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All Journal QISTINA: Jurnal Multidisiplin Indonesia
Wijaya, Jonathan Kenneth
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Religion Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing

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Journal : QISTINA: Jurnal Multidisiplin Indonesia

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Juridical Review of the Auction of Collateral Items Due to Default Liauw, Jonathan; Wijaya, Jonathan Kenneth; Lingga, Elya Fransisco Beckham; Martinelli, Imelda
QISTINA: Jurnal Multidisiplin Indonesia Vol 2, No 2 (2023): December 2023
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/qistina.v2i2.840

Abstract

Based on the research results, it can be concluded that collateral objects that are not bound by mortgage rights can basically still be used as collateral in a loan agreement or credit guarantee. However, in practice, if there is a default, the execution of the collateral object is difficult because it has to go through litigation or a court suit which takes a long process and harms the creditor in the end. So that the collateral object should be tied to the guarantee institution to provide strong executorial confiscation powers. Likewise with acts of default committed in this case carried out by creditors who are late in fulfilling their obligations to pay debts as agreed. However, in this case the District Court which decided the case exceeded the limits of its authority.
Co-Authors Imelda Martinelli, Imelda Liauw, Jonathan Lingga, Elya Fransisco Beckham