attitude, and personality of each MSME actor.