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Analisis Market Share Perbankan Syariah di Indonesia Hidayat, Ahmad Rifqi; Trisanty, Aidha
At-Taqaddum Vol 12, No 2 (2020)
Publisher : Quality Assurance Institute (LPM) State Islamic University Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/at.v12i2.6449

The majority of Indonesia's population is Muslim. Ideally, the development of Islamic banking in Indonesia runs significantly, but the facts show that the market share of Islamic banks is still relatively small. This article aims to analyze the market share of Islamic banking in Indonesia. This study uses a descriptive quantitative approach. The data collection method used is the non-communication method, namely in the form of observation, literature review and experimentation through secondary data. Based on the results of the analysis and discussion, it shows that the market share of Islamic banking in Indonesia is still relatively low. The factors causing the low market share of Islamic banks and the improvement strategy are focused on three sides: Islamic banks' internal elements, aspects of government, regulators, and characteristics of society. In the future, there is a need for strategic steps from all parties to increase the market share of Islamic Banking in Indonesia.

PEMBUATAN BIOPESTISIDA DAN PUPUK ORGANIK DARI LIMBAHSAYURAN Aidha Trisanty
Asian Journal of Innovation and Entrepreneurship Vol 3 No 01 (2014): January 2014
Publisher : UII

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Dusun Kayuares, Bandung Rejo village, District Ngablak, Magelang, Central Java.Mostly livelihood society is a farmer,breeder, and laborers. Kayuares society have aminimal standard of living, caused by low public education. This causes children to theDusun Kayuares lack of parental guidance and lack of time parents to teach theirchildren. Kayuares society also has problems in agriculture are fertilizers and pesticidesare expensive so bad effect on the environment and surrounding communities, whereasthese pesticides fertilizer can be made by citizens with abundant raw materials from thewaste products of the earth. To resolve this issue held beopestisida and manufactureorganic fertilizer so as to drive the community.

OSIALISASI BAHAYA HIPERTENSI DI DUSUN WONOLOBO Aidha Trisanty
Asian Journal of Innovation and Entrepreneurship Vol 4 No 2 (2015): May 2015
Publisher : UII

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Hypertension is an increase in blood pressure in arteries. Hypertension is a disorder of circulatory system that causes a rise in blood pressure above normal values.Hypertension is a global health problem that needs attention because it can lead todeath in the developed and developing countries. The prevalence of hypertension inIndonesia always increases. As time goes by, hypertension is not only caused by theheredity. Implementing the unhealthy lifestyle is the biggest factor that causedhypertension. Dusun Wonolobo that located in Pandean, District Ngablak, Magelang has quite alot of people who have hypertension. The habit of the society that consumes tea and coffee can be one of the causes of hypertension. Socializing hypertension can help dusun society to know the factors that cause hypertension and the ways to decrease the bloodpressures. Knowing the causes factor, prevention and symptoms of the increasing bloodpressure can help the society in decreasing the number of hypertension.

Analysis of Implementation of SKKNI Sub Funding and Services for Graduate of Vocation in Banking Sector Aidha Trisanty
At-Taqaddum Vol 13, No 1 (2021)
Publisher : Quality Assurance Institute (LPM) State Islamic University Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/at.v13i1.8353

The Indonesian National Work Competency Standards (SKKNI) are efforts to produce graduates ready for work according to industry needs. This includes the SKKNI for the sub-field of Funding and Services, covering four levels of qualifications for a prospective banker that include Teller, Customer Service, Funding Sales Representative, and Funding Product Development Manager. This study aims to determine the implementation of the SKKNI for Sub Financing and Services for Diploma III graduates at the current SMK level. This research is a qualitative descriptive study using observation and interview methods for data collection. The population in this study were all commercial banks and Islamic banks in Yogyakarta. From the questionnaires distributed to users, fourteen banks consisted of 9 (nine) conventional banks, and 5 (five) Islamic banks filled out the questionnaire. Constraints in the application of the SKKNI are caused by the qualifications of the positions regulated in the SKKNI. The gap between the provisions in the SKKNI and the regulations in force in banking is an obstacle for vocational schools in preparing graduates who meet industry demands.

Analisis Market Share Perbankan Syariah di Indonesia Ahmad Rifqi Hidayat; Aidha Trisanty
At-Taqaddum Vol 12, No 2 (2020)
Publisher : Quality Assurance Institute (LPM) State Islamic University Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/at.v12i2.6449

The majority of Indonesia's population is Muslim. Ideally, the development of Islamic banking in Indonesia runs significantly, but the facts show that the market share of Islamic banks is still relatively small. This article aims to analyze the market share of Islamic banking in Indonesia. This study uses a descriptive quantitative approach. The data collection method used is the non-communication method, namely in the form of observation, literature review and experimentation through secondary data. Based on the results of the analysis and discussion, it shows that the market share of Islamic banking in Indonesia is still relatively low. The factors causing the low market share of Islamic banks and the improvement strategy are focused on three sides: Islamic banks' internal elements, aspects of government, regulators, and characteristics of society. In the future, there is a need for strategic steps from all parties to increase the market share of Islamic Banking in Indonesia.

