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The Influence and Important Role of KSU in Supporting MSME Capital in Dairi Regency (Case Study on Multi-Business Cooperative/KSU KOZERO Legal Entity: No. 195/BH/V/2008 Sidikalang, Dairi Regency) Perkasa, Ripho Delzy; Pitaloka, Dinda Dyah; Sofia, Yemmi; Sitompul, Khairunnisa
Jurnal Nasional Holistic Science Vol. 4 No. 2 (2024): Jurnal Nasional Holistic Science
Publisher : Lembaga Riset Mutiara Akbar NOMOR AHU-0003295.AH.01.07 TAHUN 2021

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/hs.v4i2.624

Abstract

One of the problems by UMKM is the availability of accessing capital to bank financial institutions as business capital credit providers. This research examines the influence and important role of multi-business cooperatives in supporting UKKM capital in Dairi Regency. The aim of this research is to find out the role of all-business cooperatives in supporting UMKM capital in Dairy Regency. In addition, this research aims to uncover various factors and challenges that cause cooperatives to not be optimal in helping the development of UMKM through providing business capital. The method used is a quantitative descriptive method with cross tabulation between variables that are the researcher’s observations. The research results show that the role of cooperatives is still very low in empowering UMKM capital. Factors that cause the low role of all-business cooperatives in Sidikalang City include: 1) the number of cooperatives is less than the number of UMKM, 2) low public understanding of cooperatives, 3) minimal understanding and management of cooperatives, 4) negative views from several individuals have led to a lack of trust among UMKM actors in cooperatives.