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All Journal Al-Fadilah: Islamic Economics Journal
Muhammad Al Mighwar
Universitas Islam Negeri Sunan Gunung Djati Bandung
Religion Economics, Econometrics & Finance Social Sciences

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Implementation of Sharia Business Ethics in Indonesian Sharia Banking (Case Study of Bank BJBS KCP Cimahi) Ryan Renaldi; Muhammad Al Mighwar
Al-Fadilah: Islamic Economics Journal Vol. 1 No. 1 (2023)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/fadilah.v1i1.1

Abstract

This articel's goal is to examine and debate the ethical principles that Indonesian Islamic banking practices have adopted as norms, particularly in resolving practical operational issues based on exploratory investigations. Four consumers and three managers of Islamic banks served as the research samples in this study, which was done at Islamic Banking in Cimahi. The analysis's findings suggest three things, all of which are supported by the notion of business ethics: First, Islamic bankers have been successful in forging cordial bonds with stakeholders and customers. Second, they consistently act responsibly while handling difficult situations and uphold high personal moral standards, even in the face of regulatory changes made by the parent bank. These are informal learning opportunities for writers and readers to fulfill their obligations so that they may apply moral principles to organizations. In order to increase the professionalism and operational quality of sharia banking in Indonesia, the author expects that this article will serve as a theoretical and practical resource and guide for regulators and sharia banking practitioners. The results still need to be verified and further generalized because this study's sample size and population coverage are restricted.
Application Of Amanah Value To Payment Products At Bank Syariah Indonesia KCP Bandung Moh. Toha Salsabila Apriliah Koswara; Muhammad Al Mighwar
Al-Fadilah: Islamic Economics Journal Vol. 1 No. 1 (2023)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/fadilah.v1i1.2

Abstract

Bank Syariah Indonesia (BSI) is one of the Islamic banks in Indonesia whose operational activities comply with the principles of Islamic Sharia and are listed in the law. One of the superior products of Bank Syariah Indonesia is Pawn Gold, which is a service for getting fast money, with an easy process and low maintenance costs. The purpose of this study is to assist customers in understanding and evaluating the level of sharia applied by Bank Syariah Indonesia Kcp. Bandung Moh Toha, so as to provide trust and transparency to customers in transactions. The method used in this study is a qualitative descriptive approach, while the data collection techniques include interviews, observation and documentation. The implementation of the value of trust has been carried out very well, we can see in the work practices of employees who really reflect a high commitment to trust, honesty and decency, as well as upholding religious rules. The employees of Bank Syariah Indonesia Kcp. Bandung Moh Toha makes the value of trust as a foundation in carrying out their daily tasks.
Co-Authors Ryan Renaldi Salsabila Apriliah Koswara