THE PROFIT SHARING IMPLEMENTATION FOR FINANCING IN INDONESIAN ISLAMIC BANKING Aidha Trisanty
Airlangga International Journal of Islamic Economics and Finance Vol. 1 No. 1 (2018): JANUARY-JUNE 2018
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/aijief.v1i1.10138

One of the characteristics of Islamic banking is using the concept of profit sharing. This characteristic distinguishes the operation of Islamic banking with conventional banking. In applying the concept of profit sharing, most of the activities of Islamic banking especially in the distribution of funds or financing are dominated by the profit sharing agreement. However, financing in the Islamic banking today mostly is dominated by features that use nonprofit-sharing agreement such as murabahah. This paper examines why financing non-profit-sharing still dominates the realization of financing of Islamic banking in Indonesia, and what solutions can do to increase the financing based on profit sharing concept. The paper is consistent with the objectives stated in the blueprint for the development of Islamic banking in Indonesia, which states that the vision will achieve ten years. They are to establish Islamic banking system that is competitive, efficient, which meets the prudential principle, and to support the real sector through profit sharing financing and real transactions in the context of fairness, mutual help, and for betterment to achieve the mutual benefits for the society.

Bank operational training to improve the competence of teachers of Islamic banking expertise Aidha Trisanty; Nur Feriyanto; Diana Wijayanti; Dityawarman El Aiyubbi
Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang Vol 7, No 4 (2022): November 2022
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/abdimas.v7i4.7681

The development of sharia banking in Indonesia makes the need for competent human resources continues to increase. It is an opportunity for vocational high schools (SMK) to produce graduates with sharia banking competencies, such as SMK Muhammadiyah Dukun in Magelang. However, the relatively new sharia banking department is one of the obstacles to producing competent graduates. SMK has problems in the competence of teachers and learning facilities. This service carries out several activities to deal with these problems, organizing basic training in sharia banking, carrying out practical field activities (in collaboration with practitioners and the sharia finance industry), internships in sharia financial institutions, create modules for teaching materials for the teaching and learning process) and assist in solving competency test case questions. The output of this activity is the availability of modules and certified teachers by the National Professional Certification Agency (BNSP), which are indicators of mastery of related competencies.

Analisis SWOT Pemasaran Produk Qris Ultimate Automated Transaction (QUAT) Pada Bank BPD DIY Syariah Aidha Trisanty; Intan Dwi Pawestri
Banking & Management Review Vol 10 No 2 (2021): Banking and Management Review
Publisher : STIE Ekuitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52250/bmr.v10i2.391

The development of digital technology today must be addressed appropriately by banks, including Islamic banking. Islamic banking must accommodate changes in customer behaviour that currently prefer speed, practicality and updates to technology to survive in increasingly tough competition. Bank BPD DIY Syariah, as the Sharia Business Unit of the Bank BPD DIY, is also required to meet customer needs in transaction services, one of which done through the QRIS Ultimate Automated Transaction Product. This study aims to find how the marketing of QUAT products carried out by BPD DIY Syariah as a strategy to improve services for customers. This study aims to find how the marketing of QUAT products carried out by BPD DIY Syariah as a strategy to improve services for customers. Research data is sourced from primary data (direct observation and interviews with related units) also secondary data (obtained through literature studies, journals, information and data on the internet, and other literature from companies). This research provides benefits in implementing digital-based marketing strategies for BPD DIY Syariah.

ANALISIS TINGKAT KEPUASAN NASABAH PENGGUNA E-BANKING PADA MASA PANDEMI COVID-19 Dityawarman El Aiyubbi; Aidha Trisanty; Diana Wijayanti
Banking & Management Review Vol 10 No 1 (2021): Banking and Management Review
Publisher : STIE Ekuitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52250/bmr.v10i1.392

This study aims to determine how the level of customer satisfaction in e-banking users during the Covid-19 pandemic. The analysis conducted using the Customer Satisfaction Index (CSI) shows a satisfaction index value of 74.75 per cent, which means that it is in the satisfied criteria. Meanwhile, Importance Performance Analysis (IPA) shows that seven items fall into the category that needs to be maintained: Complete features, practicality and effectiveness, accuracy and speed, security and convenience, deep location coverage, sophisticated, up-to-date and modern information technology, and carrying out procedures following Bank Indonesia regulations and the Financial Services Authority. Then three items fall into the low priority category: ease of activation, interface display, and low transaction fees.

Hubungan Antara Tingkat Pendidikan Masyarakat Terhadap Literasi Tentang Wakaf Tunai Dan Keputusan Untuk Berwakaf Tunai Di Daerah Istimewa Yogyakarta Dityawarman El Aiyubbi; Diana Wijayanti; Aidha Trisanty
Banking & Management Review Vol 10 No 2 (2021): Banking and Management Review
Publisher : STIE Ekuitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52250/bmr.v10i2.432

This research aims to know the relationship between the level of public education on literacy about cash waqf and the decision to cash waqf. The method used in this study is a quantitative research method, with 138 respondents. The analysis technique used in this study was carried out using descriptive statistical data analysis techniques (path analysis). This study's results indicate a direct positive effect between education level on the decision to cash waqf and a positive indirect effect between education level on the decision to cash waqf with the literacy variable for cash waqf as an intervening variable.

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