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All Journal Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Santri : Jurnal Ekonomi dan Keuangan Islam
G.W.I. Awal Habibah
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other

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PENGARUH BAGI HASIL DAN KEPERCAYAAN TERHADAP MINAT MASYARAKAT MENABUNG DI BANK SYARIAH KOTA JAMBI Riyanti; M. Nazori Madjid; G.W.I. Awal Habibah
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 3 No. 1 (2023): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v3i1.239

Abstract

Pada penelitian ini memiliki tujuan untuk melihat pengaruh tingkat bagi hasil dan kepercayaan secara parsial dan simultan terhadap minat masyarakat untuk menabung pada Bank Umum Syariah Jambi. Dalam penelitian ini metode yang dipakai adalah metode deskriptif kuantitatif. Dan dalam penelitian inipun teknik yang digunakan dalam menvambil sample adalah random sampling, dan sampel dibagi menjadi dua kelompok (selalu disimpan dan tidak disimpan). Hasilnya menunjukkan bahwa (1) Pada saat yang sama, sebagian, ada pengaruh penting dan penting antara pembagian keuntungan dan ketergantungan pada kepentingan tabungan baik yang menabung maupun yang tidak. (2) Bagi penabung: minat memperngaruhi bagi hasil dan kepercayaan secara positif.Dan jika Anda tidak menabung: Bagi hasil memiliki efek negatif, dan kepercayaan memiliki efek positif pada minat Anda untuk menabung. (3) Variabel kepercayaan memberikan kontribusi yang signifikan terhadap minat masyarakat untuk menabung, dengan atau tanpa tabungan.
PENGARUH SOSIAL MASYARAKAT TERHADAP MINAT MENABUNG DI BANK SYARIAH INDONESIA (Studi Pada Masyarakat Desa Sido Mulyo Kecamatan Tungkal Jaya) Novi Yuni Putri; Efni Anita; G.W.I. Awal Habibah
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 3 No. 3 (2023): Oktober : Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v3i3.532

Abstract

At this time, as we know, there is low public interest in saving at Bank Syariah Indonesia, where based on preliminary observations, it shows that most people still save their own money and do not fully trust Bank Syariah Indonesia. It is hoped that sharia banking can form socialization associations in religious activities so that they can understand better so that they are in accordance with Islamic teachings towards sharia banking so that they can attract the attention of the people of Sido Mulyo Village to Indonesian sharia banks, so that they become good and more concrete behavior. This study aims to determine whether there is social influence on the interest in saving at Bank Syariah Indonesia. This study uses a quantitative method by obtaining primary data from a questionnaire by taking as many as 100 respondents using a non-probability sampling technique, namely purposive sampling by choosing people who have never saved at Bank Syariah Indonesia. Simple regression analysis is used as a data analysis technique. The results of this study indicate that social community has a positive and significant effect on the intention to save at Bank Syariah Indonesia. Based on data analysis in this study, these variables are valid and reliable. In testing the classical assumption with a normal distribution, heteroscedasticity does not occur. The results of the positive regression coefficient mean that the direction of the relationship is unidirectional, the magnitude of the effect is 5.7% and the rest is influenced by other variables
Analisis Pengelolaan Badan Usaha Milik Desa (BUMDES) dalam Perspektif Ekonomi Islam: Di Desa Rantau Badak Kabupaten Tanjung Jabung Barat Ranti Khairunnisa; Usdeldi Usdeldi; G.W.I. Awal Habibah
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 5 (2024): Oktober : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i5.886

Abstract

This researcher aims to explain the management of BUMDES in Rantau Badak Village, West Tanjung Jabung Regency and the management of BUMDES from an Islamic economic perspective. This researcher uses a qualitative method, data collection techniques are obtained from observation, interviews and documentation related to this research. In this study, the researcher conducted interviews with the village head, the head of BUMDES and one of the people in Rantau Badak Village. Based on the results of the research that has been conducted by the researcher, it can be concluded that the types of businesses studied are two types of businesses, namely drinking water depots and tent rentals. Both types of businesses are managed by BUMDES Rantau Badak Village. In the management of BUMDES, it has been able to improve the community's economy, for example by opening up employment opportunities, training community skills and expertise, but the error lies in the lack of public awareness because they do not utilize the facilities available at BUMDES. Then the management of BUMDES from an Islamic economic perspective in Rantau Badak Village has moved towards sharia, namely in the tent rental business and drinking water depot business because it is ta'awun which means helping each other and which is not sharia, namely in Brilink because it contains usury, and BUMDES has moved towards sharia
Co-Authors Efni Anita M. Nazori Madjid Novi Yuni Putri Ranti Khairunnisa Riyanti Usdeldi, Usdeldi