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All Journal JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan
Munawar Rizki Jailani
IAIN Lhokseumawe
Religion Humanities Economics, Econometrics & Finance Social Sciences

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TANTANGAN PENERAPAN SYARIAT ISLAM DALAM SEKTOR PERBANKAN DI ACEH Munawar Rizki Jailani; Danial; Angga Syahputra
JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Vol. 5 No. 2 (2021): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v5i2.187

Abstract

The application of Islamic Sharia in the banking sector in Aceh is an attempt to realize an Islamic legal system in the banking sector in Aceh. This study examines the challenges faced during the process of implementing Islamic law in the banking sector in Aceh. This research is qualitative research with a descriptive approach. The data used in this study consisted of interviews with those involved in the process of implementing Islamic Sharia in the banking sector and other references. The results of the study show that there are several factors that become challenges and obstacles in the implementation of Islamic Sharia in the banking sector in Aceh, namely; lack of human resources, limited local government authority, lack of government attention, and external factors.
A DISCOURSE OF SHARIA BANKING SUPERVISION MODELS IN ACEH Munawar Rizki Jailani
JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Vol. 6 No. 2 (2022): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v6i2.1384

Abstract

The Helsinki MoU gave Aceh the privilege to regulate the banking sector independently. Then the Qanun of Islamic Financial Institutions (LKS) instructed Aceh to have a single banking system, meaning that Aceh only knows Islamic banking. One of the characteristics of Islamic banking is sharia supervision. The purpose of this article is to discuss the banking sharia supervisory model in Aceh. The method used in this study is qualitative with a descriptive approach, documents published and not compiled are then classified into several segments which are then analyzed both deductively and inductively. The study results show that Aceh's specificity through the Helsinki MoU and the implementation of the LKS Qanun has not been seen in the banking sharia supervision there. Banking sharia supervision is still carried out by the Financial Services Authority (OJK) and the National Sharia Council (DSN). The formation of the Aceh Sharia Council has not delivered any meaning in banking supervision in Aceh. Therefore the authors provide three alternatives so that banking sharia supervision in Aceh is by the Helsinki MoU and the LKS Qanun.
Co-Authors Danial Syahputra, Angga