Article Per Year (5 Year)
p-Index From 2019 - 2024
0.23
P-Index
This Author published in this journals
All Journal Perkara: Jurnal Ilmu Hukum Dan Politik
Clarissa Vania Verianti
Universitas Sebelas Maret
Humanities Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Perkara: Jurnal Ilmu Hukum Dan Politik

 1 
Wanprestasi dalam Perjanjian Kredit Pemilikan Rumah (KPR) pada Bank Tabungan Negara Kantor Cabang Solo Clarissa Vania Verianti; Noor Saptanti
Perkara : Jurnal Ilmu Hukum dan Politik Vol 2 No 1 (2024): Maret : Jurnal Ilmu Hukum dan Politik
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/perkara.v2i1.1788

Abstract

Bank Tabungan Negara Branch Office Solo (Bank BTN KC Solo) is an extension of the main BTN bank that carries out tasks and business activities in the field of financial banking services, especially in supporting financing in the housing sector through providing BTN mortgage facilities (KPR BTN). One of the issues that arise in providing these KPR facilities is default or breach of promise due to the non-payment of installments in the KPR. The purpose of this research is to determine the procedures for implementing BTN mortgage facilities and to identify solutions to problems in providing BTN mortgage facilities. The type of research used is normative-empirical legal research, using descriptive research, with a live case study approach. Data is based on primary and secondary data, with data analysis techniques used in this study being interactive analysis models. The results indicate that if a debtor defaults, the legal consequences for the bank are the right to contact the debtor and/or other relevant parties and the right to issue warnings in the form of default notices in the form of letters or similar deeds. The efforts made by the bank against debtors who default include collection efforts, credit salvage efforts, and credit resolution efforts.
Co-Authors Noor Saptanti