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All Journal International Conference on Islamic Economic Jurnal Imiah Pengabdian Pada Masyarakat (JIPM)
Imron Fathurohman
Sekolah Tinggi Agama Islam Darussalam Kunir
Religion Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Settlement Of Dispute Of Ijarah Muntahiya Bit Tamlik (Imbt) Based On Fatwa Dsn-MUI Number: 27/Dsn- Mui/Iii/2002 Imron Fathurohman; Bahmid I Magi; Syahrur Gilang Ramadhan; Siti Zahra
International Conference on Islamic Economic (ICIE) Vol 2 No 2 (2023): October
Publisher : Sekolah Tinggi Ilmu Bahasa Arab Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v2i2.272

Abstract

The background of this research is the existence of leasing transactions (ijarah) where the lessee and the lessee (goods owner) have an agreement to sell or grant the leased goods at the end of the lease term, so that this transaction ends with a transfer of ownership of the leased property. In fact, the ownership of the leased assets is not transferred in the Ijarah contract. However, if the lessee wishes to own the property for lease, this can be exercised through put options and/or grants at the end of the contract. The form of leasing in Contemporary Fiqh Mu'amalah above is called Ijarah Muntahiya Bit Tamlik (IMBT) and this transaction already contains provisions as the basis for its implementation in the form of a DSN-MUI fatwa. With the innovation of the contract in the rental contract, it is inseparable from the problem of disputes that might arise in it. Therefore, this study aims to find out the settlement of disputes in Ijarah Muntahiya Bit Tamlik based on MUI Fatwa Number: 27/DSN-MUI/III/2022. The transaction, known as Ijarah Muntahiya Bit Tamlik (IMBT), is a kind of combination of a lease agreement with a sale and purchase contract or a lease agreement with a grant, or more precisely, a lease agreement that ends with the ownership of the rented object in the hands of the lessee. The nature of the transfer of ownership is also what distinguishes it from ijarah in general. As for IMBT financing in Islamic banking, it has the same treatment as murabahah contract financing. The similarity between the two is that the financing is included in the natural certainty contract category, and basically is a sale and purchase contract. The difference between these two types of financing is only in the object of the transaction being traded. In murabahah financing, the object of the transaction is goods such as a house or car, whereas in ijarah financing, the object of the transaction is a service, both benefits for goods and benefits for labour. The implementation of the IMBT contract in Islamic banking is that the bank provides financing to the customer by procuring an item which is then leased to the customer, and at the end of the lease the ownership of the item passes to the customer, after the customer has paid off the lease as well as the remainder of the purchase. This transfer of ownership can use a sale and purchase contract or a grant contract. In financing Ijarah Mutahiya Bit Tamlik (IMBT), if in the future there is a dispute between the customer and the bank, then according to the DSN-MUI Fatwa Number: 27/DSN-MUI/III/2002 concerning Ijarah Mutahiya Bit Tamlik (IMBT) it can be resolved through two options, namely by way of deliberation and/or through the Sharia Arbitration Board. The Sharia Arbitration Board is the final step in resolving IMBT disputes after deliberations cannot resolve the dispute.
Optimasi Pelayanan Kesehatan Balita Melalui Posyandu Merpati Di Desa Kalensari Compreng Ira Hamidatul Apiah; Imron Fathurohman; Septian Eka Prahardik; Ahmad Farihin
Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Vol 1 No 3 (2024): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

This research delineates the significant role of Posyandu in improving toddler health in Kotasari Hamlet, Kalensari Village. Through structured monthly activities, Posyandu effectively monitors the development of 12 toddlers consistently. Despite occasional attendance surpassing expectations, the study concludes that Posyandu holds a pivotal role in enhancing toddler health. Routine activities, including registration, data collection, weight measurement, height assessment, and growth recording in the KMS book, are consistently conducted. Posyandu also provides immunizations, health education, and basic care for pregnant women. Collaboration with local health centers and non-governmental organizations expands access to healthcare, including training healthcare personnel and procuring medical equipment. The primary focus on toddler health involves providing nutrition, immunizations, and growth monitoring. The holistic nutrition education program and timely immunizations serve as significant preventive measures. Regular monitoring, including weight measurements, height assessments, and growth data recording, forms the basis for early identification of health issues. Consequently, Posyandu in Kotasari Hamlet is not just a physical health center but also a platform for education and stimulation of child development, supporting optimal health and growth for toddlers in the region. The method applied in this community service program is socialization, aimed at delving deeper through a participatory and interactive approach. This socialization method encompasses various educational activities, community meetings, and the utilization of information technology as an effective means of conveying information to the public.
Co-Authors Ahmad Farihin Bahmid I Magi Ira Hamidatul Apiah Septian Eka Prahardik Siti Zahra Syahrur Gilang Ramadhan