Article Per Year (5 Year)
p-Index From 2019 - 2024
0.408
P-Index
This Author published in this journals
All Journal International Journal of Educational Review, Law And Social Sciences (IJERLAS)
Nursyidah
Unknown Affiliation
Religion Humanities Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
PUBLIC PERCEPTION IN CHOOSING SHARIA INSURANCE Haris Al Amin; Muhammad Suip; Imsar; Nursyidah
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 2 No. 6 (2022): November
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v2i6.792

Abstract

This research aims to determine the influence of public perception in choosing Islamic Insurance at Kecamatan Silih Nara, Kabupaten Aceh Tengah. this research using quantitative analysis methods, the variables are public perception (x) and decision making (y), the model used in this study is a simple linear regression model that will be done after the classic assumption test which consist of a normality test and a heteroscedasticity test, using the SPSS Version 18. The data used is primary data.collected using a questionnaire who given to 100 respondents. The results of this research showed partially that public perception had a positive and significant influence in decision making to choosing Islamic Insurance at Kecamatan Silih Nara, Kabupaten Aceh Tengah. Based on the results of the t test, it was found that public perception variable obtained t – value > t – table (9,580 > 1,984), and sig. value 0,000 < 0,05. The results of the coefficient of determination test (R2) in this research are 0,484 (48,4%), which means that public perception has a 48% influence for the decision making process in choosing Islamic insurance. The results of Simple linear regression in this test is 0,695 (Positive value) which means there is a significant influence between public perception and decision making in choosing Islamic Insurane at Kecamatan Silih Nara, Kabupaten Aceh Tengah.
OPTIMIZING ISLAMIC FINANCIAL MANAGEMENT STRATEGIES FOR SIGNIFICANT IMPACT ON PROFITABILITY: A STUDY ON MUSYARAKAH AND MURABAHAH FINANCING IN SHARIA BANKS Nursyidah
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 2 No. 6 (2022): November
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v2i6.801

Abstract

The purpose of this study is to identify the effect of murabaha and musyarakah financing on profitability in Bank Aceh Syariah. The research method used in the preparation of this final project is a quantitative research method, using a sample of Bank Aceh Syariah financial reports. The results of the study concluded that based on the t test, the musyarakah financing variable has a significant influence on ROA (Return on Assets), with musyarakah financing results of 2.3 million rupiah per month, so it can be concluded that there is a partial effect of the musyarakah variable on ROA of Bank Aceh Syariah . The murabahah financing variable also has a significant influence on ROA, with murabahah financing yields of 2.9 million rupiah per month, so it can be concluded that there is a partial effect of the murabahah variable on the ROA of Bank Aceh Syariah. The results of the F test show that the musyarakah and murabahah variables together have a significant effect on the ROA variable, with income reaching 5.4 million rupiah each month. Thus, based on the test of the coefficient of determination (R Square), the coefficient value of R Square is 0.247 or 24.7%, which indicates that an Islamic financial management strategy has the potential to have a significant impact on the profitability of Islamic Banks through musyarakah and murabahah financing.
Co-Authors Haris Al Amin Imsar Muhammad Suip