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The Influence of Islamic Insurance And Islamic Banks on Indonesia's Economic Growth For The Period 2016-2022 Batubara, Maryam; Andiyanto, Sakti
AL-FALAH : Journal of Islamic Economics Vol 8, No 2 (2023)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v8i2.8210

Abstract

Purpose: The goal of this research is to discover and assess the impact of Islamic insurance and Islamic banks on economic growth. Examining the Impact of Islamic Insurance on Indonesian Economic Growth and the Impact of Islamic Banks on Indonesian Economic Growth. In this scenario, the research was carried out between 2016 and 2022.Design/Method/Approach: This is descriptive study using a quantitative research technique. With secondary data sources obtained from financial reports published by the Financial Services Authority (OJK), namely IKNB Sariah which contains financial reports for all sharia insurance and banking statistics for the 2016-2022 period. In this research, the population and sample are all monthly financial reports of Indonesian Sharia Insurance and sharia banking in quarterly form for the period 2016-2022. Economic growth is the research's dependent variable. Meanwhile, Sharia Insurance and Sharia Banking are the independent factors. This study's data will be examined utilizing research instrument testing, traditional assumption tests, multiple regression tests, and hypothesis tests.Findings: According to the partial test results, the Islamic insurance variable has no significant influence on economic growth in Indonesia for the 2016-2022 periods; however the Islamic banking variable has a positive and substantial effect on economic growth in Indonesia for the 2016-2022 periods. While the test findings between Islamic Insurance and Islamic Banks on Indonesian Economic Growth, the two data evaluated in this study combined have a substantial impact on economic growth.Originality/Value: This study adds value by examining the impact of Islamic Insurance and Islamic Banks to annual economic development in Indonesia from 2016 to 2022. Also as a fundamental study to see the opportunities and weaknesses of Islamic Insurance and Syraiah Banking in Indonesia, for Indonesia's economic growth.
IMPLEMENTASI MANAJEMEN RISIKO SYARIAH DALAM KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH Andiyanto, Sakti; Sadat, Anwar
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Koperasi Syariah adalah suatu usaha koperasi yang meliputi semua kegiatan usaha yang halal, baik, dan bermanfaat, saling menguntungka satu sama lain dengan bagi hasil dan tidak mengandung riba. Penelitian ini menggunakan metode kualitatif, sifat metode penelitian historis adalah penelitian yang ingin kembali mengkontruksikan kejadian yang sudah lama secara terstruktur dan objektif atau penelitian yang sudah ada lalu dikembangkan lagi, penelitian kualitatif itu sendiri adalah diteliti dengan mengkaji fenomena dengan lebih detail pada kasus per kasus sifat masalah yang diteliti bisa berbeda-beda. Agar penelitian yang menggunakan metode kualitatif bisa dikatakan baik, maka data yang dikumpulkan harus akurat, lengkap berupa data primer dan data sekunder. Prinsip5C ini secara tidak langsung bertujuan antara anggota dengan koperasi syariah tidak menerima hasil yang tidak jelas (gharar) dan agar terjadi kerelaan antara kedua belah pihak yaitu Character, Capacity (Kapasitas), Capital (Modal), Collateral (Agunan), Condition (Kondisi).