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All Journal Invest Journal of Sharia & Economic Law Al-Manahij : Jurnal Kajian Hukum Islam International Journal of Islamic Studies
Maknuun, Lu’lu’ Il
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Religion Arts Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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The Influence of Religiosity and Profit Margin on Increasing the Quantity of Customers in Sharia Bank Hadiyan, Edwin; Anwar, Saeful; Maknuun, Lu’lu’ Il; Enggal, Dwi; Fahmi, Ahmad
Dirasah International Journal of Islamic Studies Vol. 2 No. 1 (2024): Islamic Studies
Publisher : Perkumpulan Dosen Tarbiyah Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59373/drs.v2i1.29

Abstract

This study aims to ascertain the impact of religiosity and profit margin on the augmentation of customer quantity in private banks, both partially and simultaneusly. The employed research methodology was quantitative, utilizing a sample size of 183 respondents. The research findings, processed using the SPSS program, indicate that the customer quantity is indeed influenced by both religiosity and profit margin the first hypothesis, which aimed to investigate the impact of religiosity on the level of customer quantity development, yielded an R value of 0,169, indicating quite significant result. The second hypothesis, which aimed to examine the impact of porfit margin on the level of customer quantity development of customer quantity, yielded a value of 0,184, also indicating quite significant result. Lastly, the third hypothesis, which aimed to explore the combined influence of religiosity and profit margin on the level of customer quantity development, yielded a value of 0,193, again indicating quite significant result.
Islamic Corporate Social Responsibility Effect on Financial Performance and Reputation In OJK-Listed Banks Rizwanti, Jihan Dwi; Maknuun, Lu’lu’ Il; Yusri Aftian, Rahman
Invest Journal of Sharia & Economic Law Vol. 3 No. 2 (2023): INVEST - Vol. 3 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/invest.v3i2.5991

Abstract

This study investigates the impact of Islamic Corporate Social Responsibility (ICSR) on financial performance and corporate reputation in the context of Islamic commercial banks in Indonesia. Specifically, it examines how ICSR affects return on assets (ROA) and return on equity (ROE) as indicators of financial performance and deposits from customers (DPK) as a measure of firm reputation. The research uses data from the annual reports of nine Shariah commercial banks over five years, from 2015 to 2019.  The results show that ICSR does not significantly affect ROA, indicating a limited impact on banks' asset-based financial performance. However, ICSR has a positive effect on ROE, suggesting that it enhances investor confidence and contributes positively to equity-based financial performance. In contrast, the study concludes that ICSR does not have a significant impact on corporate reputation, suggesting the complexity of factors that influence public perception beyond ICSR activities. This research provides valuable insights into the differential impact of ICSR on different dimensions of Islamic commercial banks' performance and highlights potential areas for further research in the field of corporate social responsibility and financial management in the Islamic banking sector.
The Controversy of Child Marriage Culture in The Perspective of Maqāṣid al-Usrah: A Case Study of The Authority of Lebe' in Brebes Aprilianto, Dwi; Na'imah, Farida Ulvi; Fauzi, Ahmad; Maknuun, Lu’lu’ il
Al-Manahij: Jurnal Kajian Hukum Islam Vol. 18 No. 2 (2024)
Publisher : Sharia Faculty of State Islamic University of Prof. K.H. Saifuddin Zuhri, Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mnh.v18i2.11554

Abstract

This research is backdroped by the role of Kiais (religious figures) whose opinions regarding the permissibility of child marriage are widely followed by their local community. It aims to investigate the relevance of child marriage law in the Regency of Brebes from the perspective of maqāṣid al-usrah. This research was conducted in Banjarharjo, Pararaja, Banjaran, and Brebes districts of the  Regency of Brebes by employing legal anthropology and Ushul al-Fiqh approaches. The theories used in this research are internalization theory and maqāṣid al-usrah. Data were collected through interviews, observations, and document analysis. The practice of child marriage in Brebes society is, in principle, irrelevant to the concept of maqāṣid al-usrah, which was theoretically explained by Jamal al-Din 'Aṭiyyah. This research found that religious understanding that is internalized in the community traditions resulted in a fiqh product entitled Kitāb al-Nikah authored by an Indonesian ulama and the authority of Lebe' which has had a significant influence on the practice of child marriage in Brebes Regency. The practice of child marriage should not only be based on authoritative texts but also requires consideration of 'āqil bāligh as well as consideration of suitability, namely rushd (capability) as well as considering maqāṣid al-usrah, regulating the relationship between men and women (tanẓīm al-'alaqah bayn al-jinsayn), realization of peace, love, and compassion (taḥqīq al-sakn wa al-mawaddah wa al-raḥmah), maintaining religion in the family (hifz al-tadayyun fi al-usrah), regulating the essential aspects of the family (tanẓīm al-jānib al-mu'assasī li al-usrah), and Family Financial Regulation (tanẓīm al-jānib al-māl li al-usrah).
Co-Authors Dwi Aprilianto, Dwi Enggal, Dwi Fahmi, Ahmad Fauzi Ahmad Muda Hadiyan, Edwin Na'imah, Farida Ulvi Rizwanti, Jihan Dwi Saeful Anwar, Saeful Yusri Aftian, Rahman