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All Journal Jurnal Perbankan Syariah
Suriani
UIN Mataram
Economics, Econometrics & Finance

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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MASYARAKAT MENABUNG DI BANK SYARIAH (Studi pada Masyarakat Desa Lajut Kecamatan Praya Tengah) andre muzakkir; Yunia Ulfa Variana; Any Tsalasatul Fitriyah; Suriani
Jurnal Perbankan Syariah Vol. 1 No. 1 (2022): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jps.v1i1.5184

Abstract

This study was conducted to find out: whether factor of trust, perception, knowledge and promotion influence partially and simultaneously on the interest of people saving in Islamic banks. This research is a quantitative study using primary data by providing questionnaires to the community in Lajut Village, Praya Tengah District, with a sample of 100 respondents. The analysis technique used is multiple regression analysis techniques. Based on the results of the hypothesis test, the results of partial research (t test) are confirmed (X1), perception (X2), and promotion (X4) have a significant and positive effect on community interest in saving in Islamic banks with a significance level of 0.028, 0.002 and 0.000 temporarily For the Knowledge Variable (X3) has no significant effect with a significance value of 0.356. The results of research simultaneously (test f) obtained a variable trust, perception, knowledge and promotion significantly influence public interest with a significance value of 0,000.
PENGARUH PELAYANAN TRANSAKSI GADAI DAN SANKSI KETERLAMBATAN PELUNASAN TERHADAP KEPUASAN NASABAH GADAI EMAS DI BMT TUNAS HARAPAN SYARIAH CABANG PRINGGASELA LOMBOK TIMUR NTB Nadya Desi Saputri; Din Hary Fitriadi; Suriani
Jurnal Perbankan Syariah Vol. 2 No. 1 (2023): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

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Abstract

Abstract This study aims to determine how much influence pawn transaction services and late payment penalties have on customer satisfaction of gold pawning at BMT Tunas Harapan Syariah Pringgasela Branch. This research uses quantitative research methods. Which is processed using the IBM SPSS 22 application. While data collection uses a questionnaire (questionnaire). The sample technique used in this study is using simple random sampling, namely by taking samples randomly. The results of this study indicate that based on the results of the T test data analysis that the Transaction Service variable (X1) has a value of tcount > ttable (14,949 > 1,998) and the variable Late Sanctions (X2) (2,863 > 1,998) where both tcounts are greater than ttable. This proves that there is a partial influence between Pawn Transaction Services (X1) and Late Payment Sanctions (X2) on Gold Pawn Customer Satisfaction at BMT Tunas Harapan Syariah Branch of Pringgasela. And based on the results of the F Test data analysis, it shows that simultaneously the variables (X1) and (X2) have a significant effect on Gold Pawn Customer Satisfaction at BMT Tunas Harapan Syariah Pringgasela Branch (Y). This can be seen by looking at the significant value of sig 0.00 <0.05.
Co-Authors andre muzakkir Any Tsalasatul Fitriyah Din Hary Fitriadi Nadya Desi Saputri Yunia Ulfa Variana