Siti Fatimah Zahra
Faculty of Economics, Universitas Negeri Jakarta, Indonesia

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ANALYSIS INFLUENCE INSTRUMENT POLICY MACROPRUDENTIAL TO COMMERCIAL BANK LIQUIDITY IN INDONESIA IN THE 2018 PERIOD Maulidina Nur Budiastuti; Harya Kuncara Wiralaga; Siti Fatimah Zahra
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol 3 No 2 (2022): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Fakultas Ekonomi Universitas Negeri Jakarta

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Abstract

Liquidity is an important aspect that can be considered a bank's lifeblood. To maintain business continuity, banks must always manage liquidity effectively. Liquidity easing is one strategy to assist economic growth during the COVID-19 epidemic. Where macroprudential policies are used to ease liquidity restrictions. As a means of promoting economic growth, the government seeks to induce greater lending to debtors. This easing of liquidity, on the other hand, is thought to help maintain bank operations solvent. This easing of liquidity during the pandemic was carried out by reducing the reserve requirement followed by an increase in the MPLB ratio. In addition, Bank Indonesia strengthened RIM by adding an export money order in its calculations. The goal of this research is to look at how macroprudential policy, such as the Statutory Reserves instrument, the Macroprudential Intermediation Ratio, and the Macroprudential Liquidity Buffer, affects the liquidity of traditional commercial banks in Indonesia from 2018 to 2021. The monthly data utilized comes from the Financial Services Authority website, specifically the Indonesian Banking Statistics section. To evaluate the three hypotheses, the researchers employed a multiple linear regression approach utilizing EViews 10 software. First, the Statutory Reserves have a negative and minor influence on commercial bank liquidity, according to the findings. Second, RIM has a good and considerable impact on commercial bank liquidity. Third, PLM has a considerable negative impact on commercial bank liquidity. Simultaneously, the three independentfactors are discovered to have an impact on commercial bank liquidity.
THE INFLUENCE OF THE BI RATE, INFLATION, AND EXCHANGE RATES ON THE JCI DURING THE COVID 19 PANDEMIC Saparuddin Mukhtar; Siti Fatimah Zahra
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol 3 No 3 (2022): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Fakultas Ekonomi Universitas Negeri Jakarta

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Abstract

This study aims to determine the factors that affect the Composite Stock Price Index during the covid 19 pandemic. Several factors were tested such as the influence of the BI Rate, Inflation, Exchange Rate. The Composite Stock Price Index is one of the stock market indexes used by the Indonesia Stock Exchange. This index includes the price movements of all common shares and preferred shares listed on the IDX. the method used in this study is to use the multiple linear regression method). The data Iin the research is sourced from the world stock website, Bank Indonesia, the official website of the global stock exchange, and the official OJK website which is processed through the Eviews application. The results of this study indicate that The results of this study indicate that 32,43% of the JCI is influenced by the variables in this study. The BI rate has a negative effect of -5.819273 but has no significant effect on the JCI. inflation has a positive effect of 25633.30 and does not have a partial significant effect on the JCI. And the exchange rate has a significant effect partially on the JCI variable with a positive effect of 0.513