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All Journal BALANCE: Economic, Business, Management and Accounting Journal Mujtama': Jurnal Pengabdian Masyarakat
Syah, Imran
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Social Sciences Transportation Other

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Peningkatan Kreativitas Bisnis melalui Program “Sinau Bisnis Rame-Rame” pada Siswa SMK Muhammadiyah II Brondong Lamongan Lailiyah, Elliv Hidayatul; Fajri, Mega Barokatul; Zulyanti, Noer Rafikah; Syah, Imran
Mujtama Jurnal Pengabdian Masyarakat Vol 4, No 1 (2024): Mujtama’ Jurnal Pengabdian Masyarakat
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/mujtama.v4i1.22553

Abstract

Salah satu upaya untuk mencapai misi Menuju Indonesia Emas 2045 adalah Indoneisa harus memiliki sumber daya manusia yang unggul serta terampil dalam segala bidang yaitu sumber daya yang kreatif serta inovatif. Perkembangan teknologi yang masif serta semakin mengetatnya persaingan global membuat semakin bergantung pada inovasi dan kreatifitas agar dapat bertahan, bersaing, serta berhasil. Karena alasan itulah, perlu adanya kegiatan yang dapat menumbuhkan jiwa-jiwa kewirausahaan yang kreatif  dan inovatif, agar dapat berwirausaha dan menciptakan lapangan kerja. Tujuan pengabdian ini adalah untuk meningkatkan kreativitas bisnis pada siswa SMK Muhammadiyah II Brondong Lamongan. Metode pelaksanaan yang diterapkan adalah memberikan materi tentang creative and innovative thinking. Hasil kegiatan ini adalah siswa SMK Muhammadiyah II Brondong memiliki pandangan serta ide-ide yang kreatif dan inovatif mengenai bisnis serta antusiasme para siswa untuk memiliki bisnis sendiri meningkat.
Financial Technology: An Analysis of the Financial Performance and Growth of Banking Companies Fajri, Mega Barokatul; Rochmah, Sofi Machmudatul; Putro, Guruh Marhaenis Handoko; Lailiyah, Elliv Hidayatul; Zulyanti, Noer Rafikah; Syah, Imran
BALANCE: Economic, Business, Management and Accounting Journal Vol 21 No 2 (2024): Juli
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/blc.v21i2.22690

Abstract

The presence of financial technology provides opportunities for banking sector companies to develop innovative products and services. The rapid development of technology means that fintech services are considered an extension of banks. On the other hand, fintech banking, such as mobile banking and Internet banking, provides many conveniences, including serving Indonesian people who the traditional financial industry cannot serve. This research aims to test and analyze whether financial technology (independent variable) can influence company performance regarding ROA, ROE, NIM, BOPO, and company growth (dependent variable) in the banking industry. All banking companies listed on the IDX except Sharia banking are the data samples used. The testing method used is through the Between-Subjects Effect MANOVA test. This test shows that fintech positively affects ROA, ROE, and NIIM. However, the BOPO and company growth variables cannot be influenced by fintech.
Co-Authors Fajri, Mega Barokatul Lailiyah, Elliv Hidayatul Noer Rafikah Zulyanti Putro, Guruh Marhaenis Handoko Rochmah, Sofi Machmudatul