Article Per Year (5 Year)
p-Index From 2019 - 2024
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All Journal KEUNIS Nusantara Hasana Journal TIERS Information Technology Journal Journal of Social Science Utilizing Technology
Musawer Hakimi
Samangan University
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Nursing Social Sciences

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DIGITAL TRANSFORMATION OF AFGHANISTAN BANKING: EXPLORING E-BANKING TRENDS AND IMPACTS Musawer Hakimi; Sebghatullah Aslamzai; Nurseto Adhi; Shohib Hakimi
KEUNIS Vol 12, No 1 (2024): JANUARY 2024
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v12i1.5286

Abstract

Afghanistan's Electronic Banking (E-Banking) landscape is experiencing a transformative shift amidst post-conflict challenges, technological innovation, and evolving societal dynamics. This research delves into the complex landscape of E-Banking adoption in the Afghan banking sector, unravelling the intricate relationships among technological innovation, regulatory frameworks, and customer dynamics. With 180 participants in a cross-sectional design, combining quantitative survey data and qualitative insights from interviews, the study employs regression and correlation analysis, ANOVA, and t-tests for preliminary analysis. Exploring the relationships between variables, operational efficiency, and customer perceptions, ethical considerations uphold participant confidentiality. The study's significance lies in contributing to academic discourse and offering practical insights into the Afghan banking industry, shedding light on the nuanced dynamics of E-Banking adoption. The findings provide valuable implications for policymakers and financial institutions by emphasising technology, regulation, and customer-centric perspectives. Navigating post-conflict challenges, this research aims to offer a comprehensive understanding of the ongoing digital transformation.The inclusion of a complete conclusion underscores the study's potential impact on shaping interventions for sustainable growth in Afghanistan's financial sector.
A COMPREHENSIVE REVIEW OF BIAS IN AI ALGORITHMS Abdul Wajid Fazil; Musawer Hakimi; Amir Kror Shahidzay
Nusantara Hasana Journal Vol. 3 No. 8 (2023): Nusantara Hasana Journal, January 2024
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v3i8.1052

Abstract

This comprehensive review aims to analyze and synthesize the existing literature on bias in AI algorithms, providing a thorough understanding of the challenges, methodologies, and implications associated with biased artificial intelligence systems.Employing a narrative synthesis and systematic literature review approach, this study systematically explores a wide array of sources from prominent databases such as PubMed, Google Scholar, Scopus, Web of Science, and ScienceDirect. The inclusion criteria focused on studies that distinctly defined artificial intelligence in the education sector, were published in English, and underwent peer-review. Five independent reviewers meticulously evaluated search results, extracted pertinent data, and assessed the quality of included studies, ensuring a rigorous and comprehensive analysis. The synthesis of findings reveals pervasive patterns of bias in AI algorithms across various domains, shedding light on the nuanced aspects of discriminatory practices. The systematic review highlights the need for continued research, emphasizing the intricate interplay between bias, technological advancements, and societal impacts. The comprehensive analysis underscores the complexity of bias in AI algorithms, emphasizing the critical importance of addressing these issues in future developments. Recognizing the limitations and potential consequences, the study calls for a concerted effort from researchers, developers, and policymakers to mitigate bias and foster the responsible deployment of AI technologies. Based on the findings, recommendations include implementing robust bias detection mechanisms, enhancing diversity in AI development teams, and establishing transparent frameworks for algorithmic decision-making. The implications of this study extend beyond academia, informing industry practices and policy formulations to create a more equitable and ethically grounded AI landscape.
The Transformative Power of Information and Communication Technology in Empowering Women in Afghanistan Musawer Hakimi; Mohammad Mustafa Quchi; Ansarullah Hasas; Abdul Wajid Fazil
Journal of Social Science Utilizing Technology Vol. 2 No. 1 (2024)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/jssut.v2i1.702

