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All Journal Paradigma : Journal of Science, Religion and Culture Studies JUDICIOUS: Journal of Management
Rasyid, Muhammad Irfan
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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Analysis of the Behavior of Young Couples in Buying a House Using Sharia Contracts Rinaldy, Salwa Afronisa Aulia; Fadhliah, Syifa; Rasyid, Muhammad Irfan; Nurhayati, Gita; Putra, Purnama
PARADIGMA : JURNAL ILMU PENGETAHUAN AGAMA, DAN BUDAYA Vol 21 No 2 (2024): PARADIGMA Journal of Science, Religion and Culture Studies
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/paradigma.v21i2.9960

Abstract

This study aims to analyze the direct and indirect influence among variables such as attitudes, subjective norms and behavioral control perceptions on the decision-making of young couples in buying houses based on sharia contracts with interest variables as the intervening variable. This study used a quantitative method used by distributing questionnaires to 250 young couples. This study used a side purposive sampling method. This study applied a a path analysis to examine the direct and indirect influence of independent variables on dependent variables through intervening variables. The results of the study showed that attitudes, subjective norms and perception of behavioral control influenced people’s interests to buy a house using sharia-based contracts. Furthermore, attitudes affect decision-making, while subjective norm variables and behavioral control perceptions do not have a significant effect on decision-making. Nevertheless, interests have a positive and significant effect on decision-making. Based on the results of the path analysis, interests could mediate attitudes, subjective norms and perception of behavior control in making decisions in taking houses based on sharia contracts. The results of this study imply that sharia-based banks in Indonesia need to provide a continuous literacy program toward sharia-based mortgage products to increase customers’ interests so that they know the advantages of using sharia-based banks, especially in terms of house mortgage financing products.
Pengaruh Organizational Culture dan Strategic Orientation Terhadap Organizational Performance Pelaku Usaha Mikro Kecil dan Menengah (UMKM) yang Dimediasi oleh Innovation Capability Rasyid, Muhammad Irfan; Mualim , Ahdi; Anggiani, Sarfilianti
JUDICIOUS Vol 4 No 2 (2023): Judicious
Publisher : Neolectura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37010/jdc.v4i2.1399

Abstract

The aim of this research is to look at the growth and development of Micro, Small and Medium Enterprises to be able to help and improve the economy and absorb as many workers as possible as well as the introduction of superior regional products, especially Micro and Medium Enterprises. The analysis method is carried out through explanatory research, with the PLS/SEM application. The concepts and problems studied look at causal relationships, then explain the variables that cause the problems studied. The findings from this research show the influence of organizational culture, strategic orientation, on organizational performance. There is an influence of organizational culture, strategic orientation on innovation capability. There is an influence of innovation capability on organizational performance. There is an influence of organizational culture, strategic orientation on organizational performance which is mediated by innovation capability. The theoretical implication is that innovation capability through increasing its dimensions can improve the organizational performance of Micro and Medium Enterprises and can increase the trust and loyalty of related parties. Improve and develop production quality first, paying attention to development and innovation. Strategic orientation will provide a good indication of the organizational performance of Micro and Medium Enterprises. The managerial implication states that product quality, in the process of organizational performance involvement of all entrepreneurs with third parties is very close, so that cooperation and conformity with technical specifications to the wishes of the community must be a top priority. The quality of Micro and Medium Enterprises in terms of cooperation, production quality, performance of departments such as decision makers, is a picture that can be felt by the community or collaborating parties, so these various qualities must be a priority for improving Micro, Small and Medium Enterprises.
Co-Authors Anggiani, Sarfilianti Fadhliah, Syifa Mualim , Ahdi Nurhayati, Gita Purnama Putra, Purnama Rinaldy, Salwa Afronisa Aulia