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All Journal Perkara: Jurnal Ilmu Hukum Dan Politik Activa Yuris: Jurnal Hukum Aliansi: Jurnal Hukum, Pendidikan dan Sosial Humaniora Terang: Jurnal Kajian Ilmu Sosial, Politik dan Hukum
Noor Saptanti
Universitas Sebelas Maret
Humanities Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Wanprestasi dalam Perjanjian Kredit Pemilikan Rumah (KPR) pada Bank Tabungan Negara Kantor Cabang Solo Clarissa Vania Verianti; Noor Saptanti
Perkara : Jurnal Ilmu Hukum dan Politik Vol 2 No 1 (2024): Maret : Jurnal Ilmu Hukum dan Politik
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/perkara.v2i1.1788

Abstract

Bank Tabungan Negara Branch Office Solo (Bank BTN KC Solo) is an extension of the main BTN bank that carries out tasks and business activities in the field of financial banking services, especially in supporting financing in the housing sector through providing BTN mortgage facilities (KPR BTN). One of the issues that arise in providing these KPR facilities is default or breach of promise due to the non-payment of installments in the KPR. The purpose of this research is to determine the procedures for implementing BTN mortgage facilities and to identify solutions to problems in providing BTN mortgage facilities. The type of research used is normative-empirical legal research, using descriptive research, with a live case study approach. Data is based on primary and secondary data, with data analysis techniques used in this study being interactive analysis models. The results indicate that if a debtor defaults, the legal consequences for the bank are the right to contact the debtor and/or other relevant parties and the right to issue warnings in the form of default notices in the form of letters or similar deeds. The efforts made by the bank against debtors who default include collection efforts, credit salvage efforts, and credit resolution efforts.
Recognition as Evidence that Determines the Validity of the Sale and Purchase of Land and Buildings (Case Study: Case No. 1298 K/PDT/2022) Adhiputro Pangarso Wicaksono; Noor Saptanti
Activa Yuris: Jurnal Hukum Vol 3, No 1 (2023)
Publisher : Universitas PGRI Madiun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25273/ay.v3i1.15630

Abstract

Disputes can occur because of misunderstandings, differences of opinion, defense of interests, rights and obligations that are not fulfilled, and one party feels disadvantaged. One of the evidence in the dispute or case of the validity of the sale and purchase of land and buildings is recognition. This study aims to find out and analyze the application of the Civil Procedure Proof System, especially evidence of recognition. This research is a normative study using a case approach and deductive analysis. The legal material used is primary legal material in the form of a court decision and relevant laws and regulations. The results showed that in the case of the Plaintiff as the seller of land and the building as mentioned in the sale and purchase deed denied the sale of land and his building, but because in the lawsuit the Plaintiff admitted that he had received money from the buyer (Defendant I), the sale and purchase was considered valid with all legal consequences
Pertanggungjawaban Hukum Influencer Judi Online Terhadap Masyarakat Yang Rugi Ditinjau Dari Hukum Perdata Billy Sachio; Noor Saptanti
Aliansi: Jurnal Hukum, Pendidikan dan Sosial Humaniora Vol. 1 No. 3 (2024): May : Aliansi: Jurnal Hukum, Pendidikan dan Sosial Humaniora
Publisher : Asosiasi Peneliti dan Pengajar Ilmu Hukum Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/aliansi.v1i3.188

Abstract

This study describes and examines the issue of the legal responsibility of online gambling promoters to people who lose due to influencers, considering the situation and conditions that are in need, of course, people will be tempted to obtain instant wealth. This study aims as an effort so that victims get proportionate attention in fulfilling their rights as victims to apply for restitution against online gambling influencers who advertise by providing false or untrue reviews. This research is a normative legal research that is perscriptive. Secondary data types include primary and secondary legal materials. The technique of collecting legal materials is carried out by literature study, then the analytical technique used is the deductive method. The results of this study show that victims can hold criminal and civil liability contained in Article 27 paragraph (2) jo. Article 45 paragraph (3) of Law number 1 of 2024 concerning online gambling, Law, Law 8 of 1999 concerning Consumer Protection, Article 1365 of the Civil Code concerning PMH, Article 1320 of the Civil Code concerning the legal terms of the agreement, and the Witness and Victim Protection Agency (LPSK).
Analisis Permasalahan Bagi Pihak Kreditur Dalam Jaminan Hak Atas Tanah Dengan Status Hak Guna Bangunan Wiyard Yusuf Permana Agung; Noor Saptanti
Terang : Jurnal Kajian Ilmu Sosial, Politik dan Hukum Vol. 1 No. 2 (2024): Juni : Terang : Jurnal Kajian Ilmu Sosial, Politik dan Hukum
Publisher : Asosiasi Peneliti dan Pengajar Ilmu Hukum Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/terang.v1i2.210

Abstract

The function of a banking institution is to provide credit services for the economic continuity of society. Loans given to debtors must be accompanied by collateral. One form of collateral is generally a certificate of land rights and one example is Building Use Rights (HGB). With this, there are many problems between debtors and creditors in handling collateral with the object of building use rights. Therefore, this legal research will discuss what problems arise when debtors provide building use rights guarantees to creditors (banks). This research uses a prescriptive normative research method with a statutory approach, a conceptual approach and a case approach based on the problems that occur. Based on this legal research, the author concludes that when the debtor guarantees the Building Use Rights, problems will arise for the debtor, namely the term of the HGB cannot be extended and the Building Use Rights can not be upgraded to Ownership Rights if the HGB is still encumbered with Mortgage Rights.
Pelaksanaan Perjanjian Kredit Dengan Jaminan Tanah Di PT. Bank Rakyat Indonesia (Persero), Tbk, Kantor Cabang Karanganyar Drajat Satrio Husodo; Noor Saptanti
Terang : Jurnal Kajian Ilmu Sosial, Politik dan Hukum Vol. 1 No. 2 (2024): Juni : Terang : Jurnal Kajian Ilmu Sosial, Politik dan Hukum
Publisher : Asosiasi Peneliti dan Pengajar Ilmu Hukum Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/terang.v1i2.221

Abstract

The provision of credit facilities in its development will always require collateral. This is due to the necessity of the Law, as well as for the security of the granting of credit, in the sense that the receivables from the bank will be guaranteed by the existence of collateral. Credit more often accepts collateral objects in the form of immovable objects, one of which is land rights because it is easy and certain in its execution. The purpose of this study was to determine the procedure for realizing credit with land collateral at BRI Karanganyar Branch Office, BRI Karanganyar Branch Office's actions against loans that fall into the doubtful category, and how to resolve if the credit in the doubtful category decreases in quality to the bad credit category. The results of this study are the procedure for realizing credit with land collateral at BRI Karanganyar Branch Office.
Co-Authors Adhiputro Pangarso Wicaksono Billy Sachio Clarissa Vania Verianti Drajat Satrio Husodo Wiyard Yusuf Permana Agung