Claim Missing Document
Check
Articles

Found 4 Documents
Search

PENGARUH BIAYA OPERASIONAL PENDAPATAN OPERASIONAL DAN LIKUIDITAS TERHADAP RETURN ON ASSET (STUDI KASUS PT BANK TABUNGAN NEGARA INDONESIA TAHUN 2018-2022 Muhammad Distian Andi Hermawan
Jurnal Kajian Ekonomi dan Manajemen Indonesia (JKEMI) Vol. 1 No. 1 (2023): Jurnal Kajian Ekonomi dan Manajemen Indonesia
Publisher : Yayasan Pendidikan Islam Amal Shaleh Kombongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61079/jkemi.v1i1.11

Abstract

This study aims to see the effect between operational costs operating income and liquidity on return on assets. Either partially or simultaneously. The method of analysis used in this study is a statistical method in which the data source used is secondary data sourced from the Indonesia Stock Exchange, which this method is to determine the effect of operating expenses on operational income and liquidity on return on assets. This study uses multiple linear regression analysis by first testing classical assumptions, namely normality, multicollinearity, and heteroestensity and autocorrelation tests. The results of the data processing above show that variable X1, namely the operational cost of bopo operating income on return on assets with a significance level of 0.22, which is greater than 0.05, it can be said that variable X1 on y has no partial effect and for variable X2 liquidity with a significance value of 0.361 greater than 0.05, it can be concluded that variable X2 has no effect on variable y partially.
THE EFFECT OF FINANCING TO DEPOSIT RATIO, CAPITAL ADEQUENCY RATIO, NON-PERFORMING FINANCING ON NET PROFIT MARGIN (CASE STUDY OF BANK MUAMMALAT SYARIAH 2018-2022) Muhammad Distian Andi Hermawan
AKSIOMA : Jurnal Manajemen Vol 2 No 2 (2023): AKSIOMA : Jurnal Manajemen [Agustus-Januari 2023]
Publisher : Program Studi Manajemen dan Magister Manajemen, Fakultas Ekonomika dan Bisnis, Universitas Katolik Widya Mandira

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30822/aksioma.v2i2.2553

Abstract

The purpose of this study is to determine the simultaneous or partial effect of FDR, CAR and MFN variables on net profit. The data source used in this study is secondary data. The results showed that the significance value of the variable Financing Ratio / FDR (X1) Capital Mobilization Ratio / FDR did not have a significant effect on the variables Net Income Ratio (Y), solvency and capital. variable modal fitness. Ratio / CAR then it can be said that the solvency ratio variable does not have a significant effect on profit margin (Y). Simultaneous significance level test results. In this case it can be said.
PENGARUH CASH RATIO (CR) DAN DEBT TO ASSET RATIO (DAR) TERHADAP RETURN ON ASSET (STUDI KASUS PT CITILINK INDONESIA TAHUN 2017-2021) Muhammad Distian Andi Hermawan
AKSIOMA : Jurnal Manajemen Vol 2 No 2 (2023): AKSIOMA : Jurnal Manajemen [Agustus-Januari 2023]
Publisher : Program Studi Manajemen dan Magister Manajemen, Fakultas Ekonomika dan Bisnis, Universitas Katolik Widya Mandira

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30822/aksioma.v2i2.2663

Abstract

In this study has the aim to see the influence of the financial system on the ratio of debt and profit together and also individually. The data used in this study uses secondary data obtained on the Indonesia Stock Exchange website with a time of 2017 to 2021. The analysis tool used in this study used SPSS software version 24. The results of this study show that the variables of financial literacy (X1) and financial behavior (X2) do not have a positive and significant influence on investment decisions (Y) both in testing together and individually
PENGARUH LITERASI KEUANGAN DAN PERILAKU KEUANGAN TERHADAP KEPUTUSAN INVESTASI DI CRYPTO Muhammad Distian Andi Hermawan
Journal of Financial Economics & Investment Vol. 3 No. 3 (2023): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jofei.v3i3.28645

Abstract

The problem that occurs is that the people of Palembang do not understand where to start investing.  This is based on the ability of a low level of financial literacy. This study aims to see the influence of financial literacy and financial behavior either partially or simultaneously. This study uses a quantitative approach where the data obtained uses questionnaires or questionnaires in the form of questions asked to respondents. Respondents is used in this study are 30 respondents. Analysis technique used linear regression. The results of this study show that Variable (X1) Financial Literacy does not have a partial influence on Variable (Y) Investment Decisions. Variable X2 Financial Behavior has a positive and significant influence on Variable (Y) Investment Decisions. The simultaneous test show that both Independent Variables (X1) Financial literacy and (X2) Financial behavior have a positive and significant influence on the Dependent Variable (Y) Investment Decision.