Article Per Year (5 Year)
p-Index From 2019 - 2024
0.408
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This Author published in this journals
All Journal Journal of Applied Business and Technology
Sulaiman Musa
Universiti Brunei Darussalam, Brunei Darussalam
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Mapping the Financial Technology Industry in Indonesia Nicholas Renaldo; Achmad Tavip Junaedi; Sulaiman Musa; Nabila Wahid; Cecilia Cecilia
Journal of Applied Business and Technology Vol. 5 No. 1 (2024): Journal of Applied Business and Technology
Publisher : Institut Bisnis dan Teknologi Pelita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35145/jabt.v5i1.162

Abstract

This study aims to deepen the fintech landscape in Indonesia with focus on types of fintech, companies popular, and the role of fintech market aggregators. With internet penetration reached 67%, Indonesia became lush backdrop for fintech innovation, supported by regulation and proactive government to support the growth sector This. Methodology study combine study literature, studies cases, interviews with holder interests, research field, analysis statistics, SWOT analysis, surveys users, and analysis continuity. The literature review provides a base for understanding global fintech trends, interim studies case detail development leading fintech companies like My Capital, Friends Money, and Kredivo. Research result covers identification four main types of fintech in Indonesia: P2P Lending and Crowdfunding, Management Risk Investment, Payment-Clearing-Settlement, and Market Aggregator. Fintech market aggregators such as Cekaja.com, Cermati.com, and DuitPintar.com play role important in give information and comparison product finance to consumer. With results study This is expected can give understanding deep about the evolution of fintech in Indonesia, as well give base for policy public, developers business, and internal investors optimizing growth and inclusion finance in the digital era.
Balancing Offshore Renewable Energy and Marine Conservation in the Blue Economy Nicholas Renaldo; Achmad Tavip Junaedi; Suhardjo Suhardjo; Jahrizal Jahrizal; Indri Yovita; Sulaiman Musa; Cecilia Cecilia
Journal of Applied Business and Technology Vol. 5 No. 2 (2024): Journal of Applied Business and Technology
Publisher : Institut Bisnis dan Teknologi Pelita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35145/jabt.v5i2.168

Abstract

The Blue Economy represents a sustainable approach to harnessing ocean resources for economic growth while preserving marine ecosystems. This study explores the intersection of offshore renewable energy development, particularly wind and tidal energy, and marine conservation. It highlights the significance of adopting innovative technologies, such as floating wind turbines, and emphasizes the role of Marine Spatial Planning (MSP) and Ecological Modernization Theory (EMT) in balancing economic activities with environmental protection. Using qualitative research methods, including semi-structured interviews with stakeholders from renewable energy companies, conservation NGOs, policymakers, and local fishing communities, this study reveals key themes related to policy gaps, innovative solutions, and the necessity of stakeholder collaboration. Findings indicate that existing regulatory frameworks often inadequately address ecological impacts, creating inconsistencies between energy development and conservation efforts. However, advancements in technology and collaborative approaches show promise for minimizing environmental disruption. The research underscores the need for stronger regulatory frameworks that integrate marine conservation into energy development plans. It advocates for community involvement in decision-making processes and the adoption of eco-friendly technologies. By aligning regulatory practices with sustainable development principles, the study presents a pathway toward achieving a balanced Blue Economy, ensuring both economic prosperity and the health of marine ecosystems for future generations. Future research areas are identified to further enhance understanding of the long-term impacts and effective management strategies in this critical field.
Co-Authors Achmad Tavip Junaedi Cecilia Cecilia Indri Yovita Jahrizal Jahrizal Nabila Wahid Nicholas Renaldo Suhardjo Suhardjo