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All Journal Formosa Journal of Multidisciplinary Research (FJMR)
Desy Wulan Ayuning Gumilar
Universitas Sebelas Maret
Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Education Social Sciences

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Journal : Formosa Journal of Multidisciplinary Research (FJMR)

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Digital Financial Literacy and Digital Financial Inclusion in the Era of Digital Disruption: Systematic Literature Review Desy Wulan Ayuning Gumilar; Khresna Bayu Sangka; Salman Alfarisy Totalia
Formosa Journal of Multidisciplinary Research Vol. 3 No. 5 (2024): May 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjmr.v3i5.9213

Abstract

Financial technology in the era of digital disruption has transformed traditional mechanisms of financial services into more efficient. Digital financial literacy has become one of the important digital competencies in order to financial inclusiveness with technology. This article aim to explore publications related to digital financial literacy and digital financial inclusion and their impact regarding economic inequality and financial well-being.This article uses the method of systematic literature review with databases from Scopus from 2020-2024.The results found that digital financial literacy is needed to achieve optimization of digital financial inclusion; adoption of digital financial services has the potential to reduce economic and social disparities; digital financial inclusion can encourage increased financial well-being.The expansion of financial services with technology increases the coverage dimension but there are still barriers in the usage dimension.
Co-Authors Khresna Bayu Sangka Salman Alfarisy Totalia