Article Per Year (5 Year)
p-Index From 2019 - 2024
0.444
P-Index
This Author published in this journals
All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis JURNAL MANAJEMEN AKUNTANSI (JUMSI)
Lubis, Melisa
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Energy Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Pengaruh Pendidikan Dan Pengetahuan Terhadap Tingkat Pemahaman Masyarakat Kota Sibolga Dalam Memilih Produk Bank Syariah Lubis, Melisa; Tambunan, Khairina
Jurnal Manajemen Akuntansi (JUMSI) Vol 4, No 2: 2024
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v4i2.4288

Abstract

In Sibolga City, this study intends to examine public awareness of sharia banking products. A quantitative technique is used in this kind of research. Up to 100 residents of Sibolga City made up the sample for this study. By completing a questionnaire on a Likert scale, data was gathered. The study's findings support the conclusion that most residents of Sibolga City are unaware of Islamic banking products, with the exception of those who know about Islamic banks. The community in Sibolga City only knows about Islamic banks, according to the study's findings.
Analisis Strategi Penerapan Sumber Dana Pada Produk Pembiayaan Dana Talangan Haji Di Bank Sumut Syariah KC Sibolga Lubis, Melisa; Yanti, Nursantri; Jannah, Nurul
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 11 No 2 (2023)
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v11i2.6846

Abstract

This research aims to analyze the application of funding sources to Hajj bailout financing products at Bank Sumut Syariah KC Sibolga. The research method applied is descriptive qualitative with a case study approach. Data was collected through in-depth interviews with bank employees in the finance department, as well as through the study of related documents. This SWOT analysis shows that Bank Sumut Syariah KC Sibolga has various strengths that can be utilized to increase the application of funding sources in Hajj bailout financing products. However, they also face several weaknesses and threats that need to be managed with effective strategies. By taking advantage of existing opportunities and overcoming the challenges faced, banks can optimize this product to meet the needs of prospective Hajj pilgrims and strengthen their position in the market. To ensure the availability of funding sources for Hajj bailout financing products, Bank Sumut Syariah KC Sibolga must take advantage of existing strengths and opportunities with an effective strategy. Managing internal weaknesses, such as limited funding sources and process complexity, as well as mitigating external threats, including regulatory changes and intense competition, will be the key to success. A good strategy will include innovative product development, increased education and outreach, as well as partnership strategies to expand product reach and effectiveness.
Co-Authors Nurul Jannah Tambunan, Khairina Yanti, Nursantri