Abstract

Background. This research addresses the intersection of Information and Communication Technology (ICT) and women’s empowerment in Afghanistan, aligning with global initiatives and Sustainable Development Goals (SDGs). The study aims to provide nuanced insights into the multifaceted impact of ICT on financial independence, economic empowerment, and health outcomes among Afghan women. Purpose. The research employs a purposive sampling method, involving 170 participants from diverse regions in Afghanistan to ensure representation from areas with varying socio-economic and cultural characteristics. Through a mixed-methods approach, including structured surveys and qualitative analysis, the study seeks to understand the perceptions of ICT and its experiences with women’s empowerment. Method. Structured surveys cover demographics, ICT perceptions, and women’s empowerment experiences. Qualitative data undergo thematic analysis, while quantitative analysis utilizes statistical methods such as ANOVA, logistic regression, chi-square tests, binomial tests, and descriptive statistics. Results. The findings underscore a consensus among participants on the positive impact of ICT, particularly on financial independence, economic empowerment, and health outcomes. Associations between telemedicine, digital health, and improved women’s health are identified. Binomial tests highlight success in bridging the digital gender gap and enhancing awareness. Positive perceptions of social media, online communities, and digital advocacy in promoting gender equality are revealed through descriptive statistics. Conclusion. This study contributes novel insights by comprehensively examining the impact of ICT on women’s empowerment in Afghanistan, covering diverse dimensions such as financial independence, economic empowerment, and health outcomes. The robust mixed-methods approach yields unique findings that enrich the existing literature on ICT and women’s empowerment.
A Comprehensive Review of Cybersecurity Measures in the IoT Era Ezatullah Ahmady; Abdul Rahman Mojadadi; Musawer Hakimi
Journal of Social Science Utilizing Technology Vol. 2 No. 1 (2024)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/jssut.v2i1.722

Abstract

Background. This research presents a comprehensive review of cybersecurity measures in the Internet of Things (IoT) era. The primary focus is on elucidating the evolving landscape of IoT cybersecurity, with specific attention to the integration of Artificial Intelligence (AI), machine learning, and risk management. The study aims to identify key advancements, challenges, and opportunities in securing interconnected devices, offering valuable insights for researchers, policymakers, and industry professionals. Purpose. Employing a hybrid methodological design that combines elements from narrative synthesis and heuristic analysis, this study utilizes purposive and snowball sampling techniques to select diverse and pertinent sources. The integration of semantic analysis, leveraging natural language processing algorithms, enriches data interpretation. Collaborative intelligence from cybersecurity, machine learning, and IoT experts enhances the study's perspective. A proprietary algorithm, incorporating machine learning principles, enhances data collection efficiency. Method. The synthesis reveals a dynamic landscape marked by the symbiotic relationship between AI and IoT, fortifying defenses against cyber threats. Machine learning emerges as a potent ally, providing robust solutions for threat detection. The study identifies challenges in implementing cybersecurity measures in the IoT landscape, including data privacy, scalability, and regulatory compliance. Results. In conclusion, the review emphasizes the need for proactive and adaptive security strategies in the IoT era, highlighting the role of AI and collaborative interdisciplinary approaches. The study provides a roadmap for future research, policy formulation, and industry practices to fortify the security posture of the IoT ecosystem. Conclusion. This study has comprehensive review of IoT cybersecurity illuminates a dynamic landscape marked by the symbiotic relationship between Artificial Intelligence (AI) and the Internet of Things (IoT). The integration of AI signifies a paradigm shift towards proactive and adaptive security strategies, enhancing the resilience of IoT ecosystems against evolving cyber threats.
Exploring the Integration of AI and Cloud Computing: Navigating Opportunities and Overcoming Challenges Musawer Hakimi; Ghulam Ali Amiri; Safiullah Jalalzai; Farid Ahmad Darmel; Zakirullah Ezam
TIERS Information Technology Journal Vol. 5 No. 1 (2024)
Publisher : Universitas Pendidikan Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38043/tiers.v5i1.5496

Abstract

This research seeks to establish how the integration of cloud computing and artificial intelligence identifies opportunities across operational efficiency, cost reduction, and innovation acceleration. This study seeks to establish how this integration is revolutionizing traditional business models and dealing with emerging security, privacy, and regulatory challenges. The applied method in this research was a systematic review strategy whose sources of data will be chosen from IEEE Xplore, Wiley Online Library, Springer, and ScienceDirect. The literature review focused on publications from 2019 to 2024 to deduce current findings that remain relevant. Results have shown that artificial intelligence, when integrated with cloud computing, would significantly enhance operational efficiency through process optimization and reduced cost using scalable cloud solutions. This also provides a greater pace of innovation by allowing real-time data processing and advanced analytics. However, such integration has a specific set of security and privacy concerns related to breaches and compliance with regulations in continuous evolution. It concludes that, though large, the benefits of AI and cloud computing integration must be reined in by strong security measures, updating regulatory frameworks, and continued research into ethical implications.
Co-Authors Abdul Rahman Mojadadi Abdul Wajid Fazil Amir Kror Shahidzay Ansarullah Hasas Ezatullah Ahmady Farid Ahmad Darmel Ghulam Ali Amiri Mohammad Mustafa Quchi Nurseto Adhi Safiullah Jalalzai Sebghatullah Aslamzai Shohib Hakimi Zakirullah Ezam