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All Journal Money: Journal of Financial and Islamic Banking Journal of Digital Community Services General Multidisciplinary Research Journal
Hidayat Hidayat
Universitas Pahlawan Tuanku Tambusai
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Apakah fintech lending berpengaruh terhadap kinerja bank syariah di indonesia? Wahyu Febri Ramadhan Sudirman; Efti Novita Sari; Saru Reza; Muhammad Syaipudin; Hidayat Hidayat
MONEY: JOURNAL OF FINANCIAL AND ISLAMIC BANKING Vol. 1 No. 2 (2023)
Publisher : Program Studi Perbankan Syariah Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (192.298 KB) | DOI: 10.31004/money.v1i2.15357

Abstract

Tujuan - Artikel ini bertujuan untuk menginvestigasi pengaruh fintech lending terhadap kinerja bank syariah di Indonesia. Fintech lending, yang telah mengalami pertumbuhan pesat dalam beberapa tahun terakhir, menawarkan layanan pinjaman berbasis teknologi kepada individu dan bisnis. Metode - Penelitian yang digunakan dalam artikel ini adalah analisis data panel, dengan menggunakan data dari bank syariah yang terdaftar di Indonesia selama periode 2019-2021. Data dianalisis dengan emnggunakan Eviews 10 dengan menguji asumsi kelasik yang disayaratkan untuk metode OLS. Hasil - Penelitian menunjukkan bahwa fintech lending memiliki pengaruh positif terhadap kinerja bank syariah di Indonesia. Fintech lending berkontribusi positif terhadap profitabilitas bank syariah dengan meningkatkan pendapatan dan mengurangi biaya operasional. Originalitas (Novelty) - dari penelitian ini terletak pada fokusnya pada pengaruh fintech lending terhadap kinerja bank syariah di Indonesia. Penelitian ini memberikan pemahaman yang lebih dalam tentang perubahan industri keuangan yang diakibatkan oleh fintech lending dan dampaknya pada bank syariah. Meskipun terdapat penelitian sebelumnya tentang fintech lending dan bank syariah secara terpisah, penelitian ini menggabungkan kedua bidang tersebut dan menghasilkan pemahaman baru tentang hubungan antara keduanya di konteks Indonesia. Implikasi - Penelitian ini diharapakan bisa dijadikan bank syariah dalam memformulasikan strategi yang tepat untuk menghadapi tantangan yang dihadirkan oleh fintech lending. Hal ini dapat meliputi peningkatan inovasi produk dan layanan, serta kolaborasi yang lebih kuat dengan fintech lending. Selain itu, regulator juga perlu mempertimbangkan kebijakan yang mendukung perkembangan bank syariah dan fintech lending secara seimbang di Indonesia.
Penyuluhan Tentang Dampak Positif Penggunaan Gadget Bagi Anak Usia Dini Hidayati Rusnedy; Lailatul Syifa Tanjung; Hidayat Hidayat; Arif Mudi Priyatno
Journal of Digital Community Services Vol. 1 No. 2 (2024): July
Publisher : Institute Of Advanced Knowledge and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/dcs.v1i2.7

Abstract

The Golden Age period is for children aged 0-6 years, where during this period children's development develops rapidly and must develop well, this is because during this period children have potential in something and have a very great curiosity. It is seen that children often wonder about what they see. The use of gadgets, especially smartphones and tablets in early childhood, has now become a public concern. The reason is, gadgets have become a necessity for society and even children. Gadgets are technology that have very interesting applications and features, such as games and videos that children really like. Most parents do not pay attention to and regulate their children's use of gadgets and sometimes parents do not realize that their children are addicted to gadgets. This outreach aims to provide knowledge to parents and teachers that if the use of gadgets is carried out with supervision and used properly it will have a positive impact which is very useful for children's development, be it physical, emotional and intelligence development
The Influence of Intellectual Intelligence on Primary School Teacher Performance Muhammad Syaipudin; Hidayat Hidayat
General Multidisciplinary Research Journal Vol. 1 No. 1 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/general.v1i1.6

Abstract

Introduction: This research aims to investigate the impact of intellectual intelligence on teacher performance in elementary schools. Methods: This research uses 30 surveys as the data collection method. The analytical method in this research is simple linear regression, then for testing the research instrument using product moment for validity testing and Cronbach alpha for reliability testing. Results: The results of the data analysis show that there is a significant relationship between intellectual intelligence and teacher performance. High intellectual intelligence is closely related to improving the quality of teaching and effectiveness in classroom management. Teachers who show a higher level of intellectual intelligence tend to have good adaptability to various learning challenges in elementary schools. Conclusion and suggestion: The implications of these findings can provide a deeper view of the importance of paying attention to aspects of intellectual intelligence in developing human resources in the field of education, especially to improve the quality of teacher performance. This research provides an empirical basis for teacher professional development policies and programs to increase their intellectual intelligence to provide a more optimal contribution to the learning process in elementary schools.
Principles of Accounting Calculations in Sharia Banking Suci Mardiyah; Syafnur Muhammad Rizky; Miftah Hasda; Hidayat Hidayat; Wahyu Febri Ramadhan Sudirman
General Multidisciplinary Research Journal Vol. 1 No. 2 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/general.v1i2.8

Abstract

Introduction: This article aims to provide a better understanding of Accounting Principles in Islamic Banking. Methods: The research method used is the literature research method or literature review. The purpose of literature research is to understand existing understanding of a research topic, identify knowledge gaps, and provide a conceptual basis for further research. Results: The research results provide a better understanding of the calculations and accounting treatment of sharia banking products, as well as discussing the importance of compliance with Islamic sharia principles in sharia banking operations. Conclusion and suggestion: This article highlights the importance of research and a deeper understanding of calculations and accounting treatment in sharia banking products to strengthen accounting practices following sharia principles. The implication of this article is to increase understanding and awareness of sharia banking among the wider community. With a better understanding of how Islamic banking operates and how their financial products and services are managed accounting, people can make smarter financial decisions that comply with sharia principles.
Co-Authors Arif Mudi Priyatno Efti Novita Sari Hidayati Rusnedy Lailatul Syifa Tanjung Mifta Hasda Muhammad Syaipudin Saru Reza Suci Mardiyah Syafnur Muhammad Rizky Wahyu Febri Ramadhan Sudirman